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For sale
$325,000
2beds
1,506sqft

3410 SE MARTINIQUE Trace #102, Stuart, FL 34997

2beds
1,506sqft
Condominium
Built in 1989
1 Carport space
$216 price/sqft
$698/mo HOA

What's special

Thoughtful finishesNew paintNew appliancesCeiling fansLots of storageHot tub spaImpact windows and doors

This isn't a cookie-cutter condo. It's a freshly finished 2/2 in gated Montego Cove—new floors, new paint, new appliances, plantation shutters, impact windows and doors, and the kind of custom shelving, inlays, and tile details you notice the second you walk in. Lots of storage. Thoughtful finishes. Ceiling fans, hardware, everything chosen with care. Move-in ready, lock-and-go, and built to last in Florida weather. Welcome to active Florida living at its best in the gated 55+ community of Montego Cove! This bright 2-bedroom, 2-bath condo (1,506 sq ft) at 3410 SE Martinique Trace #102 puts you right in the middle of the action. Step outside your door into over 50 acres of park-like grounds with two lakes, a nature preserve, mature trees, and scenic paths perfect for walking, biking, or simply soaking up the Florida sunshine. Montego Cove is built for people who want to stay busy and connected. Fire up a friendly match on the lighted tennis and pickleball courts, cool off in one of the two sparkling pools (one heated), unwind in the hot tub spa, or challenge friends to shuffleboard. The spacious clubhouse is the social hub—complete with a kitchen, library/card room, billiards, and a large meeting room with a dance floor that hosts regular activities, gatherings, and events. Add a gazebo, picnic areas, and a true sense of community, and you have resort-style living without the high-rise feel. Inside, enjoy an open layout with ceramic tile flooring, a functional kitchen, full-size washer/dryer, and comfortable living spaces designed for easy everyday living and entertaining. The community is fully gated and walled for privacy and peace of mind, yet pet-friendly (15 lb limit) and conveniently located with stores and restaurants within walking distance. 1 covered carport space assigned and plenty of additional parking. Location advantage: You're just a short drive from everything that makes Stuart special. Historic downtown Stuart (roughly 10-15 minutes) offers the lively Riverwalk along the St. Lucie River, boutique shopping, galleries, the Lyric Theatre, waterfront dining, Sunday farmers markets, and a vibrant arts scene. Head east to Hutchinson Island and you'll reach beautiful Atlantic beaches—including popular spots like Bathtub Beach and Stuart Beach—in about 10-15 minutes. World-class fishing, boating, and the "Sailfish Capital of the World" vibe are right at your doorstep, along with easy access to medical facilities, shopping, and I-95. Whether you want morning tennis, afternoon pool time with neighbors, evening dances at the beautiful recreation clubhouse, or quick escapes to the beach and downtown, this Montego Cove condo delivers an energetic, low-maintenance lifestyle in one of Stuart's most desirable active adult communities. Ready to make it yours? Let's schedule a showing and see the activity for yourself! No lease first 2 years.

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Source: BeachesMLS,MLS#: B26069100MLS LogoOriginating MLS: BeachesMLS
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Rebekah Lee Urbina 561-827-8469,

LPT Realty, LLC

Source: BeachesMLS,MLS#: B26069100MLS LogoOriginating MLS: BeachesMLS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2
Primary bedroom
  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13
Kitchen
  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11
Living room
  • Level: Main
  • Area: 360
  • Dimensions: 20 X 18
Heating
  • Central, Electric
Cooling
  • Central Air, Ceiling Fan(s), Electric
Appliances
  • Included: Dryer, Dishwasher, Electric Range, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Laundry: Inside, Laundry Closet
Features
  • Built-in Features, Breakfast Area, Closet Cabinetry, Dual Sinks, Eat-in Kitchen, Kitchen Island, Living/Dining Room, Separate Shower, Walk-In Closet(s)
  • Flooring: Laminate, Wood
  • Has fireplace: No
Interior area
  • Total structure area: 1,506
  • Total interior livable area: 1,506 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Assigned, Covered, Carport, Detached Carport, Guest, Open
  • Carport spaces: 1
  • Has uncovered spaces: Yes
  • Details: CarportSpaces:1.00
Accessibility
  • Accessibility features: None
Features
  • Levels: Multi/Split,One
  • Stories: 1
  • Patio & porch: Glass Enclosed, Patio, Porch
  • Exterior features: Outdoor Living Area, Tennis Court(s)
  • Pool features: Association
  • Has view: Yes
  • View description: Lake, Water
  • Has water view: Yes
  • Water view: Lake,Water
  • Waterfront features: Lake Front, None
Details
  • Parcel number: 353841002028010203
  • Zoning: RESIDENTIAL
  • Special conditions: Standard,Listed As-Is

