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Contingent
  • $299,000

    327 Silver St, Elgin, IL 60123

    4beds
    1,400sqft
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    Single Family Residence
    Built in 1863
    8,712 Square Feet Lot
    $304,100 Zestimate®
    $214/sqft
    $-- HOA

    What's special

    Detached garageCellar door access
    Welcome home to this charming vintage property filled with timeless character and modern updates. Original hardwood floors dating back to the 1860s add warmth and historic charm throughout the home. The main level features a first floor bedroom with an adjoining sunroom, while two additional bedrooms are located on the second floor. The basement offers additional living space with a spacious bonus room with cellar door access. Recent improvements include a new stove and dryer (2021), washer and refrigerator (2023), water heater (2024), wood siding and roof (2020), electrical panel (2021), and furnace (2017). This home sits on TWO lots with a detached garage. Home is conveniently located near Route 31, parks, riverwalk, and library.
    35 days
    |
    815
    |
    58
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Mayra Gallardo 847-445-9114,

    Realty of America, LLC

    Source: MRED as distributed by MLS GRID,MLS#: 12644776MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Enclosed Porch, Bonus Room
      Primary bedroom
      • Features: Flooring (Hardwood)
      • Level: Second
      • Area: 168 Square Feet
      • Dimensions: 14X12
      Bedroom 2
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 110 Square Feet
      • Dimensions: 11X10
      Bedroom 3
      • Features: Flooring (Hardwood)
      • Level: Second
      • Area: 90 Square Feet
      • Dimensions: 10X9
      Bedroom 4
      • Level: Basement
      • Area: 108 Square Feet
      • Dimensions: 12X9
      Bonus room
      • Level: Basement
      • Area: 192 Square Feet
      • Dimensions: 16X12
      Dining room
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 195 Square Feet
      • Dimensions: 15X13
      Enclosed porch
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 84 Square Feet
      • Dimensions: 12X07
      Kitchen
      • Features: Flooring (Vinyl)
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 10X8
      Living room
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 192 Square Feet
      • Dimensions: 16X12
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range, Refrigerator, Washer, Dryer
      • Laundry: Sink
      Features
      • 1st Floor Bedroom, 1st Floor Full Bath
      • Flooring: Hardwood
      • Basement: Partially Finished,Full
      Interior area
      • Total structure area: 0
      • Total interior livable area: 1,400 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Asphalt, Yes, Garage Owned, Detached, Garage
      • Garage spaces: 1
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Patio & porch: Porch
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 107X81X100X96
      • Features: Mature Trees
      Details
      • Additional parcels included: 0614132001
      • Parcel number: 0614132002
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Frame, Wood Siding
      • Foundation: Stone
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1863

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
      HOA
      • Services included: None
      Location
      • Region: Elgin

      Financial & listing details

      • Price per square foot: $214/sqft
      • Tax assessed value: $175,623
      • Annual tax amount: $4,238
      • Date on market: 5/22/2026
      • Ownership: Fee Simple

        Estimated market value

        $304,100

        $289,000 - $319,000

        $2,690/mo

        Price history

        DateEventPrice
        6/6/2026Contingent$299,000$214/sqft
        Source: MRED as distributed by MLS GRID #12644776 Report a problem
        5/29/2026Listed for sale$299,000$214/sqft
        Source: MRED as distributed by MLS GRID #12644776 Report a problem
        5/26/2026Contingent$299,000$214/sqft
        Source: MRED as distributed by MLS GRID #12644776 Report a problem
        5/22/2026Listed for sale$299,000+79%$214/sqft
        Source: MRED as distributed by MLS GRID #12644776 Report a problem
        11/20/2020Sold$167,000-0.5%$119/sqft
        Source: MRED as distributed by MLS GRID #10856943 Report a problem
        9/25/2020Pending sale$167,900$120/sqft
        Source: Associates Realty #10856943 Report a problem
        9/23/2020Price change$167,900-1.2%$120/sqft
        Source: Associates Realty #10856943 Report a problem
        9/14/2020Listed for sale$170,000+30.9%$121/sqft
        Source: Associates Realty #10856943 Report a problem
        1/19/2017Sold$129,900$93/sqft
        Source: MRED as distributed by MLS GRID #09345319 Report a problem
        1/9/2017Pending sale$129,900$93/sqft
        Source: Keller Williams - St. Charles #09345319 Report a problem
        12/14/2016Listed for sale$129,900$93/sqft
        Source: Keller Williams - St. Charles #09345319 Report a problem
        11/15/2016Pending sale$129,900$93/sqft
        Source: Keller Williams - St. Charles #09345319 Report a problem
        11/7/2016Price change$129,900-7.1%$93/sqft
        Source: Keller Williams - St. Charles #09345319 Report a problem
        9/19/2016Price change$139,900+4%$100/sqft
        Source: Keller Williams - St. Charles #09345319 Report a problem
        8/3/2016Listed for sale$134,500+7.6%$96/sqft
        Source: Owner Report a problem
        6/29/2012Listing removed$125,000$89/sqft
        Source: Shai Town Realty Group Report a problem
        2/1/2012Listed for sale$125,000$89/sqft
        Source: Shai Town Realty Group Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,045 +5.7%$58,541 +10.7%
        2023$3,826 +4.5%$52,887 +9.7%
        2022$3,661 +5%$48,224 +7%
        2021$3,487 +3.2%$45,086 +4.8%
        2020$3,378 +3.3%$43,041 +5%
        2019$3,269 +1.3%$40,999 +6.1%
        2018$3,225 +2.8%$38,624 +5.8%
        2017$3,138 -13.1%$36,513 +7.8%
        2016$3,613 $33,874 +9.1%
        2015-- $31,048 +1.3%
        2014-- $30,664 -10.7%
        2013-- $34,355 -7.4%
        2012-- $37,109 -10.7%
        2011-- $41,542 -6.5%
        2010-- $44,413 -6.7%
        2009-- $47,612
        2008-- $47,612 +3.3%
        2007-- $46,082 +4.2%
        2006-- $44,229 +6.5%
        2005-- $41,533 +6.8%
        2004-- $38,903 +7.8%
        2003-- $36,092 +8%
        2002-- $33,418 +15.5%
        2001-- $28,927 +5.1%
        2000-- $27,529

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: Grant Park

          Getting around

          56 / 100
          Somewhat Walkable
          47 / 100
          Some Transit
          64 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: 46

          Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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