LOW MAINTENANCE 55+ paired VILLA located in Duplex Village II within the highly desirable Highland Lakes community with access to Lake Tarpon. This 2 bedroom, 2 bathroom home features an open-concept layout with high vaulted ceilings and excellent use of space. Big-ticket items are already done, including a BRAND NEW ROOF in 2025, NEW AC in 2024, water heater replaced in 2021, and an UPGRADED electrical panel, providing peace of mind and long-term value. With solid bones throughout, the interior offers a great opportunity to customize to your taste and preferences and build instant equity. Monthly HOA DUES INCLUDE: Spectrum cable and internet, trash and recycling, lawn mowing, irrigation maintenance, well treatment, and pest control, making day-to-day living truly low maintenance. Highland Lakes residents also enjoy access to a host of other community amenities including unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with fitness classes and social events, and a lakeside lodge on Lake Tarpon featuring a private boat ramp, fishing pier, and community pontoon boats. Additional perks include free RV and boat storage plus this is a golf cart-friendly neighborhood! Situated near beautiful beaches, shopping, dining, medical facilities, sports venues, and the airport. The community is pet friendly, allowing one dog or cat not to exceed 25 lbs at maturity.
Pending
Price cut: $25K (6/24)
$245,000
3280 MCMATH DRIVE, PALM HARBOR, FL 34684
2beds
1,332sqft
Villa
Built in 1983
4,029 Square Feet Lot
$237,400 Zestimate®
$184/sqft
$336/mo HOA
What's special
Open-concept layoutHigh vaulted ceilingsUpgraded electrical panel
- 232 days
- 402
- 15
Zillow last checked:
Listing updated:
Listed by:
Crystal Brady 813-298-6950,
ARC REALTY GROUP 800-636-2080
Source: Stellar MLS,MLS#: TB8464907
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
- Area: 312 Square Feet
- Dimensions: 26x12
Kitchen
- Level: First
- Area: 154 Square Feet
- Dimensions: 14x11
Living room
- Level: First
- Area: 308 Square Feet
- Dimensions: 22x14
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat
- Flooring: Laminate
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 1,332
- Total interior livable area: 1,332 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Exterior features: Sidewalk
- Waterfront features: Lake Privileges
- Body of water: LAKE TARPON
Lot
- Size: 4,029 Square Feet
Details
- Parcel number: 052816389060000640
- Zoning: RPD-7.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Villa
- Attached to another structure: Yes
Materials
- Block, Stucco, Wood Siding
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1983
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Electricity Connected, Public, Water Available, Water Connected
Community & HOA
Community
- Features: Deed Restrictions
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: HIGHLAND LAKES
HOA
- Has HOA: Yes
- Services included: Cable TV, Internet, Maintenance Grounds, Trash
- HOA fee: $336 monthly
- HOA name: Duplex Village II HOA/Cheryl Adams
- HOA phone: 480-213-7126
- Second HOA name: Highland Lakes HOA
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $184/sqft
- Tax assessed value: $254,901
- Annual tax amount: $4,830
- Date on market: 1/16/2026
- Cumulative days on market: 226 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$237,400
$226,000 - $249,000
$2,184/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/21/2026 | Pending sale | $245,000$184/sqft |
Source: | ||
| 6/24/2026 | Price change | $245,000-9.3%$184/sqft |
Source: | ||
| 5/18/2026 | Listed for sale | $270,000$203/sqft |
Source: | ||
| 5/13/2026 | Pending sale | $270,000$203/sqft |
Source: | ||
| 2/23/2026 | Price change | $270,000-3.6%$203/sqft |
Source: | ||
| 1/16/2026 | Listed for sale | $280,000+156.9%$210/sqft |
Source: | ||
| 10/22/2012 | Sold | $109,000$82/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,756 -1.6% | $254,901 +2.2% |
| 2024 | $4,831 +6.5% | $249,308 +10% |
| 2023 | $4,537 +10.3% | $226,644 +10% |
| 2022 | $4,112 +10.4% | $206,040 +10% |
| 2021 | $3,723 +5.5% | $187,309 +10% |
| 2020 | $3,528 +12.5% | $170,281 +10% |
| 2019 | $3,135 | $154,801 +4.3% |
| 2018 | $3,135 +4.3% | $148,353 -3.7% |
| 2017 | $3,007 +9.3% | $154,125 +5.8% |
| 2016 | $2,750 +13.4% | $145,625 +22% |
| 2015 | $2,424 +6.8% | $119,323 +4.1% |
| 2014 | $2,270 +14.3% | $114,627 +26.2% |
| 2013 | $1,985 +85% | $90,811 -0.3% |
| 2012 | $1,073 | $91,042 +3% |
| 2011 | -- | $88,390 +1.5% |
| 2010 | -- | $87,084 +2.7% |
| 2009 | -- | $84,795 +0.1% |
| 2008 | $901 | $84,710 +3% |
| 2007 | -- | $82,243 -28.6% |
| 2005 | -- | $115,200 +7.7% |
| 2004 | $1,119 +2.3% | $107,000 +9.4% |
| 2003 | $1,094 +7.4% | $97,800 +2.5% |
| 2002 | $1,018 | $95,400 +27.9% |
| 2001 | $1,018 +6.5% | $74,600 +7% |
| 2000 | $957 | $69,700 |
Find assessor info on the county website
Monthly payment
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