Super affordable, furnished waterfront cottage on Lake Salem offering move-in-ready convenience and low-maintenance lakefront living. Welcome to Mack's Cottages, where Cottage #2 is one of just five cottages within this charming lakeside community. The main level features two bedrooms, a 3/4 bathroom, a kitchen and dining area, and a fully screened porch—perfect for relaxing and enjoying the lake breeze. The mostly finished lower level provides additional sleeping quarters, a comfortable family room, and a mechanical room. Numerous improvements have been completed in recent years, including a finished basement, newly shingled roof, updated windows, electrical and plumbing upgrades, fresh exterior paint, two mini-split heat pumps providing both heating and air conditioning, an on-demand water heater, and much more. The property includes shared waterfront access and common areas and it's own lakeside firepit area. Annual association dues are just $800 and cover landscaping, trash removal, water & septic maintenance, and liability insurance. If you're looking for an affordable waterfront getaway without the hassle of ongoing maintenance, this property checks all the boxes. Simply arrive, unpack, and start enjoying life at the lake.
Active
Listed by: Jim Campbell Real Estate
$199,000
32 Mack's Drive #2, Derby, VT 05829
2beds
798sqft
Single Family Residence
Built in 1945
-- sqft lot
$196,400 Zestimate®
$249/sqft
$-- HOA
What's special
Lakeside firepit areaFinished basementMostly finished lower levelTwo bedroomsOn-demand water heaterUpdated windowsNewly shingled roof
- 4 days |
- 974 |
- 71 |
Zillow last checked:
Listing updated:
Listed by:
Jenna Flynn,
Jim Campbell Real Estate 802-334-3400
Source: PrimeMLS,MLS#: 5096610
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Heating
- Heat Pump, Mini Split
Cooling
- Mini Split
Appliances
- Included: Microwave, Mini Fridge, Gas Range, Refrigerator, Instant Hot Water, Water Heater
Features
- Flooring: Carpet, Laminate, Tile, Vinyl
- Basement: Climate Controlled,Concrete,Concrete Floor,Finished,Full,Interior Stairs,Walkout,Interior Access,Exterior Entry,Interior Entry
- Furnished: Yes
Interior area
- Total structure area: 848
- Total interior livable area: 798 sqft
- Finished area above ground: 528
- Finished area below ground: 270
Property
Parking
- Parking features: Shared Driveway, Gravel
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed Porch, Screened Porch
- Exterior features: Natural Shade
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Deep Water Access, Lake Access, Lake Front, Lakes, Waterfront
- Body of water: Salem Lake
Lot
- Features: Recreational
Details
- Zoning description: Per Derby
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage/Camp
- Property subtype: Single Family Residence
Materials
- Wood Frame, Wood Siding
- Foundation: Concrete
- Roof: Shingle
Condition
- New construction: No
- Year built: 1945
Utilities & green energy
- Electric: 100 Amp Service, Circuit Breakers
- Sewer: Concrete, Shared
- Utilities for property: Propane
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
HOA
- Amenities included: Master Insurance, Landscaping, Common Acreage, Trash Removal
- Services included: Maintenance Grounds, Sewer, Trash
- Additional fee info: Fee: $800
Location
- Region: Derby
Financial & listing details
- Price per square foot: $249/sqft
- Annual tax amount: $1,862
- Date on market: 6/25/2026
- Exclusions: Bedroom Lamp, Glider Rocker, misc. knick knacks, kayaks, water toys/accessories
- Road surface type: Paved
Estimated market value
$196,400
$187,000 - $206,000
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Listed for sale | $199,000$249/sqft |
Source:  PrimeMLS #5096610 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 05829
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 6/10Derby Elementary SchoolGrades: PK-6Distance: 5.2 mi
- 5/10North Country Senior Uhsd #22Grades: 9-12Distance: 4.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Vermont
- Orleans County
- Derby
- 05829
- 32 Mack's Drive Unit 2
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