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For salePrice cut: $2.5K (7/27)
$425,000
4beds
1,552sqft

3294 Gardenia Dr, Hernando Beach, FL 34607

4beds
1,552sqft
Single family residence
Built in 1981
7,405 sqft
2 Attached garage spaces
$274 price/sqft

What's special

Private balconyBreakfast barGranite countertopsWaterfront homeComfortable open floor planChain-link fenced backyardStainless steel appliances

PRICE IMPROVEMENT TO 425,000... TURNKEY WATERFRONT COTTAGE WITH ATTRACTIVE INSURANCE QUOTES & INSURANCE INSPECTIONS ALREADY COMPLETED! Opportunities like this don't come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To help simplify the insurance process for buyers, insurance 4-Point & Wind Mitigation Inspections have already been completed, along with a current primary residence homeowners & wind insurance quote of approximately 2,805 per year & a current primary residence flood insurance quote of approximately 2,269.05 per year. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida's hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. Offered at 425,000, this fully turnkey waterfront home combines exceptional value, attractive insurance quotes, completed insurance inspections & the relaxed coastal lifestyle buyers are searching for.

105 days
|
1,479
|
96
|
Source: HCMLS,MLS#: 2259366MLS Logo
Travel times

Outdoor 1

Living Room

Kitchen

Primary Bedroom

Dining Room

Bedroom

Zillow last checked:

Listing updated:

Listed by:

Sharie L. Oakland PA 352-584-5026,

REMAX Alliance Group

Source: HCMLS,MLS#: 2259366MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
Primary bedroom
  • Description: No closet
  • Level: Second
  • Area: 182
  • Dimensions: 14x13
Bedroom 2
  • Description: Walk in Closet
  • Level: Third
  • Area: 240
  • Dimensions: 20x12
Bedroom 3
  • Level: Third
  • Area: 154
  • Dimensions: 14x11
Bedroom 4
  • Level: Third
  • Area: 143
  • Dimensions: 13x11
Dining room
  • Level: Second
  • Area: 140
  • Dimensions: 14x10
Kitchen
  • Level: Second
  • Area: 175.5
  • Dimensions: 13x13.5
Living room
  • Level: Second
  • Area: 224
  • Dimensions: 16x14
Other
  • Description: Porch
  • Level: Second
  • Area: 84
  • Dimensions: 14x6
Other
  • Description: Garage
  • Level: Lower
  • Area: 783
  • Dimensions: 29x27
Heating
  • Central, Electric
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
Features
  • Breakfast Bar, Ceiling Fan(s), Open Floorplan, Split Bedrooms
  • Has fireplace: No
  • Furnished: Yes
Interior area
  • Total structure area: 1,552
  • Total interior livable area: 1,552 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Attached, Garage
  • Attached garage spaces: 2
Features
  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck, Rear Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Seawall, Indirect Gulf Access, Waterfront Community
Lot
  • Size: 7,405 Square Feet
  • Dimensions: 73 x 100
  • Features: Dead End Street
Details
  • Parcel number: R13 223 16 2350 1120 0100
  • Zoning: R1B
  • Zoning description: Residential
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Frame
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 1981

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available

Community & HOA

Community
  • Subdivision: Hernando Beach Unit 12
HOA
  • Has HOA: No
Location
  • Region: Hernando Beach

Financial & listing details

  • Price per square foot: $274/sqft
  • Tax assessed value: $320,366
  • Annual tax amount: $5,071
  • Date on market: 5/13/2026
  • Listing terms: Cash,Conventional
  • Road surface type: Paved

