3294 Gardenia Dr, Hernando Beach, FL 34607
What's special
PRICE IMPROVEMENT TO 425,000... TURNKEY WATERFRONT COTTAGE WITH ATTRACTIVE INSURANCE QUOTES & INSURANCE INSPECTIONS ALREADY COMPLETED! Opportunities like this don't come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To help simplify the insurance process for buyers, insurance 4-Point & Wind Mitigation Inspections have already been completed, along with a current primary residence homeowners & wind insurance quote of approximately 2,805 per year & a current primary residence flood insurance quote of approximately 2,269.05 per year. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida's hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. Offered at 425,000, this fully turnkey waterfront home combines exceptional value, attractive insurance quotes, completed insurance inspections & the relaxed coastal lifestyle buyers are searching for.
- 105 days |
- 1,479 |
- 96 |
Travel times
Outdoor 1
Living Room
Kitchen
Primary Bedroom
Dining Room
Bedroom
Zillow last checked:
Listing updated:
Sharie L. Oakland PA 352-584-5026,
REMAX Alliance Group
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: No closet
- Level: Second
- Area: 182
- Dimensions: 14x13
Bedroom 2
- Description: Walk in Closet
- Level: Third
- Area: 240
- Dimensions: 20x12
Bedroom 3
- Level: Third
- Area: 154
- Dimensions: 14x11
Bedroom 4
- Level: Third
- Area: 143
- Dimensions: 13x11
Dining room
- Level: Second
- Area: 140
- Dimensions: 14x10
Kitchen
- Level: Second
- Area: 175.5
- Dimensions: 13x13.5
Living room
- Level: Second
- Area: 224
- Dimensions: 16x14
Other
- Description: Porch
- Level: Second
- Area: 84
- Dimensions: 14x6
Other
- Description: Garage
- Level: Lower
- Area: 783
- Dimensions: 29x27
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
Features
- Breakfast Bar, Ceiling Fan(s), Open Floorplan, Split Bedrooms
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 1,552
- Total interior livable area: 1,552 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck, Rear Porch
- Exterior features: Dock
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Seawall, Indirect Gulf Access, Waterfront Community
Lot
- Size: 7,405 Square Feet
- Dimensions: 73 x 100
- Features: Dead End Street
Details
- Parcel number: R13 223 16 2350 1120 0100
- Zoning: R1B
- Zoning description: Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Shingle
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Hernando Beach Unit 12
HOA
- Has HOA: No
Location
- Region: Hernando Beach
Financial & listing details
- Price per square foot: $274/sqft
- Tax assessed value: $320,366
- Annual tax amount: $5,071
- Date on market: 5/13/2026
- Listing terms: Cash,Conventional
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/27/2026 | Price change | $425,000-0.6%$274/sqft |
Source: | ||
| 7/14/2026 | Price change | $427,500-0.6%$275/sqft |
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| 6/12/2026 | Price change | $429,900-2.3%$277/sqft |
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| 5/13/2026 | Listed for sale | $439,900+23.9%$283/sqft |
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| 2/5/2024 | Sold | $355,000-7.8%$229/sqft |
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| 12/15/2023 | Pending sale | $385,000$248/sqft |
Source: | ||
| 12/15/2023 | Listed for sale | $385,000$248/sqft |
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| 12/10/2023 | Pending sale | $385,000$248/sqft |
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| 11/27/2023 | Price change | $385,000-3%$248/sqft |
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| 10/24/2023 | Listed for sale | $397,000$256/sqft |
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| 10/20/2023 | Pending sale | $397,000$256/sqft |
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| 10/16/2023 | Listed for sale | $397,000+9.5%$256/sqft |
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| 5/18/2023 | Sold | $362,500-14.7%$234/sqft |
Source: Public Record Report a problem | ||
| 4/14/2023 | Contingent | $424,900$274/sqft |
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| 4/14/2023 | Pending sale | $424,900$274/sqft |
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| 4/10/2023 | Listed for sale | $424,900$274/sqft |
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| 3/30/2023 | Pending sale | $424,900$274/sqft |
Source: | ||
| 3/30/2023 | Contingent | $424,900$274/sqft |
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| 3/4/2023 | Price change | $424,900-3.4%$274/sqft |
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| 11/29/2022 | Price change | $439,900-2.2%$283/sqft |
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| 11/4/2022 | Listed for sale | $450,000+42.9%$290/sqft |
Source: | ||
| 6/30/2021 | Sold | $315,000-10%$203/sqft |
Source: | ||
| 5/16/2021 | Pending sale | $350,000$226/sqft |
Source: | ||
| 12/21/2020 | Listed for sale | $350,000+180%$226/sqft |
Source: DENNIS REALTY & INV. CORP. #U8107518 Report a problem | ||
| 12/11/2019 | Sold | $125,000-35.9%$81/sqft |
Source: Stellar MLS #W7817043 Report a problem | ||
| 6/26/2003 | Sold | $195,000+15.4%$126/sqft |
Source: Public Record Report a problem | ||
| 8/26/2002 | Sold | $169,000+61%$109/sqft |
Source: Public Record Report a problem | ||
| 11/13/1998 | Sold | $105,000$68/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,071 -4.6% | $320,366 -1.2% |
| 2024 | $5,316 +2.5% | $324,176 +4% |
| 2023 | $5,189 +2.5% | $311,840 +4.7% |
| 2022 | $5,064 +23.4% | $297,952 +35.3% |
| 2021 | $4,105 +9.9% | $220,217 +5.8% |
| 2020 | $3,735 +39.5% | $208,127 +25.8% |
| 2019 | $2,676 +7.8% | $165,443 +2.4% |
| 2018 | $2,483 -15.1% | $161,520 +0.7% |
| 2017 | $2,925 | $160,444 +9.7% |
| 2016 | $2,925 +11.5% | $146,298 +10% |
| 2015 | $2,624 +19.9% | $132,998 +10% |
| 2014 | $2,189 +23.6% | $120,907 +10% |
| 2013 | $1,771 +6% | $109,915 +0.9% |
| 2012 | $1,671 -8.5% | $108,935 -9.9% |
| 2011 | $1,827 | $120,956 -8.7% |
| 2010 | -- | $132,492 -17.2% |
| 2009 | $2,413 -25.8% | $160,109 -24.4% |
| 2008 | $3,253 -24.2% | $211,645 -14.1% |
| 2006 | $4,294 | $246,322 +21.5% |
| 2005 | -- | $202,788 +38.1% |
| 2004 | $2,768 +14.6% | $146,888 +16.4% |
| 2003 | $2,415 +110.7% | $126,177 +49% |
| 2002 | $1,146 +3.6% | $84,679 +1.6% |
| 2001 | $1,106 +2.8% | $83,345 +3% |
| 2000 | $1,077 | $80,917 |
Find assessor info on the county website
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Estimated market value
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