OH, THE VIEW! This is the Florida WATERFRONT DREAM you've been waiting for! Perfectly positioned between Terra Ceia Bay in the back and a private basin in the front, this immaculate raised home offers direct access to your own dock with a 12,000 lb. BOAT LIFT—just steps from your door. No bridges stand between you and the Gulf of Mexico, Anna Maria Island, or the sparkling open waters of Tampa Bay and the Manatee River. This is truly boater’s paradise! Inside, you'll find a lovingly maintained, upgraded home with plenty of space to relax or entertain. Step outside to your covered west-facing deck and be amazed as the sun melts into the horizon each evening—SUNSET VIEWS don’t get better than this. TROPIC ISLES is the best-kept secret on the Sun Coast, a highly sought-after 55+ WATERFRONT COMMUNITY offering an unmatched coastal lifestyle. Whether you're seeking adventure on the water or a vibrant social life on land, this community has it all. Come claim your slice of paradise on Florida’s Gulf Coast—schedule your showing today! Can’t wait? Click LINK to enjoy a VIRTUAL TOUR.
Sold for $400,000
$400,000
322 TERRA CEIA DRIVE, PALMETTO, FL 34221
2beds
1,248sqft
Manufactured Home, Single Family Residence
Built in 2005
3,376 Square Feet Lot
$400,400 Zestimate®
$321/sqft
$1,830 Estimated rent
Home value
$400,400
$368,000 - $432,000
$1,830/mo
Zestimate® history
Owner options
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$1,830/mo
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$1,830/mo
Rent Zestimate®
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$3,016/mo
Est. payment
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$3,016/mo
Est. payment
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List your homeWhat's special
Lovingly maintained upgraded homeImmaculate raised homeSunset viewsCovered west-facing deck
Zillow last checked:
Listing updated:
Listed by:
Carmen Garcia Urgelles 941-933-0453,
KELLER WILLIAMS ON THE WATER 941-729-7400
Bought with:
Tim Lester, 3101382
TIM LESTER INTERNAT'L REALTY
Source: Stellar MLS,MLS#: A4657104
Originating MLS: Sarasota - Manatee
Originating MLS: Sarasota - Manatee
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Bathroom 1
- Features: Shower No Tub
- Level: First
Bathroom 2
- Level: First
Kitchen
- Level: First
Laundry
- Features: Built-in Closet
- Level: First
Living room
- Level: First
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air, Humidity Control
Appliances
- Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Laundry: Inside, Laundry Closet
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Thermostat
- Flooring: Carpet, Luxury Vinyl, Tile
- Doors: Sliding Doors
- Windows: Blinds, Shutters, Window Treatments, Hurricane Shutters
- Has fireplace: No
Interior area
- Total structure area: 1,788
- Total interior livable area: 1,248 sqft
Property
Parking
- Total spaces: 2
- Parking features: Carport
- Carport spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Wrap Around
- Exterior features: Lighting, Private Mailbox, Rain Gutters, Storage, Boat Slip
- Has view: Yes
- View description: Water, Bay/Harbor - Full, Canal, Marina
- Has water view: Yes
- Water view: Water,Bay/Harbor - Full,Canal,Marina
- Waterfront features: Bay/Harbor Front, Waterfront, Bay/Harbor, Canal - Brackish, Bay/Harbor Access, Brackish Canal Access, Marina Access, Lift
- Body of water: TERRA CEIA BAY
Lot
- Size: 3,376 Square Feet
- Features: FloodZone, Landscaped, Near Marina
Details
- Additional structures: Shed(s)
- Parcel number: 2925521159
- Zoning: MHP1
- Special conditions: None
Construction
Type & style
- Home type: MobileManufactured
- Property subtype: Manufactured Home, Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawlspace
- Roof: Membrane
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Private, Public, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected
Community & HOA
Community
- Features: Bay/Harbor Front, Community Boat Ramp, Marina, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Fitness Center, Golf Carts OK, Pool
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: TROPIC ISLES CO-OP
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fence Restrictions, Fitness Center, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub
- Services included: Community Pool, Manager, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
- HOA fee: $347 monthly
- HOA name: BARBARA MCEVOY
- HOA phone: 941-721-8888
Location
- Region: Palmetto
Financial & listing details
- Price per square foot: $321/sqft
- Tax assessed value: $329,686
- Annual tax amount: $6,545
- Date on market: 6/25/2025
- Cumulative days on market: 233 days
- Listing terms: Cash,Other
- Ownership: Co-op
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
- Body type: Double Wide
Price history
| Date | Event | Price |
|---|---|---|
| 3/16/2026 | Sold | $400,000-7%$321/sqft |
Source:  Stellar MLS #A4657104 Report a problem | ||
| 2/13/2026 | Pending sale | $430,000$345/sqft |
Source: Stellar MLS #A4657104 Report a problem | ||
| 6/26/2025 | Listed for sale | $430,000+18.6%$345/sqft |
Source: Stellar MLS #A4657104 Report a problem | ||
| 9/29/2021 | Sold | $362,500+536%$290/sqft |
Source: Public Record Report a problem | ||
| 5/7/2003 | Sold | $57,000$46/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,583 +0.6% | $329,686 -1.9% |
| 2024 | $6,545 +2.7% | $336,185 +10% |
| 2023 | $6,370 +14.9% | $305,623 +10% |
| 2022 | $5,545 +32.9% | $277,839 +38% |
| 2021 | $4,173 +1% | $201,376 +1.5% |
| 2020 | $4,130 +4.4% | $198,492 +5.3% |
| 2019 | $3,956 | $188,492 +7.4% |
| 2018 | $3,956 +6.2% | $175,457 -1.8% |
| 2017 | $3,724 +3.4% | $178,672 +5.7% |
| 2016 | $3,603 | $168,998 +6.7% |
| 2015 | $3,603 | $158,408 -8% |
| 2014 | $3,603 +3.8% | $172,247 +5% |
| 2013 | $3,472 +347081% | $164,045 +9.5% |
| 2012 | $1 | $149,787 -1.6% |
| 2011 | $1 | $152,249 +9.6% |
| 2010 | -- | $138,853 -5.7% |
| 2009 | $3,015 -17.3% | $147,272 -23.1% |
| 2008 | $3,647 -11.1% | $191,537 -9.4% |
| 2007 | $4,100 -20.2% | $211,391 -13.5% |
| 2006 | $5,135 +70.2% | $244,280 +74.6% |
| 2005 | $3,016 +78.6% | $139,900 +80.7% |
| 2004 | $1,689 | $77,432 |
Find assessor info on the county website
Neighborhood: 34221
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Nearby schools
GreatSchools rating
- 7/10Palmetto Elementary SchoolGrades: PK-5Distance: 1 mi
- 2/10Palmetto High SchoolGrades: 8-12Distance: 1.3 mi
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Estimated market value
$400,400
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Estimated market value
$400,400
- Florida
- Manatee County
- Palmetto
- 34221
- 322 TERRA CEIA DRIVE
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