Experience the best of downtown living in this beautifully appointed 3-bedroom, 2.5-bath home in the heart of Mt. Sterling. With generous living spaces, a thoughtfully designed layout, and close proximity to restaurants, boutiques, and seasonal events, this home offers both charm and convenience. Perfect for entertaining or enjoying a relaxed evening just steps from it all. Property was previously used as a 2-unit rental, endless opportunity.
Contingent
Price cut: $9.1K (6/26)
$189,900
338 W Main St, Mount Sterling, KY 40353
3beds
1,550sqft
Single Family Residence
Built in ----
-- sqft lot
$187,300 Zestimate®
$123/sqft
$-- HOA
What's special
Thoughtfully designed layoutPerfect for entertainingGenerous living spaces
- 111 days |
- 800 |
- 26 |
Zillow last checked:
Listing updated:
Listed by:
R Michelle Rowland-Noble 859-585-9993,
Dream Maker Realty, LLC
Source: Imagine MLS,MLS#: 26005495
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom 2
- Level: Second
Bedroom 3
- Level: Second
Bathroom 1
- Level: First
Bathroom 2
- Level: First
Bathroom 3
- Level: Second
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Electric
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Oven
Features
- Flooring: Other
- Basement: Partial,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,550
- Total interior livable area: 1,550 sqft
- Finished area above ground: 1,550
- Finished area below ground: 0
Property
Features
- Levels: Multi/Split
- Has view: Yes
- View description: Neighborhood
Details
- Parcel number: 23M3014006
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Shingle
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Downtown
HOA
- Has HOA: No
Location
- Region: Mount Sterling
Financial & listing details
- Price per square foot: $123/sqft
- Tax assessed value: $165,000
- Annual tax amount: $1,638
- Date on market: 3/20/2026
Estimated market value
$187,300
$178,000 - $197,000
$1,325/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/6/2026 | Contingent | $189,900$123/sqft |
Source:  Imagine MLS #26005495 Report a problem | ||
| 6/26/2026 | Price change | $189,900-4.6%$123/sqft |
Source: Imagine MLS #26005495 Report a problem | ||
| 5/19/2026 | Price change | $199,000-2.9%$128/sqft |
Source: Imagine MLS #26005495 Report a problem | ||
| 5/4/2026 | Price change | $205,000-6.8%$132/sqft |
Source: Imagine MLS #26005495 Report a problem | ||
| 3/20/2026 | Listed for sale | $220,000+32.5%$142/sqft |
Source: Imagine MLS #26005495 Report a problem | ||
| 4/23/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 4/13/2023 | Listed for rent | $850+6.3%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/21/2022 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 10/6/2022 | Listed for rent | $800-11.1%$1/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 9/23/2022 | Sold | $166,000-3.2%$107/sqft |
Source: Imagine MLS #22017634 Report a problem | ||
| 8/11/2022 | Pending sale | $171,500$111/sqft |
Source: Imagine MLS #22017634 Report a problem | ||
| 8/8/2022 | Listed for sale | $171,500$111/sqft |
Source: Imagine MLS #22017634 Report a problem | ||
| 8/3/2021 | Listing removed | -- |
Source: Zillow Rental Network Premium Report a problem | ||
| 7/28/2021 | Listed for rent | $900$1/sqft |
Source: Zillow Rental Network Premium #20114833 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,638 +1.3% | $165,000 |
| 2023 | $1,617 +83.1% | $165,000 +83.3% |
| 2022 | $883 -0.7% | $90,000 |
| 2021 | $889 -0.2% | $90,000 |
| 2020 | $891 -0.4% | $90,000 |
| 2019 | $895 | $90,000 |
| 2018 | -- | $90,000 |
| 2017 | -- | $90,000 +12.5% |
| 2016 | -- | $80,000 |
| 2015 | -- | $80,000 |
| 2014 | -- | $80,000 |
| 2012 | -- | $80,000 +33.3% |
| 2010 | -- | $60,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 40353
Nearby schools
GreatSchools rating
- 6/10Mapleton Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 7/10McNabb Middle SchoolGrades: 6-8Distance: 1 mi
- 7/10Montgomery County High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: Mt Sterling
- Middle: McNabb
- High: Montgomery Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Montgomery County
- Mount Sterling
- 40353
- 338 W Main St
Nearby cities
Nearby zip codes
Other Mount Sterling Topics
