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  • Price cut: $50K (7/3)
    $998,000

    33608 Hilltop Ter, Bigfork, MT 59911

    3beds
    2,781sqft
    : 
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    Single Family Residence
    Built in 1999
    1.09 Acres Lot
    $978,700 Zestimate®
    $359/sqft
    $108/mo HOA

    What's special

    Two natural rock waterfallsEnd-of-road privacyRich red oak flooringPrivate waterfront sanctuaryHeated oversized double garageSoaring cedar vaulted ceilings
    Luxury Waterfront Home on Acreage Near Bigfork | Pond + Mountain Lifestyle Wake up to golden sunrises dancing across a spring-fed pond where guests are swans, ducks, & birds singing a sweet morning song - Tucked away on 1.09 AC, this Bigfork retreat blends luxury, privacy, & Montana lifestyle buyers dream about - escape, scenic & minutes to amenities & recreation. Welcome to a private waterfront sanctuary where refined living meets Montana’s natural beauty. Ideally located just minutes from Woods Bay & downtown Bigfork, this property in the coveted Ridgewood subdivision offers nearly 2800 sf of thoughtfully designed living space w/private frontage on a tranquil pond. This 3BR/3BA residence features true main-level living, w/all bedrooms on the main floor. Inside, soaring cedar vaulted ceilings, rich red oak flooring, & expansive windows create a warm, elevated aesthetic while framing breathtaking sunrise views over the water. The gourmet kitchen flows seamlessly into the great room & out to a spacious deck overlooking the pond - an exceptional setting for entertaining or quiet mornings. The walk-out lower level provides a versatile family room, ideal for guests as a media room or private retreat. The primary suite offers a spa-like escape w/dual vanities & soaking tub. Outdoors, the grounds unfold into a curated landscape w/mature trees, fruit trees, flowering plantings, a raspberry patch, & a fenced garden area. Two natural rock waterfalls, an HOA private pond access offer a rare lifestyle experience w/opportunities for kayaking, canoeing, & peaceful reflection. Additional highlights include a heated oversized double garage, end-of-road privacy & access to a 15 AC common area w/additional ponds. With paved access, HOA snow removal & close proximity to Flathead Lake, public boat launches, fine dining, & Bigfork’s vibrant arts scene—plus Glacier National Park, Kalispell, Polson & Whitefish w/in easy reach—this property embodies the essence of luxury MT living.
    71 days
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    1,335
    |
    89
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    Zillow last checked:

    Listing updated:

    Listed by:

    Leah Lindsay 406-261-1859,

    Montana Property Angels,

    Vee Miller 406-871-0718,

    Montana Property Angels

    Source: MRMLS,MLS#: 30068957MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Forced Air, Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Range, Refrigerator
      Features
      • Fireplace
      • Basement: Walk-Out Access
      • Number of fireplaces: 2
      Interior area
      • Total interior livable area: 2,781 sqft
      • Finished area below ground: 569

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One and One Half,One
      • Stories: 1
      • Patio & porch: Rear Porch, Covered, Deck, Front Porch, Patio, Porch
      • Exterior features: Garden, See Remarks
      • Fencing: Other
      • Has view: Yes
      • View description: Meadow, Mountain(s), Creek/Stream, Trees/Woods
      • Has water view: Yes
      • Water view: true
      • Waterfront features: Pond, Waterfront
      • Body of water: NA - Pond
      Lot
      • Size: 1.09 Acres
      • Features: Back Yard, Corners Marked, Landscaped, Sprinklers In Ground, Views, Wooded
      • Topography: Varied
      Details
      • Additional structures: Shed(s)
      • Parcel number: 15370818304020000
      • Special conditions: Standard
      • Other equipment: Generator

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Poured
      Condition
      • New construction: No
      • Year built: 1999

      Utilities & green energy

      • Sewer: Private Sewer, Septic Tank
      • Water: Community/Coop
      • Utilities for property: Electricity Connected, Natural Gas Connected, Phone Available

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s), Fire Alarm, See Remarks
      • Subdivision: Sterling Estates
      HOA
      • Has HOA: Yes
      • Amenities included: Pond Seasonal
      • Services included: Water
      • HOA fee: $325 quarterly
      • HOA name: Unknown
      Location
      • Region: Bigfork

      Financial & listing details

      • Price per square foot: $359/sqft
      • Tax assessed value: $800,500
      • Annual tax amount: $3,156
      • Date on market: 4/29/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,VA Loan

        Estimated market value

        $978,700

        $930,000 - $1.03M

        $3,931/mo

        Price history

        DateEventPrice
        7/3/2026Price change$998,000-4.8%$359/sqft
        Source: MRMLS #30068957 Report a problem
        6/21/2026Price change$1,048,000-4.6%$377/sqft
        Source: MRMLS #30068957 Report a problem
        6/17/2026Price change$1,098,000-4.4%$395/sqft
        Source: MRMLS #30068957 Report a problem
        5/19/2026Price change$1,148,000-2.1%$413/sqft
        Source: MRMLS #30068957 Report a problem
        5/15/2026Price change$1,173,000-2.1%$422/sqft
        Source: MRMLS #30068957 Report a problem
        4/29/2026Listed for sale$1,198,000+185.2%$431/sqft
        Source: MRMLS #30068957 Report a problem
        7/10/2018Sold--
        Source: MRMLS #21710029 Report a problem
        6/13/2018Listed for sale$420,000$151/sqft
        Source: RE/MAX of Bigfork #21710029 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,911 -22.6%$800,500 +18.1%
        2024$3,762 -18.9%$678,000
        2023$4,639 +49.9%$678,000 +51.3%
        2022$3,095 -8.6%$448,000
        2021$3,384 +14.8%$448,000 +14.8%
        2020$2,949 -5%$390,400
        2019$3,104 -12.9%$390,400 -11%
        2018$3,565 +2.2%$438,745
        2017$3,487 +11.4%$438,745 +7.8%
        2016$3,131 +7.2%$406,900
        2015$2,921 +36.6%$406,900 +90.2%
        2014$2,139 -1.2%$213,908 +0.3%
        2013$2,165 -4.6%$213,255 +0.5%
        2012$2,270 $212,248
        2011-- --
        2010-- --
        2009-- --
        2008-- $329,900
        2007-- $329,900
        2006-- $329,900
        2005-- $329,900
        2004-- $329,900
        2003-- $329,900 +8.4%
        2002-- $304,415
        2000-- $304,415

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Woods Bay

        Getting around

        6 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: District No. 38

        Source: MRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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