***PRICE DROPPED TO SELL, seller is moving away and just wants the home sold. Property appraised for $1,097,000 January 2026 so this is a great chance to walk into equity! Buyer may keep all furnishings if desired, all items in garage will be removed prior to sale. Welcome to 3249 Arundel on the Bay Road — where coastal charm meets timeless character in one of Annapolis’ most sought-after waterfront communities. Nestled in the heart of Arundel on the Bay, this beautifully positioned home offers the rare opportunity to enjoy true Chesapeake Bay living with a blend of tranquility, charm, and convenience. Surrounded by water and embraced by a tight-knit community known for its private beaches, boat ramps, and breathtaking sunsets, this property delivers a lifestyle—not just a home. Step inside to discover a residence filled with natural light, warm finishes, and an inviting layout designed for both everyday living and effortless entertaining. The home features spacious living areas, well-appointed bedrooms, and thoughtful touches throughout that create a sense of comfort and functionality. Outside, enjoy serene outdoor living with space to relax, entertain, or simply take in the coastal breeze via backyard and 2nd floor deck. Whether you’re hosting gatherings, unwinding after a long day, or heading out for a walk along the water, this home offers the perfect backdrop. Living in Arundel on the Bay means access to exclusive community amenities, including private beaches, a boat ramp, fishing piers, playgrounds, and kayak storage—making it a dream for water enthusiasts and nature lovers alike. All of this, just minutes from historic downtown Annapolis, dining, shopping, and major commuter routes. Whether you’re seeking a full-time residence, a weekend retreat, or an investment opportunity in a highly desirable waterfront enclave, 3249 Arundel on the Bay Road is a rare find that captures the essence of coastal Maryland living. Don’t miss your chance to own a piece of the Bay lifestyle.
For sale
Price cut: $85K (6/6)
$940,000
3249 Arundel On The Bay Rd, Annapolis, MD 21403
4beds
2,800sqft
Single Family Residence
Built in 2022
1.15 Acres Lot
$923,700 Zestimate®
$336/sqft
$-- HOA
What's special
Private beachesWarm finishesSerene outdoor livingBoat rampsFishing piersKayak storageWell-appointed bedrooms
- 81 days |
- 1,642 |
- 101 |
Zillow last checked:
Listing updated:
Listed by:
Justin Walker 443-500-6400,
Keller Williams Flagship 410-729-7700
Source: Bright MLS,MLS#: MDAA2139224
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Sitting Room, Bedroom 2, Kitchen, Bedroom 1, Other, Utility Room, Bathroom 1, Half Bath
Bedroom 1
- Level: Lower
Bedroom 1
- Level: Main
Bedroom 1
- Level: Upper
Bedroom 2
- Level: Upper
Bathroom 1
- Level: Lower
Bathroom 1
- Level: Upper
Bathroom 1
- Level: Main
Dining room
- Level: Main
Half bath
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Lower
Living room
- Level: Main
Other
- Features: Balcony Access
- Level: Upper
Sitting room
- Level: Lower
Utility room
- Level: Lower
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Basement: Finished
- Has fireplace: No
Interior area
- Total structure area: 4,288
- Total interior livable area: 2,800 sqft
- Finished area above ground: 2,800
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage Faces Side, Attached, Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Size: 1.15 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020200005038600
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Concrete, Other, Vinyl Siding
- Foundation: Concrete Perimeter, Crawl Space
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Arundel On The Bay
HOA
- Has HOA: No
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $336/sqft
- Tax assessed value: $661,733
- Annual tax amount: $7,626
- Date on market: 4/13/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,FHA 203(b),VA Loan
- Ownership: Fee Simple
Estimated market value
$923,700
$878,000 - $970,000
$5,399/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/6/2026 | Price change | $940,000-8.3%$336/sqft |
Source:  Bright MLS #MDAA2139224 Report a problem | ||
| 5/12/2026 | Price change | $1,025,000-2.4%$366/sqft |
Source: Bright MLS #MDAA2139224 Report a problem | ||
