Set on a premier stretch of open water on Richland Chambers Lake, this refined lakefront home in Francisco Bay delivers a seamless blend of craftsmanship, comfort, and elevated lake living. On approximately 1.63 acres with an impressive 186 feet of shoreline, the property captures expansive water views while offering privacy, space, and effortless access to the lake.
Designed in a modern farmhouse Craftsman style, the layout is approximately 2,850 square feet with 4 bedrooms and 3 full baths, thoughtfully arranged for both everyday life and guests. Vaulted ceilings, rich wood and stone finishes, and abundant natural light create a warm yet upscale vibe. The open-concept living areas flow easily into a well-appointed kitchen featuring granite countertops, double ovens, and generous cabinetry—ideal for gathering after a day on the water.
The primary suite is a private retreat with an ensuite bath, dual vanities, and walk-in closet, while additional bedrooms offer flexibility for guests with ensuite and Jack-and-Jill configurations. Every space is designed with comfort and function in mind, complete with decorative lighting, and quality finishes throughout.
Outdoors, the experience continues with a covered rear porch and deck overlooking the lake—perfect for morning coffee or evening entertaining. The boathouse, covered dock, and personal watercraft lift provide immediate access to open water, making boating, fishing, and lake days part of your everyday routine. A mosquito mist system, sprinkler system, and landscaped grounds further enhance the usability of the property year-round.
Additional highlights include a 3-car oversized garage, circular driveway, and access to gated community amenities including a pool, boat ramp, and fishing areas.
This is a rare opportunity to own a thoughtfully designed waterfront home that offers both refined living and the freedom of a quieter, lake-centered lifestyle—without sacrificing quality, space, or convenience.
Sold
Price Unknown
3212 Francisco Bay Dr, Kerens, TX 75144
4beds
2,850sqft
Single Family Residence
Built in 2010
1.63 Acres Lot
$960,900 Zestimate®
$--/sqft
$3,215 Estimated rent
Home value
$960,900
$913,000 - $1.01M
$3,215/mo
Zestimate® history
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List your homeWhat's special
Personal watercraft liftCovered dockModern farmhouse craftsman styleMosquito mist systemAbundant natural lightQuality finishes throughoutGranite countertops
Zillow last checked:
Listing updated:
Listed by:
Julie Teel 0380798 903-874-0003,
RE/MAX Lakeside Dreams 903-874-0003,
Debbie Bonner 0657324 903-875-8554,
RE/MAX Lakeside Dreams
Bought with:
Debbie Bonner, 0657324
RE/MAX Lakeside Dreams
Source: NTREIS,MLS#: 21240459
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Dimensions: 20 x 15
Bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Split Bedrooms, Walk-In Closet(s)
- Level: First
- Dimensions: 14 x 12
Bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Split Bedrooms, Walk-In Closet(s)
- Level: First
- Dimensions: 14 x 13
Bedroom
- Features: Built-in Features, Granite Counters
- Level: First
- Dimensions: 12 x 11
Primary bathroom
- Features: Built-in Features, Double Vanity, En Suite Bathroom, Granite Counters, Linen Closet, Sink
- Level: First
- Dimensions: 15 x 9
Breakfast room nook
- Features: Built-in Features
- Level: First
- Dimensions: 18 x 12
Dining room
- Level: First
- Dimensions: 12 x 11
Family room
- Features: Ceiling Fan(s), Fireplace
- Level: First
- Dimensions: 15 x 14
Other
- Features: Built-in Features, Dual Sinks, Double Vanity, En Suite Bathroom, Granite Counters, Jack and Jill Bath, Linen Closet
- Level: First
- Dimensions: 12 x 5
Other
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Dimensions: 8 x 5
Kitchen
- Features: Built-in Features, Granite Counters
- Level: First
- Dimensions: 15 x 8
Laundry
- Level: First
- Dimensions: 9 x 7
Living room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 18 x 16
Mud room
- Level: First
- Dimensions: 11 x 8
