Check it Out! Welcome home to this beautifully maintained 4-bedroom, 3-bathroom home built in 2022, located in a gated golf course community and zoned for the sought-after Harmony neighborhood schools. This one-owner home sits on a premium lot with a fully fenced backyard that backs up to privacy—perfect for relaxing evenings, pets, or playtime. From the moment you arrive, you’ll notice the attention to detail, with paver driveway and porches, plantation shutters, crown molding throughout the 1st floor, gutters and a whole-house water system already in place. Inside, the open and functional layout includes a flex room and full bathroom on the main floor—ideal for guests, a home office, or even a playroom. The gourmet kitchen is a true highlight, featuring stainless steel appliances, quartz countertops, and plenty of space for cooking, hosting, and gathering. Upstairs, all bedrooms are conveniently located near the spacious laundry room, keeping chores simple and organized. Whether you're looking for comfort, style, or convenience, this home checks all the boxes. You’ll be just minutes from the beaches and less than an hour to Orlando’s theme parks and international airport—giving you the best of both Florida fun and everyday practicality. Don’t miss your chance to own a move-in-ready home in a great location with top-rated schools!
For sale
Price cut: $14K (6/22)
$449,900
3204 Oxbow Ct, Harmony, FL 34773
4beds
2,361sqft
Single Family Residence
Built in 2022
4,792 Square Feet Lot
$-- Zestimate®
$191/sqft
$216/mo HOA
What's special
Quartz countertopsGourmet kitchenOpen and functional layoutPlantation shuttersStainless steel appliancesFully fenced backyardPaver driveway and porches
- 142 days |
- 117 |
- 10 |
Zillow last checked:
Listing updated:
Listed by:
Chris Woeste 407-908-2716,
TIE TEAM REALTY LLC 321-805-4392
Source: Stellar MLS,MLS#: S5144242
Originating MLS: Osceola

Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Utility Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 288 Square Feet
- Dimensions: 18x16
Bedroom 2
- Features: Storage Closet
- Level: Second
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 3
- Features: Storage Closet
- Level: Second
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 4
- Features: Storage Closet
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Dining room
- Level: First
- Area: 210 Square Feet
- Dimensions: 14x15
Kitchen
- Level: First
- Area: 180 Square Feet
- Dimensions: 18x10
Living room
- Level: First
- Area: 255 Square Feet
- Dimensions: 15x17
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room, Upper Level
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Solid Surface Counters, Split Bedroom, Thermostat
- Flooring: Carpet, Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 3,034
- Total interior livable area: 2,361 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
- Details: Garage Dimensions: 22x20
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Rear Porch
- Exterior features: Irrigation System, Rain Gutters
- Fencing: Fenced
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Lake
Lot
- Size: 4,792 Square Feet
- Features: Cleared, Conservation Area, Landscaped, Near Golf Course, Sidewalk
Details
- Parcel number: 202632349600010100
- Zoning: LDR
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2022
Details
- Builder model: HARBOR ISLE
- Builder name: JONES USA
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: Dock, Lake
- Pet fee: $0 monthly
- Subdivision: ENCLAVE AT LAKES OF HARMONY
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fitness Center, Gated, Golf Course, Playground, Pool
- Services included: Common Area Taxes, Community Pool, Maintenance Grounds, Maintenance Repairs
- HOA fee: $216 monthly
- HOA name: MARK HILL
- HOA phone: 407-847-2280
Location
- Region: Harmony
Financial & listing details
- Price per square foot: $191/sqft
- Tax assessed value: $377,100
- Annual tax amount: $6,065
- Date on market: 2/19/2026
- Cumulative days on market: 322 days
- Listing terms: Assumable,Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Price change | $449,900-3%$191/sqft |
Source: | ||
| 5/2/2026 | Price change | $463,900-1.1%$196/sqft |
Source: | ||
| 2/19/2026 | Listed for sale | $469,000$199/sqft |
Source: | ||
| 12/23/2025 | Listing removed | $469,000$199/sqft |
Source: | ||
| 8/1/2025 | Price change | $469,000-2.1%$199/sqft |
Source: | ||
| 7/21/2025 | Price change | $478,9000%$203/sqft |
Source: | ||
| 6/26/2025 | Listed for sale | $479,000+10.9%$203/sqft |
Source: | ||
| 8/30/2022 | Sold | $432,100$183/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,590 +4.4% | $377,100 +0.3% |
| 2024 | $6,315 +2.8% | $376,000 +1.8% |
| 2023 | $6,143 +174.2% | $369,200 +638.4% |
| 2022 | $2,240 -20.9% | $50,000 +233.3% |
| 2021 | $2,832 | $15,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Harmony
Nearby schools
GreatSchools rating
- 9/10Harmony Community SchoolGrades: PK-5Distance: 1.1 mi
- 6/10Middle School AAGrades: 6-8Distance: 1.7 mi
- 5/10Harmony High SchoolGrades: 9-12Distance: 1.4 mi
- $343,5003 bd2 ba1.5k sqft3200 Oxbow Ct, Harmony, FL 34773Off Market
Save 
- $370,0003 bd2 ba1.5k sqft3212 Oxbow Ct, Harmony, FL 34773For Sale
Save 
- $400,7004 bd3 ba2.3k sqft3196 Oxbow Ct, Harmony, FL 34773Off Market
Save - $344,5003 bd2 ba1.5k sqft3192 Oxbow Ct, Harmony, FL 34773Off Market
Save - $459,0004 bd3 ba2.7k sqft3216 Oxbow Ct, Harmony, FL 34773Off Market
Save - $455,6004 bd3 ba2.7k sqft3188 Oxbow Ct, Harmony, FL 34773Off Market
Save - $345,8003 bd2 ba1.5k sqft3220 Oxbow Ct, Harmony, FL 34773Off Market
Save - $410,8004 bd3 ba2.3k sqft3184 Oxbow Ct, Harmony, FL 34773Off Market
Save
A local agent can set up tours, give advice and negotiate with sellers.
