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  • Price cut: $15K (8/4)
    $350,000

    3407 Ratchford Dr, Gastonia, NC 28056

    3beds
    2,036sqft
    : 
    $2,099/mo
    Get pre-qualified
    Single Family Residence
    Built in 1947
    0.89 Acres Lot
    $343,500 Zestimate®
    $172/sqft
    $-- HOA

    What's special

    Finished basementAdditional flex roomWalk-in showerSpacious kitchenExpansive backyardPeaceful surroundingsAbundant cabinetry
    Welcome to this beautifully updated 3-bedroom, 2.5-bath home with a finished basement, nestled on a private lot of nearly an acre in Gastonia. Thoughtfully updated and move-in ready, this home offers flexible living spaces, major system improvements, and a convenient location close to everything. The spacious kitchen features stainless steel appliances, abundant cabinetry, and plenty of room for cooking, gathering, and entertaining. The primary suite provides a comfortable retreat with an updated ensuite bathroom showcasing a walk-in shower. Downstairs, the finished basement offers exceptional versatility with a large second living area that could easily serve as a recreation room, media room, or potential fourth bedroom. An additional flex room is perfect for a home office, gym, playroom, or hobby space. Enjoy added peace of mind with major improvements already completed, including a new roof (2025), newer HVAC system, and septic system installed in 2023. The basement also provides generous storage space rarely found in homes at this price point. Step outside to enjoy the privacy and space of the expansive backyard. With nearly an acre, there's plenty of room for entertaining, gardening, pets, or simply relaxing and enjoying the peaceful surroundings. Conveniently located with easy access to Gastonia, Belmont, Lake Wylie, and the Charlotte metro area, you'll enjoy nearby shopping, dining, and everyday conveniences while remaining close to outdoor recreation, including Crowders Mountain State Park, parks, hiking trails, and lake access. If you've been searching for a home that offers space, flexibility, major updates, and a large private lot in a convenient location, this one is a must-see.
    82 days
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    758
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    42
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    Zillow last checked:

    Listing updated:

    Listed by:

    Rikki Surratt homesbyrikki@gmail.com,

    RE/MAX Executive

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4385064MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Basement
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Basement
      Bonus room
      • Level: Basement
      Dining room
      • Level: Main
      Flex space
      • Level: Basement
      Kitchen
      • Level: Main
      Laundry
      • Level: Basement
      Living room
      • Level: Main
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Oven
      • Laundry: In Basement
      Features
      • Flooring: Carpet, Vinyl
      • Windows: Insulated Windows
      • Basement: Finished
      Interior area
      • Total structure area: 1,292
      • Total interior livable area: 2,036 sqft
      • Finished area above ground: 1,292
      • Finished area below ground: 744

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway
      • Uncovered spaces: 4
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Covered, Front Porch, Side Porch
      Lot
      • Size: 0.89 Acres
      • Features: Open Lot, Wooded
      Details
      • Additional structures: Shed(s)
      • Parcel number: 193931
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      Condition
      • New construction: No
      • Year built: 1947

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well
      • Utilities for property: Cable Available, Electricity Connected

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Gastonia

      Financial & listing details

      • Price per square foot: $172/sqft
      • Tax assessed value: $254,460
      • Annual tax amount: $1,817
      • Date on market: 5/22/2026
      • Cumulative days on market: 82 days
      • Electric utility on property: Yes
      • Road surface type: Gravel, Concrete

        Estimated market value

        $343,500

        $326,000 - $361,000

        $2,072/mo

        Price history

        DateEventPrice
        8/4/2026Price change$350,000-4.1%$172/sqft
        Source: Canopy MLS as distributed by MLS GRID #4385064 Report a problem
        7/29/2026Price change$364,999-2.6%$179/sqft
        Source: Canopy MLS as distributed by MLS GRID #4385064 Report a problem
        6/10/2026Price change$374,900-3.7%$184/sqft
        Source: Canopy MLS as distributed by MLS GRID #4385064 Report a problem
        5/22/2026Listed for sale$389,500+121.3%$191/sqft
        Source: Canopy MLS as distributed by MLS GRID #4385064 Report a problem
        2/13/2019Sold$176,000+0.1%$86/sqft
        Source: Canopy MLS as distributed by MLS GRID #3450944 Report a problem
        1/13/2019Pending sale$175,900$86/sqft
        Source: Young & Company Real Estate #3450944 Report a problem
        1/8/2019Listed for sale$175,900$86/sqft
        Source: Young & Company Real Estate #3450944 Report a problem
        1/2/2019Pending sale$175,900$86/sqft
        Source: Young & Company Real Estate #3450944 Report a problem
        11/27/2018Price change$175,900-10%$86/sqft
        Source: Young & Company Real Estate #3450944 Report a problem
        11/9/2018Listed for sale$195,500+225.8%$96/sqft
        Source: Young & Company Real Estate #3450944 Report a problem
        11/17/2009Sold$60,000$29/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,817 $254,460
        2024$1,817 +2.7%$254,460
        2023$1,769 +29.9%$254,460 +71.9%
        2022$1,362 -0.8%$147,990
        2021$1,372 +11.7%$147,990
        2020$1,228 +4.6%$147,990 +16.4%
        2019$1,175 +19.2%$127,120 +25.1%
        2018$986 +1.4%$101,628
        2017$972 $101,628 +0.1%
        2016$972 $101,500 +4.9%
        2014$972 $96,727
        2012-- $96,727
        2011-- $96,727
        2010-- $96,727
        2009-- $96,727
        2008-- $96,727 +11.8%
        2007-- $86,480
        2006-- $86,480
        2005-- $86,480
        2004-- $86,480
        2003-- $86,480 -4.9%
        2002-- $90,910
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28056

        Getting around

        0 / 100
        Car-Dependent
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: W.A. Bess
        • Middle: Cramerton
        • High: Forestview

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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