This one owner home home includes many upgrades: an open floor plan, split bedrooms, inside laundry room, a walk-in closet in the master suite, beautiful granite counter tops, tile roof, block wall, private back yard with drive through gate, front yard landscaping with automatic watering system, and many more features. Home is for sale by owner The current VA loan is assumable at 2.25%. For the assumption to take place, you must meet these requirements The new homebuyer meets the lender's credit and income requirements The new homebuyer must assume all mortgage obligations The new homebuyer must pay the funding fee unless otherwise exempt The VA funding fee on a VA loan assumption is 0.5% of the remaining loan balance. Those exempt from paying the VA funding fee typically include Veterans with a service-connected disability, Purple Heart recipients and surviving spouses. Non-Veterans assuming a VA loan must pay the VA funding fee.
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