321 Choptank Ave | Cambridge. Welcome to 321 Choptank Ave, a turnkey, income-producing duplex in one of Cambridge’s most investable locations—just minutes from the historic district and waterfront. This is the kind of asset investors like: cash flow, strong unit mix, and long-term upside. Property Overview Two-unit duplex | 2,140 sq ft Upper unit: 3 bedrooms, 1 bath Lower unit: 2 bedrooms, 1 bath. Built in 1920 with classic Eastern Shore character. Separate entrances and functional, efficient layouts. Currently tenant occupied in both units. Off-street parking, a major plus near downtown. Private backyard for added tenant appeal. Why Investors Like This Deal. Immediate cash flow with an existing tenant in place. Move-in-ready units. Reduce CapEx and shorten vacancy time. Desirable 3BR / 2BR unit mix supports strong rental demand. Off-street parking + backyard increase rentability and retention. Ideal buy-and-hold property with room for rent optimization. Location & Long-Term Upside. Positioned near Cambridge’s historic core and waterfront, this property stands to benefit from ongoing and planned waterfront revitalization efforts, supporting appreciation alongside income. Eastern Shore rentals in walkable areas continue to see steady demand.
Pending
$214,000
321 Choptank Ave, Cambridge, MD 21613
5beds
--baths
2,140sqft
Duplex
Built in 1920
-- sqft lot
$205,000 Zestimate®
$100/sqft
$-- HOA
What's special
Classic eastern shore characterSeparate entrancesPrivate backyardFunctional efficient layoutsMove-in-ready unitsOff-street parking
- 173 days |
- 20 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Joe Hawkins 240-793-2485,
Hawkins Real Estate Company 2407932485
Source: Bright MLS,MLS#: MDDO2011336
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
Basement
- Area: 0
Heating
- Baseboard, Electric
Cooling
- Window Unit(s), Electric
Appliances
- Included: Oven/Range - Electric, Cooktop, Refrigerator, Electric Water Heater
Features
- Flooring: Carpet, Luxury Vinyl
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,140
- Total interior livable area: 2,140 sqft
Property
Parking
- Total spaces: 2
- Parking features: Off Street
Accessibility
- Accessibility features: None
Features
- Pool features: None
Lot
- Size: 3,528 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1007169523
- Zoning: RESIDENTIAL
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex
Materials
- Vinyl Siding
- Foundation: Crawl Space
- Roof: Unknown
Condition
- Good
- New construction: No
- Year built: 1920
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: None Available
Location
- Region: Cambridge
- Municipality: Cambridge
Financial & listing details
- Price per square foot: $100/sqft
- Tax assessed value: $136,100
- Annual tax amount: $2,556
- Date on market: 1/7/2026
- Listing agreement: Exclusive Agency
- Listing terms: Cash,Conventional,FHA,Negotiable,VA Loan
- Inclusions: Stoves, Refrigerators
- Ownership: Fee Simple
- Income includes: Apartment Rentals
Estimated market value
$205,000
$195,000 - $215,000
$1,545/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/29/2026 | Pending sale | $214,000$100/sqft |
Source:  Bright MLS #MDDO2011336 Report a problem | ||
| 1/8/2026 | Listed for sale | $214,000+64.6%$100/sqft |
Source: Bright MLS #MDDO2011336 Report a problem | ||
| 11/16/2021 | Sold | $130,000$61/sqft |
Source: Public Record Report a problem | ||
| 9/12/2021 | Listed for sale | $130,000$61/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,556 +14.1% | $136,100 +12.3% |
| 2024 | $2,241 +14% | $121,233 +14% |
| 2023 | $1,966 +16.2% | $106,367 +16.2% |
| 2022 | $1,691 +3.2% | $91,500 +4.3% |
| 2021 | $1,639 +3.6% | $87,700 +4.5% |
| 2020 | $1,582 +3.6% | $83,900 +4.7% |
| 2019 | $1,527 +83.6% | $80,100 |
| 2018 | $832 +10% | $80,100 |
| 2017 | $756 -56.8% | $80,100 -7.3% |
| 2016 | $1,750 | $86,400 |
| 2015 | $1,750 | $86,400 |
| 2014 | $1,750 | $86,400 -9.2% |
| 2013 | -- | $95,200 |
| 2012 | -- | $95,200 |
| 2011 | -- | $95,200 -32% |
| 2010 | -- | $139,940 +23% |
| 2009 | -- | $113,760 +29.9% |
| 2008 | -- | $87,580 +42.6% |
| 2007 | -- | $61,400 +4.9% |
| 2006 | -- | $58,530 +5.2% |
| 2005 | -- | $55,660 +5.4% |
| 2004 | -- | $52,790 +3.8% |
| 2003 | -- | $50,852 +4% |
| 2002 | -- | $48,916 +4.1% |
| 2001 | -- | $46,980 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 21613
Nearby schools
GreatSchools rating
- 2/10Sandy Hill Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 2/10Mace's Lane Middle SchoolGrades: 6-8Distance: 1.3 mi
- 2/10Cambridge-South Dorchester High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- District: Dorchester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Dorchester County
- Cambridge
- 21613
- 321 Choptank Ave
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