Similar homes
- $399,9004 bd2 ba1.8k sqft2845 Ethan Hammock Rd, Harmony, FL 34773For Sale
Save 
MLS ID #S5152813, Aline Easterly, META ONE REALTY GROUP LLC. Stellar MLS - $379,0004 bd2 ba1.8k sqft3304 Sagebrush St, Saint Cloud, FL 34773For Sale
Save 
MLS ID #O6402540, David Bowers, RESORT REALTY GROUP LTD INC. Stellar MLS - $365,0002 bd2 ba1.6k sqft3300 Sagebrush St, Saint Cloud, FL 34773For Sale
Save 
MLS ID #O6406594, David Bowers, RESORT REALTY GROUP LTD INC. Stellar MLS - $510,0004 bd3 ba2.2k sqft4920 Blanche Ct, Saint Cloud, FL 34772For Sale
Save 
MLS ID #O6418420, Jorge F Alvarez Perez, JF STAR REALTY. Stellar MLS - $499,9003 bd3 ba2.3k sqft2789 Southland St, Saint Cloud, FL 34772For Sale
Save
MLS ID #O6422878, Juan Castro, REDFIN CORPORATION. Stellar MLS - $298,5002 bd2 ba1.4k sqft3464 Sagebrush St, Saint Cloud, FL 34773For Sale
Save
MLS ID #O6394042, David Bowers, RESORT REALTY GROUP LTD INC. Stellar MLS - $455,0004 bd2 ba2.2k sqft500 Watusi Way, Saint Cloud, FL 34772For Sale
Save
MLS ID #S5144078, Keliann Hernandez, FLORIDA REALTY INVESTMENTS. Stellar MLS - $448,5004 bd2 ba2.2k sqft3634 Doe Run Dr, Saint Cloud, FL 34772For Sale
Save
MLS ID #S5144921, Joseph Collins, TIE TEAM REALTY LLC. Stellar MLS - $445,5004 bd3 ba2.2k sqft920 Livestock Loop, Saint Cloud, FL 34771For Sale
Save
MLS ID #S5146557, Nicole Ruiz, CORCORAN CONNECT LLC. Stellar MLS - $415,0004 bd2 ba2.1k sqft2398 Nuthatch St, Saint Cloud, FL 34771For Sale
Save
MLS ID #S5146518, Mouna Hilali, KELLER WILLIAMS ADVANTAGE III. Stellar MLS - $445,0005 bd3 ba2.5k sqft3534 Cayugas Loop, Saint Cloud, FL 34772For Sale
Save
MLS ID #S5151714, Aimee Cruz, CHARLES RUTENBERG REALTY ORLANDO. Stellar MLS - $500,0004 bd3 ba2.6k sqft4035 Southern Vista Loop, Saint Cloud, FL 34772For Sale
Save
MLS ID #S5152847, Ivan Roman, DREAM BUILDERS REALTY. Stellar MLS - $419,0004 bd3 ba2.5k sqft3510 Hook Bill Dr, Saint Cloud, FL 34772For Sale
Save
MLS ID #S5149263, Tiffany Licata, IRON VALLEY REAL ESTATE OSCEOLA. Stellar MLS - $449,0004 bd2 ba2k sqft1110 Umbria Ln, Saint Cloud, FL 34771For Sale
Save
MLS ID #TB8492248, Agnieszka Pisarczyk, LPT REALTY, LLC. Stellar MLS - $447,0004 bd2 ba2k sqft5106 Appenine Loop W, Saint Cloud, FL 34771For Sale
Save
MLS ID #S5143048, Maria Fernan Castro, PA, LA ROSA REALTY KISSIMMEE. Stellar MLS - $439,9004 bd3 ba1.9k sqft5585 Vigo Loop, Saint Cloud, FL 34771For Sale
Save
MLS ID #O6414642, Miguel Diaz, REALTY OF AMERICA. Stellar MLS - $419,9004 bd3 ba2.5k sqft2680 Dolfino Ct, Saint Cloud, FL 34772For Sale
Save
MLS ID #O6413525, Gilberto Figueroa, KELLER WILLIAMS ADVANTAGE III. Stellar MLS - $519,0005 bd3 ba2.6k sqft3385 Wauseon Dr, Saint Cloud, FL 34772For Sale
Save
MLS ID #O6417200, Adaniel Zoga, THE AGENCY FL. Stellar MLS - $474,0003 bd4 ba2.5k sqft5414 Manchester Dr, Saint Cloud, FL 34771For Sale
Save
MLS ID #O6398557, Jason Anderson, JASON MITCHELL REAL ESTATE FLO. Stellar MLS - $490,0004 bd4 ba2.9k sqft2091 Brillante Dr, Saint Cloud, FL 34771For Sale
Save
MLS ID #O6406232, Susan Young, REALTY HUB. Stellar MLS
- Request a tour
as early as today at 2:30 pm
Contact agent
- Florida
- Osceola County
- Saint Cloud
- 34773
- Harmony
- 3204 Oxbow Ct