Welcome to this beautifully updated 3 bedroom, 2.5 bath home with basement, perfectly situated on a private lot of nearly an acre in Gastonia. Offering a functional layout with flexible living spaces, this home combines comfort, updates, and convenience.
Inside, you’ll find an updated interior featuring spacious kitchen with stainless steel appliances, ample cabinet space, and room to gather and entertain. The large primary bedroom offers a relaxing retreat complete with an updated ensuite bathroom and stand in shower. Downstairs, the additional living area could easily serve as a 4th bedroom, recreation room, or media space, while the separate flex space makes a perfect home office, playroom, or gym.
Major updates include a 2025 roof, newer HVAC system, and septic system installed in 2023, providing peace of mind for years to come. The large basement offers excellent storage space and additional functionality.
Outside, enjoy the privacy and space of the expansive yard, ideal for entertaining, gardening, pets, or simply enjoying the peaceful setting.
Conveniently located with easy access to both Gastonia and the Charlotte metro area, residents enjoy an easy commute to Uptown Charlotte while being just minutes from Belmont, Lake Wylie, shopping, dining, and outdoor recreation. Outdoor enthusiasts will appreciate the close proximity to Crowders Mountain State Park, nearby lake access, parks, and green spaces offering opportunities for hiking, boating, and enjoying the outdoors.
This home offers the perfect blend of privacy, updates, and location.
Active
Price cut: $14.6K (6/10)
$374,900
3407 Ratchford Dr, Gastonia, NC 28056
3beds
2,036sqft
Single Family Residence
Built in 1947
0.89 Acres Lot
$365,800 Zestimate®
$184/sqft
$-- HOA
What's special
Separate flex spaceUpdated interiorStand in showerExpansive yardAmple cabinet spaceLarge primary bedroomUpdated ensuite bathroom
- 36 days |
- 379 |
- 24 |
Zillow last checked:
Listing updated:
Listed by:
Rikki Surratt homesbyrikki@gmail.com,
RE/MAX Executive
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4385064
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Basement
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Basement
Bonus room
- Level: Basement
Dining room
- Level: Main
Flex space
- Level: Basement
Kitchen
- Level: Main
Laundry
- Level: Basement
Living room
- Level: Main
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Oven
- Laundry: In Basement
Features
- Flooring: Carpet, Vinyl
- Windows: Insulated Windows
- Basement: Finished
Interior area
- Total structure area: 1,292
- Total interior livable area: 2,036 sqft
- Finished area above ground: 1,292
- Finished area below ground: 744
Property
Parking
- Total spaces: 4
- Parking features: Driveway
- Uncovered spaces: 4
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Covered, Front Porch, Side Porch
Lot
- Size: 0.89 Acres
- Features: Open Lot, Wooded
Details
- Additional structures: Shed(s)
- Parcel number: 193931
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
Condition
- New construction: No
- Year built: 1947
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Subdivision: None
Location
- Region: Gastonia
Financial & listing details
- Price per square foot: $184/sqft
- Tax assessed value: $254,460
- Annual tax amount: $1,817
- Date on market: 5/22/2026
- Cumulative days on market: 36 days
- Electric utility on property: Yes
- Road surface type: Gravel, Concrete
Estimated market value
$365,800
$348,000 - $384,000
$1,984/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/10/2026 | Price change | $374,900-3.7%$184/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4385064 Report a problem | ||
| 5/22/2026 | Listed for sale | $389,500+121.3%$191/sqft |
Source: Canopy MLS as distributed by MLS GRID #4385064 Report a problem | ||
| 2/13/2019 | Sold | $176,000+0.1%$86/sqft |
Source: Canopy MLS as distributed by MLS GRID #3450944 Report a problem | ||
| 1/13/2019 | Pending sale | $175,900$86/sqft |
Source: Young & Company Real Estate #3450944 Report a problem | ||
| 1/8/2019 | Listed for sale | $175,900$86/sqft |
Source: Young & Company Real Estate #3450944 Report a problem | ||
| 1/2/2019 | Pending sale | $175,900$86/sqft |
Source: Young & Company Real Estate #3450944 Report a problem | ||
| 11/27/2018 | Price change | $175,900-10%$86/sqft |
Source: Young & Company Real Estate #3450944 Report a problem | ||
| 11/9/2018 | Listed for sale | $195,500+225.8%$96/sqft |
Source: Young & Company Real Estate #3450944 Report a problem | ||
| 11/17/2009 | Sold | $60,000$29/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,817 | $254,460 |
| 2024 | $1,817 +2.7% | $254,460 |
| 2023 | $1,769 +29.9% | $254,460 +71.9% |
| 2022 | $1,362 -0.8% | $147,990 |
| 2021 | $1,372 +11.7% | $147,990 |
| 2020 | $1,228 +4.6% | $147,990 +16.4% |
| 2019 | $1,175 +19.2% | $127,120 +25.1% |
| 2018 | $986 +1.4% | $101,628 |
| 2017 | $972 | $101,628 +0.1% |
| 2016 | $972 | $101,500 +4.9% |
| 2014 | $972 | $96,727 |
| 2012 | -- | $96,727 |
| 2011 | -- | $96,727 |
| 2010 | -- | $96,727 |
| 2009 | -- | $96,727 |
| 2008 | -- | $96,727 +11.8% |
| 2007 | -- | $86,480 |
| 2006 | -- | $86,480 |
| 2005 | -- | $86,480 |
| 2004 | -- | $86,480 |
| 2003 | -- | $86,480 -4.9% |
| 2002 | -- | $90,910 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28056
Nearby schools
GreatSchools rating
- 5/10W A Bess Elementary SchoolGrades: PK-5Distance: 2.6 mi
- 10/10Cramerton Middle SchoolGrades: 6-8Distance: 3.8 mi
- 4/10Forestview High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: W.A. Bess
- Middle: Cramerton
- High: Forestview
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Gaston County
- Gastonia
- 28056
- 3407 Ratchford Dr
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