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For sale
    • Price cut: $15K (8/17)
    $274,900

    3321 Monticello Ave, Waterloo, IA 50701

    3beds
    1,300sqft
    : 
    $1,954/mo
    Get pre-qualified
    Single Family Residence
    Built in 1969
    8,712 Square Feet Lot
    $268,300 Zestimate®
    $211/sqft
    $-- HOA

    What's special

    Finished lower levelUpdated main-level bathroomGenerously sized backyardLaminate flooringSpacious patio
    Welcome to this well-maintained ranch located in a highly sought-after neighborhood! This inviting home features 3 bedrooms, 2 full baths, an updated main-level bathroom, and laminate flooring that adds style and easy maintenance. Offering over 1,300 square feet on the main level, the functional floor plan is complemented by a finished lower level featuring a spacious family/recreation room; perfect for entertaining; as well as a non-conforming bedroom or home office to fit your lifestyle needs. Enjoy the convenience of the attached 2-stall garage, a spacious patio, and a generously sized backyard ideal for relaxing or hosting family and friends. Conveniently located just minutes from schools, parks, shopping, restaurants, and everyday amenities, this home offers the space, flexibility, and location today's buyers are looking for. Whether you're a first-time buyer, downsizing, or simply looking for a move-in-ready home in an established neighborhood, this is an opportunity you won't want to miss.
    24 days
    |
    1,582
    |
    54
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Emsad Begic 319-239-8663,

    Vine Valley Real Estate

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20263483MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      Rooms
      • Room types: Family Room, Lwr Level Family Room
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Free-Standing Range, Refrigerator, Gas Water Heater
      Features
      • Basement: Block,Partially Finished
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total interior livable area: 1,300 sqft
      • Finished area below ground: 800

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage
      • Has attached garage: Yes
      • Carport spaces: 2
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 70.00 X 125.00
      Details
      • Parcel number: 881305228003
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Roof: Shingle,Asphalt
      Condition
      • Year built: 1969

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $211/sqft
      • Tax assessed value: $206,540
      • Annual tax amount: $4,215
      • Date on market: 7/27/2026
      • Cumulative days on market: 25 days
      • Road surface type: Concrete

        Estimated market value

        $268,300

        $255,000 - $282,000

        $1,427/mo

        Price history

        DateEventPrice
        8/17/2026Price change$274,900-5.2%$211/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263483 Report a problem
        7/27/2026Listed for sale$289,900+136.7%$223/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263483 Report a problem
        9/12/2014Sold$122,500-12.5%$94/sqft
        Source: Agent Provided Report a problem
        7/15/2014Price change$140,000-6.7%$108/sqft
        Source: Lande Real Estate #25595 Report a problem
        4/29/2014Listed for sale$150,000$115/sqft
        Source: Lande Real Estate #25595 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,120 +8.7%$206,540 +3.2%
        2024$3,791 +7.8%$200,120
        2023$3,517 +2.8%$200,120 +18.4%
        2022$3,422 +1.7%$168,990
        2021$3,365 +1.8%$168,990 +7.5%
        2020$3,306 -1.1%$157,150
        2019$3,341 -4.6%$157,150
        2018$3,503 0%$157,150 +0%
        2017$3,504 -1.7%$157,140
        2016$3,564 $157,140
        2015$3,564 +5.2%$157,140 +4.5%
        2014$3,388 +4.6%$150,380 -4.3%
        2012$3,239 +0%$157,140
        2011$3,238 +3.4%$157,140 -1.9%
        2010$3,132 +2.9%$160,110
        2009$3,045 +2.3%$160,110
        2008$2,977 +1.8%$160,110 +7%
        2007$2,925 -0.5%$149,630
        2006$2,941 +14.7%$149,630
        2005$2,564 +6%$149,630 +34.2%
        2003$2,419 +2.5%$111,480
        2002$2,360 +13.5%$111,480 +19%
        2001$2,079 $93,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 50701

        Getting around

        42 / 100
        Car-Dependent
        23 / 100
        Minimal Transit
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lou Henry
        • Middle: Hoover Intermediate
        • High: West High - Waterloo

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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