Price history

DateEventPrice
7/27/2026Price change$425,000-0.6%$274/sqft
Source: HCMLS #2259366 Report a problem
7/14/2026Price change$427,500-0.6%$275/sqft
Source: HCMLS #2259366 Report a problem
6/12/2026Price change$429,900-2.3%$277/sqft
Source: HCMLS #2259366 Report a problem
5/13/2026Listed for sale$439,900+23.9%$283/sqft
Source: HCMLS #2259366 Report a problem
2/5/2024Sold$355,000-7.8%$229/sqft
Source: Stellar MLS #W7858655 Report a problem
12/15/2023Pending sale$385,000$248/sqft
Source: Stellar MLS #W7858655 Report a problem
12/15/2023Listed for sale$385,000$248/sqft
Source: Stellar MLS #W7858655 Report a problem
12/10/2023Pending sale$385,000$248/sqft
Source: Stellar MLS #W7858655 Report a problem
11/27/2023Price change$385,000-3%$248/sqft
Source: Stellar MLS #W7858655 Report a problem
10/24/2023Listed for sale$397,000$256/sqft
Source: Stellar MLS #W7858655 Report a problem
10/20/2023Pending sale$397,000$256/sqft
Source: Stellar MLS #W7858655 Report a problem
10/16/2023Listed for sale$397,000+9.5%$256/sqft
Source: Stellar MLS #W7858655 Report a problem
5/18/2023Sold$362,500-14.7%$234/sqft
Source: Public Record Report a problem
4/14/2023Contingent$424,900$274/sqft
Source: HCMLS #2228281 Report a problem
4/14/2023Pending sale$424,900$274/sqft
Source: Stellar MLS #W7850240 Report a problem
4/10/2023Listed for sale$424,900$274/sqft
Source: HCMLS #2228281 Report a problem
3/30/2023Pending sale$424,900$274/sqft
Source: Stellar MLS #W7850240 Report a problem
3/30/2023Contingent$424,900$274/sqft
Source: HCMLS #2228281 Report a problem
3/4/2023Price change$424,900-3.4%$274/sqft
Source: HCMLS #2228281 Report a problem
11/29/2022Price change$439,900-2.2%$283/sqft
Source: HCMLS #2228281 Report a problem
11/4/2022Listed for sale$450,000+42.9%$290/sqft
Source: Stellar MLS #W7850240 Report a problem
6/30/2021Sold$315,000-10%$203/sqft
Source: HCMLS #2213733 Report a problem
5/16/2021Pending sale$350,000$226/sqft
Source: HCMLS #2213733 Report a problem
12/21/2020Listed for sale$350,000+180%$226/sqft
Source: DENNIS REALTY & INV. CORP. #U8107518 Report a problem
12/11/2019Sold$125,000-35.9%$81/sqft
Source: Stellar MLS #W7817043 Report a problem
6/26/2003Sold$195,000+15.4%$126/sqft
Source: Public Record Report a problem
8/26/2002Sold$169,000+61%$109/sqft
Source: Public Record Report a problem
11/13/1998Sold$105,000$68/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$5,071 -4.6%$320,366 -1.2%
2024$5,316 +2.5%$324,176 +4%
2023$5,189 +2.5%$311,840 +4.7%
2022$5,064 +23.4%$297,952 +35.3%
2021$4,105 +9.9%$220,217 +5.8%
2020$3,735 +39.5%$208,127 +25.8%
2019$2,676 +7.8%$165,443 +2.4%
2018$2,483 -15.1%$161,520 +0.7%
2017$2,925 $160,444 +9.7%
2016$2,925 +11.5%$146,298 +10%
2015$2,624 +19.9%$132,998 +10%
2014$2,189 +23.6%$120,907 +10%
2013$1,771 +6%$109,915 +0.9%
2012$1,671 -8.5%$108,935 -9.9%
2011$1,827 $120,956 -8.7%
2010-- $132,492 -17.2%
2009$2,413 -25.8%$160,109 -24.4%
2008$3,253 -24.2%$211,645 -14.1%
2006$4,294 $246,322 +21.5%
2005-- $202,788 +38.1%
2004$2,768 +14.6%$146,888 +16.4%
2003$2,415 +110.7%$126,177 +49%
2002$1,146 +3.6%$84,679 +1.6%
2001$1,106 +2.8%$83,345 +3%
2000$1,077 $80,917

Find assessor info on the county website

Monthly payment

Est. payment
$2,689/mo
Principal & interest
$2154
Property taxes
$535
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 34607

Nearby schools

Westside Elementary School
Grades PK-52.6 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
4/10
Fox Chapel Middle School
Grades 6-86 miles
4/10
GreatSchools® Rating
Test Score Rating
3/10
Student Progress Rating
4/10
Weeki Wachee High School
Grades 9-1210.6 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
College Readiness Rating
5/10
Student Progress Rating
2/10