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  • $295,000

    327 Silver St, Elgin, IL 60123

    4beds
    1,400sqft
    Single Family Residence
    Built in 1863
    8,712 Square Feet Lot
    $295,300 Zestimate®
    $211/sqft
    $2,740 Estimated rent

    Home value

    $295,300

    $269,000 - $325,000

    $2,740/mo

    Zestimate® history
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    What's special

    Detached garageCellar door access
    Welcome home to this charming vintage property filled with timeless character and modern updates. Original hardwood floors dating back to the 1860s add warmth and historic charm throughout the home. The main level features a first floor bedroom with an adjoining sunroom, while two additional bedrooms are located on the second floor. The basement offers additional living space with a spacious bonus room with cellar door access. Recent improvements include a new stove and dryer (2021), washer and refrigerator (2023), water heater (2024), wood siding and roof (2020), electrical panel (2021), and furnace (2017). This home sits on TWO lots with a detached garage. Home is conveniently located near Route 31, parks, riverwalk, and library.

    Zillow last checked:

    Listing updated:

    Listed by:

    Mayra Gallardo 847-445-9114,

    Realty of America, LLC

    Bought with:

    Diana Gonzalez

    Luna Real Estate Inc.

    Source: MRED as distributed by MLS GRID,MLS#: 12644776MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Enclosed Porch, Bonus Room
    Primary bedroom
    • Features: Flooring (Hardwood)
    • Level: Second
    • Area: 168 Square Feet
    • Dimensions: 14X12
    Bedroom 2
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 110 Square Feet
    • Dimensions: 11X10
    Bedroom 3
    • Features: Flooring (Hardwood)
    • Level: Second
    • Area: 90 Square Feet
    • Dimensions: 10X9
    Bedroom 4
    • Level: Basement
    • Area: 108 Square Feet
    • Dimensions: 12X9
    Bonus room
    • Level: Basement
    • Area: 192 Square Feet
    • Dimensions: 16X12
    Dining room
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 195 Square Feet
    • Dimensions: 15X13
    Enclosed porch
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 84 Square Feet
    • Dimensions: 12X07
    Kitchen
    • Features: Flooring (Vinyl)
    • Level: Main
    • Area: 80 Square Feet
    • Dimensions: 10X8
    Living room
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 192 Square Feet
    • Dimensions: 16X12
    Heating
    • Natural Gas, Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Range, Refrigerator, Washer, Dryer
    • Laundry: Sink
    Features
    • 1st Floor Bedroom, 1st Floor Full Bath
    • Flooring: Hardwood
    • Basement: Partially Finished,Full
    Interior area
    • Total structure area: 0
    • Total interior livable area: 1,400 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: Asphalt, Yes, Garage Owned, Detached, Garage
    • Garage spaces: 1
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    • Patio & porch: Porch
    Lot
    • Size: 8,712 Square Feet
    • Dimensions: 107X81X100X96
    • Features: Mature Trees
    Details
    • Additional parcels included: 0614132001
    • Parcel number: 0614132002
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Frame, Wood Siding
    • Foundation: Stone
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1863

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
    HOA
    • Services included: None
    Location
    • Region: Elgin

    Financial & listing details

    • Price per square foot: $211/sqft
    • Tax assessed value: $175,623
    • Annual tax amount: $4,238
    • Date on market: 5/22/2026
    • Listing terms: FHA
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    7/14/2026Sold$295,000-1.3%$211/sqft
    Source: MRED as distributed by MLS GRID #12644776 Report a problem
    6/6/2026Contingent$299,000$214/sqft
    Source: MRED as distributed by MLS GRID #12644776 Report a problem
    5/29/2026Listed for sale$299,000$214/sqft
    Source: MRED as distributed by MLS GRID #12644776 Report a problem
    5/26/2026Contingent$299,000$214/sqft
    Source: MRED as distributed by MLS GRID #12644776 Report a problem
    5/22/2026Listed for sale$299,000+79%$214/sqft
    Source: MRED as distributed by MLS GRID #12644776 Report a problem
    11/20/2020Sold$167,000-0.5%$119/sqft
    Source: MRED as distributed by MLS GRID #10856943 Report a problem
    9/25/2020Pending sale$167,900$120/sqft
    Source: Associates Realty #10856943 Report a problem
    9/23/2020Price change$167,900-1.2%$120/sqft
    Source: Associates Realty #10856943 Report a problem
    9/14/2020Listed for sale$170,000+30.9%$121/sqft
    Source: Associates Realty #10856943 Report a problem
    1/19/2017Sold$129,900$93/sqft
    Source: Agent Provided Report a problem
    1/9/2017Pending sale$129,900$93/sqft
    Source: Keller Williams - St. Charles #09345319 Report a problem
    12/14/2016Listed for sale$129,900$93/sqft
    Source: Keller Williams - St. Charles #09345319 Report a problem
    11/15/2016Pending sale$129,900$93/sqft
    Source: Keller Williams - St. Charles #09345319 Report a problem
    11/7/2016Price change$129,900-7.1%$93/sqft
    Source: Keller Williams - St. Charles #09345319 Report a problem
    9/19/2016Price change$139,900+4%$100/sqft
    Source: Keller Williams - St. Charles #09345319 Report a problem
    8/3/2016Listed for sale$134,500+7.6%$96/sqft
    Source: Owner Report a problem
    6/29/2012Listing removed$125,000$89/sqft
    Source: Shai Town Realty Group Report a problem
    2/1/2012Listed for sale$125,000$89/sqft
    Source: Shai Town Realty Group Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$4,045 +5.7%$58,541 +10.7%
    2023$3,826 +4.5%$52,887 +9.7%
    2022$3,661 +5%$48,224 +7%
    2021$3,487 +3.2%$45,086 +4.8%
    2020$3,378 +3.3%$43,041 +5%
    2019$3,269 +1.3%$40,999 +6.1%
    2018$3,225 +2.8%$38,624 +5.8%
    2017$3,138 -13.1%$36,513 +7.8%
    2016$3,613 $33,874 +9.1%
    2015-- $31,048 +1.3%
    2014-- $30,664 -10.7%
    2013-- $34,355 -7.4%
    2012-- $37,109 -10.7%
    2011-- $41,542 -6.5%
    2010-- $44,413 -6.7%
    2009-- $47,612
    2008-- $47,612 +3.3%
    2007-- $46,082 +4.2%
    2006-- $44,229 +6.5%
    2005-- $41,533 +6.8%
    2004-- $38,903 +7.8%
    2003-- $36,092 +8%
    2002-- $33,418 +15.5%
    2001-- $28,927 +5.1%
    2000-- $27,529
    Find assessor info on the county website

    Neighborhood: Grant Park

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: 46

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $295,300
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $295,300