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Under contract-no showPrice cut: $100K (8/11)
$1,500,000
3beds
4,082sqft

326 Ponderosa Cir, Mooresville, NC 28117

3beds
4,082sqft
Single family residence
Built in 1993
0.52 Acres
2 Attached garage spaces
$367 price/sqft

What's special

Waterfront homeCovered porchesPrivate dockKitchen islandDirect lake accessBreathtaking west-facing sunset viewsStainless steel appliances

Welcome to your own slice of Lake Norman paradise! This beautifully updated waterfront home is perfectly positioned to capture breathtaking west-facing sunset views. Nestled on a .52-acre lot with 109 feet of shoreline, this charming ranch with a walk-out basement offers direct lake access, a private dock, covered porches, and a level backyard that's ideal for relaxing, entertaining, and enjoying every season on the water. Conveniently located just off I-77 at Exit 33, you're only minutes from Lowe's Corporate Headquarters, Langtree at the Lake, historic Davidson, grocery stores, shopping, dining, and entertainment—offering the perfect blend of peaceful waterfront living and everyday convenience. Inside, hardwood floors flow throughout the main living areas, creating a warm and welcoming atmosphere. The spacious living room is filled with natural light thanks to soaring floor-to-ceiling sliding doors that frame stunning lake views. A cozy fireplace with custom built-in shelving makes it the perfect gathering space. The kitchen combines style and function with kitchen island, stainless steel appliances, and plenty of workspace for cooking, entertaining, or casual meals. Step outside onto the expansive covered deck, accessible from the living room, sunroom, and primary bedroom, where you can sip your morning coffee, host friends, or simply unwind as the sun sets over the water. The finished walk-out basement provides even more flexible living space with a family room, large bedroom, full bath, brand-new luxury vinyl flooring, and direct access to the backyard. With space to add a kitchen, it's an excellent setup for guests, extended family, or a private second living area. Additional highlights include a tankless water heater and the added benefit of low Iredell County taxes. Whether you're looking for a full-time residence or the perfect lake retreat, this home offers an incredible opportunity to enjoy the Lake Norman lifestyle with beautiful sunsets, exceptional waterfront access, and a location that's close to everything. Schedule your private showing today! Bring us your best offer—the seller is motivated and ready to sell!

38 days
|
3,051
|
111
|
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4394298MLS Logo
Travel times

Private Dock

Backyard

Covered Balcony

Living Room

Kitchen

Breakfast Nook

Dining Room

Sunroom

Primary Bedroom on Main Level

Primary Bathroom

Bedroom 2 on Main Level

Bathroom 2 on Main Level

Utility Room on Main Level

Family Room in Walk Out Basement

Dining Area/Flex Space in Walk Out Basement

Bedroom 3 in Walk Out Basement

Covered Patio

Expansive Lake Views & Great Location

Zillow last checked:

Listing updated:

Listed by:

Andrew Nagy nagyrealty@gmail.com,

Nagy Properties,

Andrea Dingwell,

Nagy Properties

Source: Canopy MLS as distributed by MLS GRID,MLS#: 4394298MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2
Primary bedroom
  • Level: Main
Bedroom s
  • Level: Main
Bedroom s
  • Level: Basement
Bathroom full
  • Level: Main
Bathroom full
  • Level: Basement
Breakfast
  • Level: Main
Dining room
  • Level: Main
Kitchen
  • Level: Main
Laundry
  • Level: Basement
Living room
  • Level: Main
Recreation room
  • Level: Basement
Sunroom
  • Level: Main
Heating
  • Heat Pump
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Disposal, Gas Water Heater
  • Laundry: Laundry Closet, Lower Level
Features
  • Attic Other, Built-in Features, Kitchen Island, Walk-In Closet(s)
  • Flooring: Carpet, Tile, Wood
  • Basement: Partially Finished
  • Attic: Other,Permanent Stairs
  • Fireplace features: Gas, Great Room
Interior area
  • Total structure area: 2,332
  • Total interior livable area: 4,082 sqft
  • Finished area above ground: 2,332
  • Finished area below ground: 1,750

Property

Parking
  • Total spaces: 2
  • Parking features: Attached Garage
  • Attached garage spaces: 2
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Covered, Deck
  • Has view: Yes
  • View description: Water, Year Round
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Dock, Pier, Retaining Wall, Waterfront
  • Body of water: Lake Norman
Lot
  • Size: 0.52 Acres
Details
  • Parcel number: 4646231781.000
  • Zoning: R20
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Wood
Condition
  • New construction: No
  • Year built: 1993

Utilities & green energy

  • Sewer: Septic Installed
  • Water: Well

Community & HOA

Community
  • Subdivision: Lake Norman Bonanza
Location
  • Region: Mooresville

Financial & listing details

  • Price per square foot: $367/sqft
  • Tax assessed value: $1,056,630
  • Annual tax amount: $1,511
  • Date on market: 7/24/2026
  • Cumulative days on market: 38 days
  • Listing terms: Cash,Conventional
  • Road surface type: Concrete, Paved

Price history

DateEventPrice
8/16/2026Pending sale$1,500,000$367/sqft
Source: Canopy MLS as distributed by MLS GRID #4394298 Report a problem
8/11/2026Price change$1,500,000-6.3%$367/sqft
Source: Canopy MLS as distributed by MLS GRID #4394298 Report a problem
7/29/2026Price change$1,600,000-5.9%$392/sqft
Source: Canopy MLS as distributed by MLS GRID #4394298 Report a problem
7/24/2026Listed for sale$1,700,000+844.4%$416/sqft
Source: Canopy MLS as distributed by MLS GRID #4394298 Report a problem
5/1/1988Sold$180,000$44/sqft
Source: Agent Provided Report a problem

Public tax history

YearProperty taxesTax assessment
2025$1,511 +6.8%$1,056,630
2024$1,414 -22.2%$1,056,630
2023$1,818 -8.7%$1,056,630 +55.9%
2022$1,991 +3.6%$677,660
2021$1,922 +48.8%$677,660
2020$1,292 -31.4%$677,660
2019$1,882 +0.6%$677,660 +4.3%
2018$1,871 $649,730
2017$1,871 -2.5%$649,730
2016$1,918 $649,730
2015$1,918 +7.5%$649,730 -2.1%
2014$1,784 $663,380
2013-- $663,380 +6%
2012-- $625,620
2011-- $625,620 -1.3%
2010-- $633,920
2009-- $633,920
2008-- $633,920
2007-- $633,920 +47.2%
2006-- $430,530
2005-- $430,530
2004-- $430,530
2003-- $430,530 +29.8%
2002-- $331,580
2001-- $331,580
2000-- $331,580

Find assessor info on the county website

Monthly payment

Est. payment
$8,281/mo
Principal & interest
$7443
Property taxes
$838
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Estimated market value

$1,465,900

$1.39M - $1.54M

$3,835/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28117

Nearby schools

Coddle Creek Elementary School
Grades PK-54.6 miles
4/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
1/10
Woodland Heights Middle
Grades 6-82.7 miles
6/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
3/10
Lake Norman High School
Grades 9-123 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
College Readiness Rating
9/10
Student Progress Rating
5/10