Highly desirable Lake at Twelve Oaks. Offering nearly 4,200 +/- square feet of finished living space, this reverse ranch is tucked at the end of a quiet cul-de-sac on a private .95-acre lot. Designed for both everyday living and entertaining, the main level features a bright living room, a comfortable family room with fireplace, and versatile dining options including a formal dining area, breakfast nook, and a granite wraparound bar with seating for six. A convenient laundry room adds efficiency, while three sets of sliding doors open to an expansive 450 sq ft covered deck for seamless indoor-outdoor living.
The walkout lower level is ideal for gatherings or multigenerational living, offering a large recreation area with a second fireplace, a full second kitchen, and a spacious bedroom with nearby bath. Outdoor living continues with direct access to a covered patio, expansive bar area, hot tub, and a large L-shaped in-ground pool—creating a private retreat for entertaining or relaxing.
Located in Lake at Twelve Oaks, residents enjoy lake access, scenic walking trails, and a strong sense of community with annual events such as a 4th of July fireworks extravaganza. Conveniently situated just minutes from Altec, Missouri Western State University, Herzog, and Mosaic Hospital. Nearby schools include Oak Grove Elementary and St. Joseph Christian School, both just minutes away.
Sold
Price Unknown
3204 Harbor View Dr, Saint Joseph, MO 64506
5beds
4,149sqft
Single Family Residence
Built in 2002
0.95 Acres Lot
$689,600 Zestimate®
$--/sqft
$2,200 Estimated rent
Home value
$689,600
Estimated sales range
Not available
$2,200/mo
Zestimate® history
Owner options
List your home for rent
$2,200/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,200/mo
Rent Zestimate®
Refinance and save
$600/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$600/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked:
Listing updated:
Listed by:
COREY PALMER 816-344-3156,
CAP Realty
Bought with:
Joella Schultz, 2024016381
Top Property Realty, LLC
Source: Heartland MLS as distributed by MLS GRID,MLS#: 2615150
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: Ceiling Fan(s), Luxury Vinyl
- Level: Main
Bedroom 1
- Features: Luxury Vinyl
- Level: Main
Bedroom 2
- Features: Luxury Vinyl
- Level: Main
Bedroom 4
- Features: Ceiling Fan(s), Luxury Vinyl
- Level: Main
Bedroom 5
- Features: Carpet
- Level: Lower
Bathroom 1
- Features: Ceramic Tiles
- Level: Main
Bathroom 2
- Features: Ceramic Tiles
- Level: Main
Bathroom 3
- Features: Ceramic Tiles
- Level: Lower
Half bath
- Features: Ceramic Tiles
- Level: Main
Heating
- Natural Gas
Cooling
- Electric
Appliances
- Included: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator
- Laundry: Main Level, Off The Kitchen
Features
- Ceiling Fan(s), Central Vacuum
- Flooring: Carpet, Ceramic Tile, Luxury Vinyl
- Basement: Basement BR,Finished,Full,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Basement, Family Room, Gas
Interior area
- Total structure area: 4,149
- Total interior livable area: 4,149 sqft
- Finished area above ground: 2,349
- Finished area below ground: 1,800
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage Door Opener, Garage Faces Side
- Attached garage spaces: 3
Features
- Has private pool: Yes
- Pool features: In Ground
- Has spa: Yes
- Spa features: Heated
- Fencing: Metal
Lot
- Size: 0.95 Acres
- Features: Cul-De-Sac
Details
- Parcel number: 037.036003000001.073
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco & Frame
- Roof: Composition
Condition
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Lake at Twelve Oaks
HOA
- Has HOA: Yes
- HOA fee: $600 annually
Location
- Region: Saint Joseph
Financial & listing details
- Tax assessed value: $30,690
- Annual tax amount: $5,602
- Date on market: 4/24/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Sold | -- |
Source:  Heartland MLS as distributed by MLS GRID #2615150 Report a problem | ||
| 5/30/2026 | Pending sale | $689,500$166/sqft |
Source: Heartland MLS as distributed by MLS GRID #2615150 Report a problem | ||
| 4/24/2026 | Listed for sale | $689,500-4.9%$166/sqft |
Source: Heartland MLS as distributed by MLS GRID #2615150 Report a problem | ||
| 4/14/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/3/2026 | Listed for sale | $725,000$175/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $5,832 +104.6% |
| 2024 | $174 -3.7% | $2,851 |
| 2023 | $181 +0.1% | $2,851 |
| 2022 | $180 +0.1% | $2,851 |
| 2021 | $180 | $2,851 |
| 2020 | -- | $2,851 |
| 2018 | -- | $2,851 |
| 2017 | -- | $2,851 |
| 2016 | -- | $2,851 |
| 2015 | -- | $2,851 +20% |
| 2011 | -- | $2,376 |
Find assessor info on the county website
Neighborhood: 64506
Nearby homes
- $591,700-- bd-- ba2.4k sqft3204 Harbor View Dr, Gallatin, MO 64506Off Market
- $480,6004 bd3 ba2k sqft3206 Harbor View Dr, Saint Joseph, MO 64506Off Market
- $809,4005 bd4 ba5.4k sqft3202 Harbor View Dr, Saint Joseph, MO 64506Off Market
- $251,000-- bd-- ba1.2k sqft3125 N Leonard Rd, Saint Joseph, MO 64506Off Market
- $593,9003 bd3 ba3.6k sqft4504 Twelve Oaks Dr, Saint Joseph, MO 64506Off Market
- $607,300-- bd-- ba3.3k sqft3208 Harbor View Dr, Saint Joseph, MO 64506Off Market
- $543,400-- bd-- ba1.9k sqft4506 Twelve Oaks Dr, Saint Joseph, MO 64506Off Market
- $375,3003 bd4 ba2.5k sqft3109 N Leonard Rd, Saint Joseph, MO 64506Off Market
Nearby schools
GreatSchools rating
- 7/10Oak Grove ElementaryGrades: PK-6Distance: 0.8 mi
- 5/10Bode Middle SchoolGrades: 7-8Distance: 2.7 mi
- 4/10Central High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Oak Grove
- Middle: Bode
- High: Central
Source: Heartland MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$689,600
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$689,600
- Missouri
- Buchanan County
- Saint Joseph
- 64506
- 3204 Harbor View Dr
Nearby cities
Nearby zip codes
Other Saint Joseph Topics
