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Contingent
  • Price cut: $10K (5/22)
    $340,000

    3197 Lower River Rd NW, Georgetown, TN 37336

    3beds
    1,186sqft
    : 
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    Single Family Residence
    Built in 1994
    6.09 Acres Lot
    $331,900 Zestimate®
    $287/sqft
    $-- HOA

    What's special

    ACREAGE | COVERED DECK | FIREPLACE | GEORGETOWN TN - If you've been wanting a little more space and a place where you can slow down and enjoy your surroundings, this Georgetown property is worth a look. Sitting on just over 6 acres, this 3 bedroom, 2 bath home offers a setting that feels peaceful and private while still being close enough to town when you need it. Inside, the home has a comfortable, easy layout with a fireplace that creates a warm, inviting spot to gather or unwind at the end of the day. The home also features new sliding doors that add both functionality and natural light. One of the more unique features is the upstairs bedroom, which opens out to its own outdoor sitting area. It's the kind of space that's perfect for a quiet morning or winding down in the evening with a little extra privacy. The covered deck really adds to the feel of this home, as it gives you another place to relax and take in the land around you. Whether you're looking for room to roam, a more laid-back setting, or just a place that feels a little removed from the everyday rush, this property gives you that opportunity while still keeping you within reach of Cleveland and the surrounding area.
    45 days
    |
    1,763
    |
    111
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Cindi Richardson 423-280-1442,

    Richardson Group 423-790-7979

    Source: Greater Chattanooga Realtors,MLS#: 1533795

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Electric Range
      • Laundry: Laundry Closet
      Features
      • Ceiling Fan(s), Laminate Counters
      • Flooring: Hardwood, Tile
      • Windows: Other
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 1,186
      • Total interior livable area: 1,186 sqft
      • Finished area above ground: 1,186

      Property

      Parking
      • Parking features: Asphalt, Off Street, Paved
      Features
      • Levels: One and One Half
      • Patio & porch: Covered, Deck
      • Exterior features: Balcony, Rain Gutters
      • Has view: Yes
      • View description: Mountain(s)
      Lot
      • Size: 6.09 Acres
      • Dimensions: 853 x 413 x 725 x 394
      • Features: Secluded, Wooded
      Details
      • Parcel number: 004 00206 000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Stone
      • Foundation: See Remarks
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1994

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available, Electricity Available, Phone Available, Water Available

      Community & HOA

      Community
      • Features: None
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Georgetown

      Financial & listing details

      • Price per square foot: $287/sqft
      • Tax assessed value: $249,700
      • Annual tax amount: $769
      • Date on market: 5/1/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Paved
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        Estimated market value

        $331,900

        $315,000 - $348,000

        $1,407/mo

        Price history

        DateEventPrice
        6/3/2026Contingent$340,000$287/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3219859 Report a problem
        6/3/2026Pending sale$340,000$287/sqft
        Source: East Tennessee Realtors #1339257 Report a problem
        5/22/2026Price change$340,000-2.9%$287/sqft
        Source: Greater Chattanooga Realtors #1533795 Report a problem
        4/30/2026Listed for sale$350,000+250%$295/sqft
        Source: RCAR #20262267 Report a problem
        5/2/2013Sold$100,000-9%$84/sqft
        Source: Public Record Report a problem
        3/5/2013Price change$109,900-18.5%$93/sqft
        Source: Bender Realty #20123337 Report a problem
        11/9/2012Price change$134,900-3.6%$114/sqft
        Source: Bender Realty #20123337 Report a problem
        7/28/2012Listed for sale$139,900+80.5%$118/sqft
        Source: Bender Realty #20123337 Report a problem
        12/27/2010Sold$77,500-12.8%$65/sqft
        Source: Public Record Report a problem
        9/18/2010Listed for sale$88,900-7.4%$75/sqft
        Source: foreclosure.com Report a problem
        6/14/2010Sold$96,000$81/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $62,425 +60.4%
        2024$698 $38,925
        2023$698 $38,925
        2022$698 $38,925
        2021$698 +3%$38,925 +27.6%
        2019$678 +5.9%$30,500
        2018$640 +0%--
        2017$640 -6.2%--
        2016$682 --
        2015$682 +3.5%--
        2014$659 --
        2013-- --
        2011$612 $28,750
        2009$612 $28,750
        2008-- $28,750 +16.9%
        2007$593 +12.6%$24,600
        2006$526 $24,600
        2005$526 +2.3%$24,600 +10.4%
        2004$515 $22,275
        2003$515 $22,275 +16.7%
        2001-- $19,085 -75%
        2000-- $76,338

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 37336

          Getting around

          0 / 100
          Car-Dependent
          4 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Hopewell Elementary
          • Middle: Hopewell Middle School
          • High: Walker Valley High

          Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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