Construction

Type & style
  • Home type: Condo
  • Property subtype: Condominium
Materials
  • Block, Concrete, Stucco
  • Roof: Barrel,Tile
Condition
  • Resale
  • New construction: No
  • Year built: 1989

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Electricity Connected, Sewer Available, Water Available

Community & HOA

Community
  • Features: Home Owners Association, Gated, Street Lights
  • Security: Gated Community
  • Senior community: Yes
  • Subdivision: MONTEGO COVE CONDO
HOA
  • Has HOA: Yes
  • Amenities included: Billiard Room, Clubhouse, Library, Picnic Area, Pool, Parking, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Services included: Common Areas, Cable TV, Insurance, Internet, Maintenance Grounds, Pest Control, Recreation Facilities, Trash
  • HOA fee: $698 monthly
  • HOA name: Montego Cove
Location
  • Region: Stuart

Financial & listing details

  • Price per square foot: $216/sqft
  • Tax assessed value: $165,146
  • Annual tax amount: $4,175
  • Date on market: 8/27/2026
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Electric utility on property: Yes

Price history

DateEventPrice
8/27/2026Listed for sale$325,000+4.8%$216/sqft
Source: BeachesMLS #B26069100 Report a problem
7/30/2026Sold$310,000-3.1%$206/sqft
Source: BeachesMLS #B26038487 Report a problem
6/14/2026Pending sale$319,900$212/sqft
Source: BeachesMLS #B26038487 Report a problem
6/8/2026Listed for sale$319,900-8.6%$212/sqft
Source: BeachesMLS #B26038487 Report a problem
6/6/2025Listing removed$349,900$232/sqft
Source: BeachesMLS #RX-11068430 Report a problem
5/12/2025Price change$349,900-4.1%$232/sqft
Source: BeachesMLS #RX-11068430 Report a problem
4/15/2025Price change$365,000-1.3%$242/sqft
Source: BeachesMLS #RX-11068430 Report a problem
3/31/2025Price change$369,900-2.6%$246/sqft
Source: BeachesMLS #RX-11068430 Report a problem
3/15/2025Price change$379,900-5%$252/sqft
Source: BeachesMLS #RX-11068430 Report a problem
3/5/2025Listed for sale$399,900+17.6%$266/sqft
Source: BeachesMLS #RX-11068430 Report a problem
2/15/2023Sold$340,000+0%$226/sqft
Source: Martin County REALTORS® of the Treasure Coast (MCRTC) #M20037537 Report a problem
1/24/2023Pending sale$339,900$226/sqft
Source: Martin County REALTORS® of the Treasure Coast (MCRTC) #M20037537 Report a problem
1/18/2023Contingent$339,900$226/sqft
Source: Martin County REALTORS® of the Treasure Coast (MCRTC) #M20037537 Report a problem
1/16/2023Listed for sale$339,900+88.8%$226/sqft
Source: Martin County REALTORS® of the Treasure Coast (MCRTC) #M20037537 Report a problem
11/10/2020Sold$180,000+106.9%$120/sqft
Source: Public Record Report a problem
10/28/1998Sold$87,000$58/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025-- $160,805 +2.9%
2024-- $156,274 +38.4%
2023$1,198 +4.9%$112,953 +3%
2022$1,142 +0.6%$109,664 +3%
2021$1,135 +13.6%$106,470 +8.1%
2020$999 +2.8%$98,528 +2.3%
2019$972 $96,313 +1.9%
2018$972 +3.2%$94,517 +2.1%
2017$942 +16.5%$92,573 +2.1%
2016$809 $90,669 +0.7%
2015$809 $90,039 +0.8%
2014$809 $89,324 +1.5%
2013-- $88,004 +1.7%
2012-- $86,533 +3%
2011-- $84,013 +1.5%
2010-- $82,771 +2.7%
2009-- $80,594 +0.1%
2008-- $80,515 +3%
2007$1,807 +8%$78,169 +2.5%
2006$1,673 $76,262 +3.4%
2005-- $73,741

Find assessor info on the county website

Monthly payment

Est. payment
$2,776/mo
Principal & interest
$1626
HOA Fees
$698
Property taxes
$452
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Estimated market value

$313,700

$298,000 - $329,000

$3,099/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 34997

Nearby schools

Sea Wind Elementary School
Grades PK-52.3 miles
4/10
GreatSchools® Rating
Test Score Rating
4/10
Student Progress Rating
3/10
Murray Middle School
Grades 6-81.1 miles
4/10
GreatSchools® Rating
Test Score Rating
4/10
Student Progress Rating
4/10
South Fork High School
Grades 9-124.5 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
College Readiness Rating
7/10
Student Progress Rating
3/10