Luxury Waterfront Home on Acreage Near Bigfork | Pond + Mountain Lifestyle
Wake up to golden sunrises dancing across a spring-fed pond where guests are swans, ducks, & birds singing a sweet morning song - Tucked away on 1.09 AC, this Bigfork retreat blends luxury, privacy, & Montana lifestyle buyers dream about - escape, scenic & minutes to amenities & recreation. Welcome to a private waterfront sanctuary where refined living meets Montana’s natural beauty. Ideally located just minutes from Woods Bay & downtown Bigfork, this property in the coveted Ridgewood subdivision offers nearly 2800 sf of thoughtfully designed living space w/private frontage on a tranquil pond. This 3BR/3BA residence features true main-level living, w/all bedrooms on the main floor. Inside, soaring cedar vaulted ceilings, rich red oak flooring, & expansive windows create a warm, elevated aesthetic while framing breathtaking sunrise views over the water. The gourmet kitchen flows seamlessly into the great room & out to a spacious deck overlooking the pond - an exceptional setting for entertaining or quiet mornings. The walk-out lower level provides a versatile family room, ideal for guests as a media room or private retreat. The primary suite offers a spa-like escape w/dual vanities & soaking tub. Outdoors, the grounds unfold into a curated landscape w/mature trees, fruit trees, flowering plantings, a raspberry patch, & a fenced garden area. Two natural rock waterfalls, an HOA private pond access offer a rare lifestyle experience w/opportunities for kayaking, canoeing, & peaceful reflection. Additional highlights include a heated oversized double garage, end-of-road privacy & access to a 15 AC common area w/additional ponds. With paved access, HOA snow removal & close proximity to Flathead Lake, public boat launches, fine dining, & Bigfork’s vibrant arts scene—plus Glacier National Park, Kalispell, Polson & Whitefish w/in easy reach—this property embodies the essence of luxury MT living.
Active
Price cut: $50K (7/3)
$998,000
33608 Hilltop Ter, Bigfork, MT 59911
3beds
2,781sqft
Single Family Residence
Built in 1999
1.09 Acres Lot
$978,700 Zestimate®
$359/sqft
$108/mo HOA
What's special
Two natural rock waterfallsEnd-of-road privacyRich red oak flooringPrivate waterfront sanctuaryHeated oversized double garageSoaring cedar vaulted ceilings
- 71 days |
- 1,335 |
- 89 |
Zillow last checked:
Listing updated:
Listed by:
Leah Lindsay 406-261-1859,
Montana Property Angels,
Vee Miller 406-871-0718,
Montana Property Angels
Source: MRMLS,MLS#: 30068957
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced Air, Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Range, Refrigerator
Features
- Fireplace
- Basement: Walk-Out Access
- Number of fireplaces: 2
Interior area
- Total interior livable area: 2,781 sqft
- Finished area below ground: 569
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One and One Half,One
- Stories: 1
- Patio & porch: Rear Porch, Covered, Deck, Front Porch, Patio, Porch
- Exterior features: Garden, See Remarks
- Fencing: Other
- Has view: Yes
- View description: Meadow, Mountain(s), Creek/Stream, Trees/Woods
- Has water view: Yes
- Water view: true
- Waterfront features: Pond, Waterfront
- Body of water: NA - Pond
Lot
- Size: 1.09 Acres
- Features: Back Yard, Corners Marked, Landscaped, Sprinklers In Ground, Views, Wooded
- Topography: Varied
Details
- Additional structures: Shed(s)
- Parcel number: 15370818304020000
- Special conditions: Standard
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Foundation: Poured
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Private Sewer, Septic Tank
- Water: Community/Coop
- Utilities for property: Electricity Connected, Natural Gas Connected, Phone Available
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Fire Alarm, See Remarks
- Subdivision: Sterling Estates
HOA
- Has HOA: Yes
- Amenities included: Pond Seasonal
- Services included: Water
- HOA fee: $325 quarterly
- HOA name: Unknown
Location
- Region: Bigfork
Financial & listing details
- Price per square foot: $359/sqft
- Tax assessed value: $800,500
- Annual tax amount: $3,156
- Date on market: 4/29/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,VA Loan
Estimated market value
$978,700
$930,000 - $1.03M
$3,931/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/3/2026 | Price change | $998,000-4.8%$359/sqft |
Source: | ||
| 6/21/2026 | Price change | $1,048,000-4.6%$377/sqft |
Source: | ||
| 6/17/2026 | Price change | $1,098,000-4.4%$395/sqft |
Source: | ||
| 5/19/2026 | Price change | $1,148,000-2.1%$413/sqft |
Source: | ||
| 5/15/2026 | Price change | $1,173,000-2.1%$422/sqft |
Source: | ||
| 4/29/2026 | Listed for sale | $1,198,000+185.2%$431/sqft |
Source: | ||
| 7/10/2018 | Sold | -- |
Source: | ||
| 6/13/2018 | Listed for sale | $420,000$151/sqft |
Source: RE/MAX of Bigfork #21710029 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,911 -22.6% | $800,500 +18.1% |
| 2024 | $3,762 -18.9% | $678,000 |
| 2023 | $4,639 +49.9% | $678,000 +51.3% |
| 2022 | $3,095 -8.6% | $448,000 |
| 2021 | $3,384 +14.8% | $448,000 +14.8% |
| 2020 | $2,949 -5% | $390,400 |
| 2019 | $3,104 -12.9% | $390,400 -11% |
| 2018 | $3,565 +2.2% | $438,745 |
| 2017 | $3,487 +11.4% | $438,745 +7.8% |
| 2016 | $3,131 +7.2% | $406,900 |
| 2015 | $2,921 +36.6% | $406,900 +90.2% |
| 2014 | $2,139 -1.2% | $213,908 +0.3% |
| 2013 | $2,165 -4.6% | $213,255 +0.5% |
| 2012 | $2,270 | $212,248 |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | $329,900 |
| 2007 | -- | $329,900 |
| 2006 | -- | $329,900 |
| 2005 | -- | $329,900 |
| 2004 | -- | $329,900 |
| 2003 | -- | $329,900 +8.4% |
| 2002 | -- | $304,415 |
| 2000 | -- | $304,415 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Woods Bay
Nearby schools
GreatSchools rating
- 7/10Bigfork Elementary SchoolGrades: PK-5Distance: 3.5 mi
- 6/10Bigfork 7-8Grades: 6-8Distance: 3.5 mi
- 6/10Bigfork High SchoolGrades: 9-12Distance: 3.5 mi
Schools provided by the listing agent
- District: District No. 38
Source: MRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Montana
- Lake County
- Bigfork
- 59911
- Woods Bay
- 33608 Hilltop Ter





