Pending

$259,900

34-36 Cliff St, Oneonta, NY 13820

4beds

2,544sqft

Quadruplex, Multi Family

Built in 1900

-- sqft lot

$-- Zestimate^®

$102/sqft

$-- HOA

What's special

Classic front porch linesPlenty of off-street parkingNice curb appeal

Charming 4 unit investment property located 3 blocks to downtown! Classic front porch lines offer nice curb appeal. Plenty of off-street parking. Tenants pay all utilities. Solid cash flow flow opportunity. Double digit Return on Investment! Super opportunity. May be purchased with 4 family next door- 38-40 Cliff Street, a 10 bedroom fully occupied building. See MLS #R1687928. 34-36 Cliff St: Total rents: $37,200 annually. Expenses: Taxes $4,596, Water/Sewer $700, Insurance $1,700, Trash $1,200, snow $375, Maintenance and Vacancy at 5% of gross $2,600. Total expenses $11,171. NOI $26,029. Mortgage cost $18,600 ($259,900, 20% down. 20 year amort, 6.25%), Net Income $7,429 / $51,980 (down payment) = 14.2% Return on Investment with below market rents. One year leases in place. Come take a look at this home offering generous square footage for each unit!

34 days

240

12

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 4
Full bathrooms: 4

Heating

Gas, Forced Air

Appliances

Included: Electric Water Heater, Gas Water Heater
Laundry: Common Area

Features

Flooring: Carpet, Varies, Vinyl
Basement: Full,Partially Finished
Has fireplace: No

Interior area

Total structure area: 2,544
Total interior livable area: 2,544 sqft

Property

Parking

Parking features: Common, Gravel, Parking Available

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Porch

Lot

Size: 7,840 Square Feet
Dimensions: 66 x 148
Features: Near Public Transit, Rectangular, Rectangular Lot, Residential Lot

Details

Parcel number: 300.5460.00
Zoning description: Residential Multi Use
Special conditions: Standard

Construction

Type & style

Home type: MultiFamily
Architectural style: Fourplex
Property subtype: Quadruplex, Multi Family

Materials

Blown-In Insulation, Frame
Foundation: Stone
Roof: Flat,Rolled/Hot Mop

Condition

Resale
Year built: 1900

Utilities & green energy

Sewer: Connected
Water: Connected, Public
Utilities for property: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected

Community & HOA

Location

Region: Oneonta

Financial & listing details

Price per square foot: $102/sqft
Tax assessed value: $115,000
Annual tax amount: $4,596
Date on market: 6/3/2026
Cumulative days on market: 30 days
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Tenant pays: All Utilities

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/25/2026	Pending sale	$259,900$102/sqft
Source: NYSAMLSs #R1687927 Report a problem
6/23/2026	Contingent	$259,900$102/sqft
Source: NY State MLS #11801899 Report a problem
6/5/2026	Listed for sale	$259,900$102/sqft
Source: NYSAMLSs #R1687927 Report a problem
8/23/2025	Listing removed	$800
Source: Zillow Rentals Report a problem
8/16/2025	Listed for rent	$800+14.3%
Source: Zillow Rentals Report a problem
10/23/2022	Listing removed	--
Source: Zillow Rental Manager Report a problem
10/17/2022	Listed for rent	$700
Source: Zillow Rental Manager Report a problem
8/14/2022	Listing removed	--
Source: Zillow Rental Manager Report a problem
8/4/2022	Listed for rent	$700+7.7%
Source: Zillow Rental Manager Report a problem
8/5/2021	Listing removed	--
Source: Zillow Rental Manager Report a problem
8/3/2021	Listed for rent	$650+8.3%
Source: Zillow Rental Manager Report a problem
3/1/2021	Listing removed	--
Source: Owner Report a problem
6/18/2020	Listing removed	$600
Source: Owner Report a problem
6/15/2020	Listed for rent	$600
Source: Owner Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Estimated monthly payment$1,822

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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