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Double Oven, Dishwasher, Electric Cooktop, Electric Water Heater, Disposal, Microwave, Refrigerator, Tankless Water Heater, Vented Exhaust Fan
- Laundry: Common Area, Washer Hookup, Dryer Hookup, ElectricDryer Hookup, Laundry in Utility Room
Features
- Built-in Features, Chandelier, Decorative/Designer Lighting Fixtures, Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Wired for Data, Walk-In Closet(s), Wired for Sound
- Flooring: Slate, Tile, Wood
- Windows: Window Coverings
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Den, Raised Hearth, Wood Burning
Interior area
- Total interior livable area: 2,850 sqft
Property
Parking
- Total spaces: 3
- Parking features: Additional Parking, Circular Driveway, Covered, Door-Multi, Direct Access, Door-Single, Driveway, Enclosed, Garage, Garage Door Opener, Inside Entrance, Kitchen Level, Lighted, On Site, Off Street, Oversized, Parking Pad, Garage Faces Side
- Attached garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Deck, Covered, Mosquito System
- Exterior features: Boat Slip, Dock, Fire Pit, Lighting, Rain Gutters
- Pool features: None, Community
- Fencing: Back Yard,Metal
- Has view: Yes
- View description: Water
- Has water view: Yes
- Waterfront features: Boat Dock/Slip, Boat Ramp/Lift Access, Lake Front, Waterfront
- Body of water: Richland-Chambers
Lot
- Size: 1.63 Acres
- Features: Back Yard, Cleared, Lawn, Landscaped, Level, Subdivision, Sprinkler System, Few Trees, Waterfront
- Residential vegetation: Cleared
Details
- Parcel number: 66122
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman,Farmhouse,Modern,Detached
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Rock, Stone
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- Year built: 2010
Utilities & green energy
- Sewer: None, Septic Tank
- Water: Community/Coop
- Utilities for property: Electricity Available, Electricity Connected, None, Septic Available, Separate Meters, Sewer Not Available, Underground Utilities, Water Available
Community & HOA
Community
- Features: Boat Facilities, Dock, Fishing, Lake, Pool, Gated
- Security: Fire Alarm, Gated Community, Smoke Detector(s), Security Service
- Subdivision: Francisco Bay I
HOA
- Has HOA: Yes
- Services included: All Facilities, Maintenance Grounds
- HOA fee: $500 semi-annually
- HOA name: Francisco Bay Pos
- HOA phone: 713-854-5402
Location
- Region: Kerens
Financial & listing details
- Tax assessed value: $1,298,280
- Annual tax amount: $11,944
- Date on market: 4/27/2026
- Cumulative days on market: 26 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Sold | -- |
Source: NTREIS #21240459 Report a problem | ||
| 6/9/2026 | Pending sale | $985,000$346/sqft |
Source: NTREIS #21240459 Report a problem | ||
| 5/24/2026 | Contingent | $985,000$346/sqft |
Source: NTREIS #21240459 Report a problem | ||
| 4/27/2026 | Listed for sale | $985,000+97%$346/sqft |
Source: NTREIS #21240459 Report a problem | ||
| 4/12/2019 | Sold | -- |
Source: Agent Provided Report a problem | ||
| 2/26/2019 | Listed for sale | $499,900$175/sqft |
Source: RE/MAX Associates of Arlington #14031029 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,559 +5.8% | $769,810 +10% |
| 2024 | $9,983 +11.4% | $699,827 +10% |
| 2023 | $8,963 | $636,206 +10% |
| 2022 | -- | $578,369 +10% |
| 2021 | -- | $525,790 |
| 2020 | -- | $525,790 +19.8% |
| 2019 | -- | $438,966 +10% |
| 2017 | -- | $399,060 +8% |
| 2016 | -- | $369,510 -3.6% |
| 2015 | -- | $383,160 |
| 2014 | -- | $383,160 +8.9% |
| 2013 | -- | $351,960 -7.2% |
| 2012 | -- | $379,350 +164.4% |
| 2011 | -- | $143,500 |
Find assessor info on the county website
Neighborhood: 75144
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Nearby schools
GreatSchools rating
- 4/10Kerens SchoolGrades: PK-12Distance: 4.1 mi
Schools provided by the listing agent
- Elementary: Kerens
- Middle: Kerens
- High: Kerens
- District: Kerens ISD
Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Texas
- Navarro County
- Kerens
- 75144
- 3212 Francisco Bay Dr
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