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For sale
    • $1,450,000

    323 Indian Lake Rd, Topton, NC 28781

    3beds
    2,454sqft
    : 
    $7,846/mo
    Get pre-qualified
    Residential, Cabin
    Built in 2008
    0.5 Acres Lot
    $1,365,800 Zestimate®
    $591/sqft
    $73/mo HOA

    What's special

    Private deep-water dockExpansive decksWalls of glass
    Welcome to an extraordinary waterfront retreat on the pristine shores of Lake Nantahala, renowned for having some of the cleanest, clearest water in the Southeast. Nestled in the breathtaking Nantahala Mountains within the Nantahala National Forest, this exceptional home offers the perfect blend of luxury, privacy, and natural beauty. Walls of glass and expansive decks showcase stunning panoramic lake and mountain views, creating an unforgettable setting for entertaining or peaceful relaxation. Enjoy your private deep-water dock with boating, paddleboarding, kayaking, fishing, and swimming just steps away. After a day on the water, unwind in the hot tub beneath a canopy of stars or gather around the fireplace. Currently a successful vacation rental, this remarkable property also offers outstanding investment potential. Whether you're searching for a luxurious mountain getaway, a year-round residence, or an income-producing retreat, this rare Lake Nantahala gem delivers an exceptional lifestyle in one of North Carolina's most spectacular waterfront settings. There is a .63 acre lot next to the home that is also available for purchase for extra privacy or to build on.
    7 days
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    628
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    44
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    Zillow last checked:

    Listing updated:

    Listed by:

    Susan Ayers (MLS Only),

    Home Zu (Mls Only)

    Source: Carolina Smokies MLS,MLS#: 26048066

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Second
      Heating
      • Electric
      Cooling
      • Central Electric
      Appliances
      • Included: Dishwasher, Microwave, Electric Oven/Range, Refrigerator, Washer, Dryer, Electric Water Heater
      Features
      • Breakfast Bar, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Ceramic Tile Bath, Great Room, Living/Dining Room, Open Floorplan, Rec/Game Room, Walk-In Closet(s)
      • Flooring: Carpet, Hardwood, Ceramic Tile
      • Windows: Screens, Window Treatments
      • Basement: None
      • Attic: None
      • Has fireplace: Yes
      • Fireplace features: Gas Log, Stone, Two or More
      Interior area
      • Total structure area: 2,454
      • Total interior livable area: 2,454 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: None-Carport
      Features
      • Patio & porch: Deck
      • Has spa: Yes
      • Spa features: Hot Tub/Spa
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake, Lake Front
      Lot
      • Size: 0.5 Acres
      • Features: Elevation over 3000
      Details
      • Parcel number: 6505143582
      • Other equipment: Generator

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin
      • Property subtype: Residential, Cabin
      Materials
      • Log
      • Roof: Shingle
      Condition
      • Year built: 2008

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Shared Well

      Community & HOA

      Community
      • Security: Security System, Carbon Monoxide Detector(s)
      • Subdivision: Little Choga's Place
      HOA
      • HOA fee: $875 annually
      Location
      • Region: Topton

      Financial & listing details

      • Price per square foot: $591/sqft
      • Tax assessed value: $548,900
      • Annual tax amount: $1,899
      • Date on market: 7/31/2026
      • Listing terms: Cash,Conventional
      • Road surface type: Gravel

        Estimated market value

        $1,365,800

        $1.30M - $1.43M

        $3,387/mo

        Price history

        DateEventPrice
        7/31/2026Listed for sale$1,450,000+4.3%$591/sqft
        Source: Carolina Smokies MLS #26048066 Report a problem
        3/6/2026Listing removed$1,390,000$566/sqft
        Source: Carolina Smokies MLS #26042930 Report a problem
        12/26/2025Listed for sale$1,390,000$566/sqft
        Source: Carolina Smokies MLS #26042930 Report a problem
        9/14/2025Listing removed$1,390,000$566/sqft
        Source: Carolina Smokies MLS #26041411 Report a problem
        6/28/2025Listed for sale$1,390,000$566/sqft
        Source: Carolina Smokies MLS #26041411 Report a problem
        8/18/2024Listing removed$1,390,000$566/sqft
        Source: Carolina Smokies MLS #26037270 Report a problem
        7/9/2024Listed for sale$1,390,000+1.1%$566/sqft
        Source: Carolina Smokies MLS #26037270 Report a problem
        1/2/2024Listing removed$1,375,000$560/sqft
        Source: Carolina Smokies MLS #26030539 Report a problem
        11/20/2023Price change$1,375,000-7.7%$560/sqft
        Source: Carolina Smokies MLS #26030539 Report a problem
        5/22/2023Listed for sale$1,490,000+24.2%$607/sqft
        Source: Carolina Smokies MLS #26030539 Report a problem
        3/9/2023Listing removed--
        Source: Owner Report a problem
        3/9/2023Listed for sale$1,200,000$489/sqft
        Source: Owner Report a problem
        1/25/2023Pending sale$1,200,000$489/sqft
        Source: Owner Report a problem
        1/18/2023Listed for sale$1,200,000$489/sqft
        Source: Owner Report a problem
        1/18/2023Pending sale$1,200,000$489/sqft
        Source: Owner Report a problem
        1/16/2023Listed for sale$1,200,000+9.1%$489/sqft
        Source: Owner Report a problem
        9/2/2022Listing removed--
        Source: Owner Report a problem
        7/5/2022Listed for sale$1,100,000+11.1%$448/sqft
        Source: Owner Report a problem
        7/12/2021Listing removed--
        Source: Owner Report a problem
        4/13/2021Listed for sale$990,000+16.5%$403/sqft
        Source: Owner Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        3/7/2020Listing removed$850,000$346/sqft
        Source: Owner Report a problem
        12/8/2019Listed for sale$850,000+13.3%$346/sqft
        Source: Owner Report a problem
        11/21/2018Listing removed$750,000$306/sqft
        Source: Owner Report a problem
        11/4/2018Listed for sale$750,000+183%$306/sqft
        Source: Owner Report a problem
        5/10/2005Sold$265,000$108/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,869 $548,900
        2024$1,869 +0.6%$548,900 0%
        2023$1,858 -17.5%$549,000 +20.5%
        2022$2,252 $455,690
        2021$2,252 +5.4%$455,690
        2020$2,137 +0.6%$455,690
        2019$2,124 $455,690 -18.2%
        2018$2,124 -11.4%$557,320
        2017$2,398 $557,320 +0.5%
        2016$2,398 +0.4%$554,820
        2015$2,388 +1%$554,820 -31.1%
        2014$2,365 $804,980
        2013$2,365 $804,980
        2012-- $804,980
        2011-- $804,980
        2010-- $804,980
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28781

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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