Welcome to this well-maintained ranch located in a highly sought-after neighborhood! This inviting home features 3 bedrooms, 2 full baths, an updated main-level bathroom, and laminate flooring that adds style and easy maintenance. Offering over 1,300 square feet on the main level, the functional floor plan is complemented by a finished lower level featuring a spacious family/recreation room; perfect for entertaining; as well as a non-conforming bedroom or home office to fit your lifestyle needs. Enjoy the convenience of the attached 2-stall garage, a spacious patio, and a generously sized backyard ideal for relaxing or hosting family and friends. Conveniently located just minutes from schools, parks, shopping, restaurants, and everyday amenities, this home offers the space, flexibility, and location today's buyers are looking for. Whether you're a first-time buyer, downsizing, or simply looking for a move-in-ready home in an established neighborhood, this is an opportunity you won't want to miss.
Pending
Price cut: $10K (9/11)
$264,900
3321 Monticello Ave, Waterloo, IA 50701
3beds
1,300sqft
Single Family Residence
Built in 1969
8,712 Square Feet Lot
$258,000 Zestimate®
$204/sqft
$-- HOA
What's special
Finished lower levelUpdated main-level bathroomGenerously sized backyardLaminate flooringSpacious patio
- 77 days
- 102
- 1
Zillow last checked:
Listing updated:
Listed by:
Emsad Begic 319-239-8663,
Vine Valley Real Estate
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20263483
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
Rooms
- Room types: Family Room, Lwr Level Family Room
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Free-Standing Range, Refrigerator, Gas Water Heater
Features
- Basement: Block,Partially Finished
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,300 sqft
- Finished area below ground: 800
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has attached garage: Yes
- Carport spaces: 2
Lot
- Size: 8,712 Square Feet
- Dimensions: 70.00 X 125.00
Details
- Parcel number: 881305228003
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Shingle,Asphalt
Condition
- Year built: 1969
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $204/sqft
- Tax assessed value: $206,540
- Annual tax amount: $4,215
- Date on market: 7/27/2026
- Cumulative days on market: 78 days
- Road surface type: Concrete
Estimated market value
$258,000
$245,000 - $271,000
$1,304/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/11/2026 | Pending sale | $264,900$204/sqft |
Source:  Northeast Iowa Regional BOR as distributed by MLS GRID #20263483 Report a problem | ||
| 9/11/2026 | Price change | $264,900-3.6%$204/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263483 Report a problem | ||
| 8/17/2026 | Price change | $274,900-5.2%$211/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263483 Report a problem | ||
| 7/27/2026 | Listed for sale | $289,900+136.7%$223/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263483 Report a problem | ||
| 9/12/2014 | Sold | $122,500-12.5%$94/sqft |
Source: Agent Provided Report a problem | ||
| 7/15/2014 | Price change | $140,000-6.7%$108/sqft |
Source: Lande Real Estate #25595 Report a problem | ||
| 4/29/2014 | Listed for sale | $150,000$115/sqft |
Source: Lande Real Estate #25595 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,120 +8.7% | $206,540 +3.2% |
| 2024 | $3,791 +7.8% | $200,120 |
| 2023 | $3,517 +2.8% | $200,120 +18.4% |
| 2022 | $3,422 +1.7% | $168,990 |
| 2021 | $3,365 +1.8% | $168,990 +7.5% |
| 2020 | $3,306 -1.1% | $157,150 |
| 2019 | $3,341 -4.6% | $157,150 |
| 2018 | $3,503 0% | $157,150 +0% |
| 2017 | $3,504 -1.7% | $157,140 |
| 2016 | $3,564 | $157,140 |
| 2015 | $3,564 +5.2% | $157,140 +4.5% |
| 2014 | $3,388 +4.6% | $150,380 -4.3% |
| 2012 | $3,239 +0% | $157,140 |
| 2011 | $3,238 +3.4% | $157,140 -1.9% |
| 2010 | $3,132 +2.9% | $160,110 |
| 2009 | $3,045 +2.3% | $160,110 |
| 2008 | $2,977 +1.8% | $160,110 +7% |
| 2007 | $2,925 -0.5% | $149,630 |
| 2006 | $2,941 +14.7% | $149,630 |
| 2005 | $2,564 +6% | $149,630 +34.2% |
| 2003 | $2,419 +2.5% | $111,480 |
| 2002 | $2,360 +13.5% | $111,480 +19% |
| 2001 | $2,079 | $93,700 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 50701
Nearby schools
Schools provided by the listing agent
- Elementary: Lou Henry
- Middle: Hoover Intermediate
- High: West High - Waterloo
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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