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For sale
$995,000
4beds
2,761sqft

325 Confidence Way, Panama City, FL 32409

4beds
2,761sqft
Single family residence
Built in 2020
0.35 Acres
3 Garage spaces
$360 price/sqft
$144/mo HOA

What's special

Updated lighting fixtures throughoutExpansive screened porchProtected natural surroundingsSpacious open layoutAdjoining dining areaDirect bayou frontageExceptional boating access

EXTRAORDINARY 1.99% ASSUMABLE VA LOAN available to qualified buyers, subject to lender approval. Welcome to 325 Confidence Way, where peaceful bayou living meets Gulf-access adventure. Positioned directly on the water in the desirable Fanning Bayou community, this exceptional home offers boating access to the Gulf, Shell Island and Gulf Intracoastal Waterway destinations, including Crab Island. Enjoy wide water views from the main living areas, primary suite and expansive screened porch. Envision building your own private dock and creating the waterfront lifestyle you have always wanted. Across the street, a recorded conservation easement requires the land to be maintained forever predominantly in its natural condition and prohibits buildings and other structures, providing a protected natural buffer. Inside, the bright, open-concept design is filled with natural light and thoughtfully arranged for everyday living and entertaining. Updated lighting fixtures throughout add a stylish, contemporary touch. The spacious gathering room features a tray ceiling, recessed lighting and picturesque bayou views. The adjoining dining area flows into a well-appointed kitchen featuring an oversized granite island, abundant cabinetry, stainless steel appliances, double ovens, range hood and walk-in pantry. The waterfront primary suite offers a peaceful retreat with a tray ceiling and beautiful bayou views. The spacious bath features dual vanities, a soaking tub, and a separate shower while the walk in closet includes a custom organization system. Custom-designed closet organization systems are found throughout the home, offering abundant built-in shelving, hanging space and storage. Step outside to the screened waterfront porch and enjoy morning coffee, evening sunsets and the ever-changing bayou scenery. The spacious three car garage offers ample parking along with built in storage for boating equipment and recreational gear. The roof was replaced in 2023 with GAF Timberline HDZ shingles and GAF WeatherWatch underlayment, adding another valuable improvement. Community amenities include a resort-style pool, hot tub, covered gathering pavilion and playground. With its direct bayou frontage, exceptional boating access, protected natural surroundings, spacious open layout and remarkably low assumable interest rate, 325 Confidence Way presents a rare opportunity to enjoy the best of Northwest Florida waterfront living.

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Source: CPAR,MLS#: 794698MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
Travel times

Kitchen

Living Room

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Melissa Barbee 850-775-7600,

Barbee Beach House Realty

Source: CPAR,MLS#: 794698MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
Rooms
  • Room types: Dining Room, Kitchen, Living Room, Primary Bedroom, Pantry
Primary bedroom
  • Level: First
  • Dimensions: 15 x 13
Dining room
  • Level: First
  • Dimensions: 10 x 10
Kitchen
  • Level: First
  • Dimensions: 9 x 10
Living room
  • Level: First
  • Dimensions: 13 x 18
Pantry
  • Level: First
  • Dimensions: 4 x 4
Heating
  • Central, Electric
Cooling
  • Central Air, Ceiling Fan(s)
Appliances
  • Included: ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven
Features
  • Main Level Primary, Smart Home, Smart Thermostat, Pantry
  • Windows: Double Pane Windows
Interior area
  • Total structure area: 2,761
  • Total interior livable area: 2,761 sqft

Property

Parking
  • Total spaces: 3
  • Parking features: Garage, Garage Door Opener
  • Garage spaces: 3
Features
  • Patio & porch: Porch, Screened
  • Exterior features: Porch
  • Pool features: Fenced, In Ground, Community
  • Has view: Yes
  • View description: Bayou
  • Has water view: Yes
  • Water view: Bayou
  • Waterfront features: Bayou, Riparian Rights, Shoreline - Natural, See Remarks
  • Frontage length: 100
Lot
  • Size: 0.35 Acres
  • Features: Paved
Details
  • Parcel number: 08428150010

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subtype: Single Family Residence
Materials
  • HardiPlank Type
  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
Condition
  • New construction: No
  • Year built: 2020

Utilities & green energy

  • Sewer: Public Sewer
  • Utilities for property: Electricity Available
Green energy
  • Energy efficient items: Appliances

Community & HOA

Community
  • Features: Barbecue, Playground, Pool, Community Pool
  • Security: Smoke Detector(s)
  • Subdivision: Fanning Bayou
HOA
  • Has HOA: Yes
  • Amenities included: Gazebo, Barbecue
  • Services included: Association Management, Legal/Accounting, Playground, Pool(s)
  • HOA fee: $433 quarterly
Location
  • Region: Panama City

Financial & listing details

  • Price per square foot: $360/sqft
  • Tax assessed value: $488,864
  • Annual tax amount: $4,596
  • Date on market: 8/28/2026
  • Cumulative days on market: 6 days
  • Electric utility on property: Yes

Price history

DateEventPrice
8/28/2026Listed for sale$995,000+134.6%$360/sqft
Source: CPAR #794698 Report a problem
10/27/2020Sold$424,193$154/sqft
Source: CPAR #702857 Report a problem

Public tax history

YearProperty taxesTax assessment
2024$4,448 +1.9%$401,233 +3%
2023$4,366 +11.7%$389,547 +3%
2022$3,909 $378,201
2021-- --
2020$702 +11.6%$57,641 +10%
2019$629 $52,401 +670.8%
2018$629 $6,798

Find assessor info on the county website

Monthly payment

Est. payment
$6,256/mo
Principal & interest
$5059
Property taxes
$1053
HOA Fees
$144
More affordability toolsChevron Right

Estimated market value

$948,900

$901,000 - $996,000

$3,005/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32409

Nearby schools

Southport Elementary School
Grades PK-52.1 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
4/10
Mowat Middle School
Grades 6-83.3 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
4/10
A. Crawford Mosley High School
Grades 9-124.7 miles
6/10
GreatSchools® Rating
Test Score Rating
6/10
College Readiness Rating
8/10
Student Progress Rating
4/10