Pending

$875,000

321 Raven Rd, Monticello, GA 31064

5beds

3,720sqft

$5,910/mo

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Single Family Residence, Residential

Built in 1990

0.54 Acres Lot

$804,600 Zestimate^®

$235/sqft

$455/mo HOA

What's special

Open floor plan

Lakefront Living in Turtle Cove! Welcome to this stunning 5-bedroom, 4-bath lakefront home on Jackson Lake, offering 3,721 sq. ft. of living space on a beautiful 0.54-acre lot. Built in 1990, this well-maintained home features an open floor plan, perfect for entertaining and enjoying the lake lifestyle. Enjoy lake views from the spacious sunroom and covered porch, or head down to your double-slip covered dock for boating, fishing, and swimming. The finished basement provides additional living space-ideal for guests, a rec room, or home office. The home also includes a 2-car garage plus extra storage, giving you plenty of room for lake gear and equipment. Located in the sought-after Turtle Cove POA, residents enjoy access to golf, beaches, boat ramps, a clubhouse, restaurant, and lounge. Experience the perfect combination of comfort, recreation, and lakefront living in this exceptional Jackson Lake property.

265 days

38

0

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 4
Full bathrooms: 4

Primary bedroom

Level: First

Kitchen

Level: First

Heating

Central

Cooling

Electric, Central Air, Ceiling Fan(s)

Appliances

Included: Ice Maker, Dishwasher, Dryer, Electric Range, Microwave, Range Hood, Refrigerator, Washer
Laundry: Main Level, In Hall, In Bathroom

Features

Flooring: Sustainable
Basement: Walk-Out Access,Finished Bathroom,Exterior Entry,Finished,Full
Fireplace features: None

Interior area

Total structure area: 3,720
Total interior livable area: 3,720 sqft
Finished area above ground: 1,860
Finished area below ground: 1,860

Property

Parking

Parking features: Storage, Kitchen Level, Garage Door Opener, Garage, Driveway, Detached
Has garage: Yes
Has uncovered spaces: Yes

Features

Levels: One
Patio & porch: Covered, Deck, Rear Porch
Exterior features: Dock, Storage, Lighting, Double Slip, Covered/2 Slips
On waterfront: Yes
Waterfront features: Lake Front, Lake
Body of water: Jackson

Lot

Size: 0.54 Acres

Details

Additional structures: Garage(s), RV/Boat Storage
Parcel number: 019E 105

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Wood Siding
Foundation: Block
Roof: Composition

Condition

Resale
New construction: No
Year built: 1990

Utilities & green energy

Sewer: Septic Tank
Water: Other
Utilities for property: Electricity Available, Natural Gas Available, Phone Available, Water Available

Community & HOA

Community

Features: Golf, Restaurant, Pool, Playground, Lake, Fishing
Subdivision: Turtle Cove

HOA

Has HOA: Yes
Services included: Security
HOA fee: $455 monthly

Location

Region: Monticello

Financial & listing details

Price per square foot: $235/sqft
Tax assessed value: $601,160
Annual tax amount: $5,434
Date on market: 11/7/2025
Cumulative days on market: 177 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional,VA Loan
Electric utility on property: Yes

Estimated market value

$804,600

Estimated sales range

Not available

$3,328/mo

Price history

Date	Event	Price
1/5/2026	Pending sale	$875,000$235/sqft
Source: GAMLS #10639289 Report a problem
11/6/2025	Listed for sale	$875,000-10.3%$235/sqft
Source: GAMLS #10639289 Report a problem
6/3/2024	Listing removed	--
Source: GAMLS #10272750 Report a problem
5/6/2024	Price change	$975,000-2.5%$262/sqft
Source: GAMLS #10272750 Report a problem
3/28/2024	Listed for sale	$999,999+488.2%$269/sqft
Source: GAMLS #10272750 Report a problem
7/22/2019	Sold	$170,000-22.7%$46/sqft
Source: Public Record Report a problem
1/17/2018	Sold	$220,000-37%$59/sqft
Source: Public Record Report a problem
10/30/2006	Sold	$349,000$94/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$5,640 -2.7%	$240,464
2024	$5,796 +13%	$240,464 +11%
2023	$5,127 -5.7%	$216,704 +14.1%
2022	$5,440 +7.6%	$189,944 +21.7%
2021	$5,055 +2.9%	$156,024 +8.6%
2020	$4,915 -1.4%	$143,624 +3.3%
2019	$4,987 +7.9%	$139,080 +10.5%
2018	$4,620 +2%	$125,892 +7.4%
2017	$4,528 +5.1%	$117,172 +3.1%
2016	$4,310	$113,652 +3.3%
2015	$4,310 +3.3%	$110,012 +3.1%
2014	$4,173	$106,732
2013	--	--
2012	--	--
2011	--	--
2010	--	--
2009	--	$146,692
2008	--	$146,692 +3.8%
2007	--	$141,284 +21.6%
2006	--	$116,204
2005	--	$116,204
2004	--	$116,204 +110.1%
2002	--	$55,322
2001	--	$55,322
2000	--	$55,322
1999	--	$55,322

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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