| 4/13/2026 | Listed for sale | $1,050,000+2.9%$375/sqft |
Source: Bright MLS #MDAA2139224 Report a problem | ||
| 8/18/2024 | Listing removed | -- |
Source: Bright MLS #MDAA2083664 Report a problem | ||
| 6/28/2024 | Price change | $1,020,000-7.3%$364/sqft |
Source: Bright MLS #MDAA2083664 Report a problem | ||
| 5/9/2024 | Listed for sale | $1,100,000+10.1%$393/sqft |
Source: Bright MLS #MDAA2083664 Report a problem | ||
| 5/2/2023 | Listing removed | $999,000$357/sqft |
Source: Bright MLS #MDAA2057914 Report a problem | ||
| 4/15/2023 | Listed for sale | $999,000+316.4%$357/sqft |
Source: Bright MLS #MDAA2057914 Report a problem | ||
| 6/25/2021 | Sold | $239,900$86/sqft |
Source: Public Record Report a problem | ||
| 3/30/2021 | Pending sale | $239,900$86/sqft |
Source: Bright MLS #MDAA454836 Report a problem | ||
| 2/15/2021 | Price change | $239,900-4%$86/sqft |
Source: Bright MLS #MDAA454836 Report a problem | ||
| 2/6/2021 | Listed for sale | $249,900$89/sqft |
Source: Bright MLS #MDAA454836 Report a problem | ||
| 1/15/2021 | Listing removed | -- |
Source: Bright MLS #MDAA454836 Report a problem | ||
| 12/17/2020 | Price change | $249,900-2%$89/sqft |
Source: Winning Edge #MDAA454836 Report a problem | ||
| 10/9/2020 | Price change | $255,000-61.5%$91/sqft |
Source: TTR Sotheby's International Realty #MDAA424208 Report a problem | ||
| 9/29/2020 | Price change | $663,000+160%$237/sqft |
Source: TTR Sotheby's International Realty #MDAA425622 Report a problem | ||
| 6/26/2020 | Price change | $255,000-61.5%$91/sqft |
Source: TTR Sotheby's International Realty #MDAA425622 Report a problem | ||
| 6/4/2020 | Price change | $663,000+160%$237/sqft |
Source: TTR Sotheby's International Realty #MDAA425622 Report a problem | ||
| 6/1/2020 | Price change | $255,000-3.8%$91/sqft |
Source: TTR Sotheby's International Realty #MDAA425622 Report a problem | ||
| 5/16/2020 | Price change | $265,000-60%$95/sqft |
Source: TTR Sotheby's International Realty #MDAA425622 Report a problem | ||
| 2/18/2020 | Price change | $663,000+149.7%$237/sqft |
Source: TTR Sotheby's International Realty #MDAA425622 Report a problem | ||
| 9/26/2019 | Price change | $265,500-1.3%$95/sqft |
Source: W F Chesley Real Estate, LLC. #MDAA406040 Report a problem | ||
| 9/5/2019 | Price change | $269,000-3.9%$96/sqft |
Source: W F Chesley Real Estate, LLC. #MDAA406040 Report a problem | ||
| 7/4/2019 | Listed for sale | $279,900+64.6%$100/sqft |
Source: W F Chesley Real Estate, LLC. #MDAA406040 Report a problem | ||
| 6/12/2018 | Sold | $170,000+868.4%$61/sqft |
Source: Public Record Report a problem | ||
| 2/22/2018 | Sold | $17,555-91.2%$6/sqft |
Source: Public Record Report a problem | ||
| 1/30/2018 | Listed for sale | $199,755+33.2%$71/sqft |
Source: Champion Realty, Inc. #1004451277 Report a problem | ||
| 8/11/2009 | Sold | $150,000$54/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,126 +12.1% | $698,067 +5.5% |
| 2024 | $7,246 +6.1% | $661,733 +5.8% |
| 2023 | $6,829 +219.6% | $625,400 +205.8% |
| 2022 | $2,137 | $204,500 |
| 2021 | $2,137 -23.3% | $204,500 -23.3% |
| 2020 | $2,788 +6.6% | $266,500 |
| 2019 | $2,616 +10.6% | $266,500 +14.3% |
| 2018 | $2,364 +7.1% | $233,167 +7.7% |
| 2017 | $2,207 | $216,500 +13.1% |
| 2016 | -- | $191,500 +15% |
| 2015 | -- | $166,500 +17.7% |
| 2014 | -- | $141,500 |
| 2013 | -- | $141,500 |
| 2012 | -- | $141,500 -3.4% |
| 2011 | -- | $146,500 |
| 2010 | -- | $146,500 |
| 2009 | -- | $146,500 -38.7% |
| 2008 | -- | $238,900 +31.1% |
| 2007 | -- | $182,232 +45.1% |
| 2006 | -- | $125,566 +82.2% |
| 2005 | -- | $68,900 +5.1% |
| 2004 | -- | $65,566 +5.4% |
| 2003 | -- | $62,233 +5.7% |
| 2002 | -- | $58,900 +6% |
| 2001 | -- | $55,566 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21403
Nearby schools
GreatSchools rating
- 9/10Hillsmere Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 4/10Annapolis Middle SchoolGrades: 6-8Distance: 2.6 mi
- 5/10Annapolis High SchoolGrades: 9-12Distance: 5.6 mi
Schools provided by the listing agent
- Elementary: Hillsmere
- Middle: Annapolis
- High: Annapolis
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Anne Arundel County
- Annapolis
- 21403
- 3249 Arundel On The Bay Rd
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