For sale

$129,900

3236 Elm St, Saginaw, MI 48604

4beds

1,299sqft

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Single Family Residence

Built in 1890

0.34 Acres Lot

$129,500 Zestimate^®

$100/sqft

$-- HOA

What's special

Evenings around the poolRelaxing on the porch

Dreaming of a neighborhood setting with the feel of country living? This 4-bedroom, 1.5-bath home offers the best of both worlds! Tucked against a wooded backdrop, the backyard feels like your own private retreat—perfect for summer ball games, evenings around the pool, or relaxing on the porch. Inside, you'll find a flexible layout with 2 bedrooms on the main floor and 2 upstairs, along with living spaces on both levels to give everyone room to spread out. Natural hardwood floors lie beneath the current flooring, just waiting to be uncovered and restored to their original beauty. Major updates include a roof replaced in 2019, a new furnace and HWH in 2024. To help make this home your own, the seller is also offering a $2,000 flooring credit at closing. Don't miss your chance to enjoy peaceful surroundings while still having all the benefits of neighborhood living!

16 days

1,102

131

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 2

Rooms

Room types: Entry, Bedroom, Laundry, Living Room

Bedroom 1

Features: Carpet
Level: Main
Area: 121
Dimensions: 11 x 11

Bedroom 2

Features: Carpet
Level: Main
Area: 120
Dimensions: 12 x 10

Bedroom 3

Features: Carpet
Level: Upper
Area: 165
Dimensions: 11 x 15

Bedroom 4

Features: Wood
Level: Upper
Area: 180
Dimensions: 12 x 15

Bathroom 1

Features: Vinyl
Level: Main
Area: 110
Dimensions: 10 x 11

Family room

Features: Wood
Level: Upper
Area: 225
Dimensions: 15 x 15

Kitchen

Features: Vinyl
Level: Main
Area: 140
Dimensions: 14 x 10

Living room

Features: Carpet
Level: Main
Area: 165
Dimensions: 11 x 15

Heating

Forced Air, Natural Gas

Cooling

Ceiling Fan(s), Wall/Window Unit(s)

Appliances

Included: Dryer, Range/Oven, Refrigerator, Washer, Gas Water Heater
Laundry: First Floor Laundry, Main Level

Features

Flooring: Wood, Carpet, Vinyl
Basement: Crawl Space
Has fireplace: No

Interior area

Total structure area: 1,299
Total interior livable area: 1,299 sqft
Finished area above ground: 1,299
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: 2 Spaces, Garage, Detached
Garage spaces: 1.5

Features

Levels: Two
Stories: 2
Patio & porch: Deck, Porch
Exterior features: Street Lights
Frontage type: Road
Frontage length: 50

Lot

Size: 0.34 Acres
Dimensions: 50 x 300
Features: Deep Lot - 150+ Ft., Subdivision, Sidewalks, City Lot

Details

Additional structures: Garage(s)
Parcel number: 11124052600000
Zoning description: Residential
Special conditions: Private

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow
Property subtype: Single Family Residence

Materials

Aluminum Siding

Condition

New construction: No
Year built: 1890

Utilities & green energy

Sewer: Public Sanitary
Water: Public

Community & HOA

Community

Subdivision: Winters Add

HOA

Has HOA: No

Location

Region: Saginaw

Financial & listing details

Price per square foot: $100/sqft
Tax assessed value: $81,000
Annual tax amount: $1,198
Date on market: 6/22/2026
Cumulative days on market: 13 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional,FHA,VA Loan,MIStateHsDevAuthority
Road surface type: Paved

Estimated market value

$129,500

$123,000 - $136,000

$1,173/mo

Price history

Date	Event	Price
6/28/2026	Listed for sale	$129,900$100/sqft
Source: MiRealSource #50212236 Report a problem
6/26/2026	Pending sale	$129,900$100/sqft
Source: MiRealSource #50212236 Report a problem
6/22/2026	Listed for sale	$129,900+160.3%$100/sqft
Source: MiRealSource #50212236 Report a problem
4/17/2010	Listing removed	$49,900$38/sqft
Source: Kay Kretz #093601 Report a problem
12/10/2009	Price change	$49,900-9.1%$38/sqft
Source: Kay Kretz #093601 Report a problem
10/17/2009	Listed for sale	$54,900$42/sqft
Source: Kay Kretz #093601 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$942 +6.1%	$40,500 +14.7%
2024	$888 -17.5%	$35,300 +40.1%
2023	$1,077	$25,200 +10.5%
2022	--	$22,800 +10.7%
2021	$871	$20,600 +4%
2020	$871 +7.9%	$19,800 -3.4%
2018	$808 -12.1%	$20,500 +29.7%
2017	$919	$15,800 +3.9%
2016	$919	$15,200 -17.4%
2014	$919	$18,400 -2.6%
2013	--	$18,900 -14.9%
2011	--	$22,200 -9%
2010	--	$24,400 -2.4%
2009	--	$25,000 -14.1%
2008	--	$29,100 -0.3%
2007	--	$29,200 +4.7%
2006	--	$27,900 +11.6%
2005	--	$25,000 -9.4%
2003	--	$27,600 +4.2%
2002	--	$26,500 +17.8%
2001	--	$22,500 +7.1%
2000	--	$21,000

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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