Skip main navigation
Pending
    • $219,900

    342 Bear Gulch Rd, Summit, NY 12175

    2beds
    831sqft
    Loading
    Single Family Residence
    Built in 1950
    6,098 Square Feet Lot
    $212,800 Zestimate®
    $265/sqft
    $-- HOA

    What's special

    Cozy pellet stoveLake-facing deckOpen floor planCedar shake sidingNatural woodworkCathedral ceilingsInviting three-season retreat
    Welcome to 342 Bear Gulch Rd in Summit, NY-a delightful 2-bedroom, 1-bath bungalow offering 28 feet of private frontage on scenic Bear Gulch Lake. This inviting three-season retreat combines rustic charm with modern comfort, featuring an open floor plan, cathedral ceilings, natural woodwork, and a cozy pellet stove. The living and dining area extends seamlessly to a lake-facing deck, where you can start your mornings with coffee or wind down with sunset views over the water. Step outside to your private grassy sitting area by the shore, complete with access for small motorboats, kayaks, and paddleboards, perfect for fishing, relaxing, and summer fun. The property also features cedar shake siding, durable vinyl and wood flooring, updated kitchen appliances, and high-speed internet, ensuring you can stay connected while enjoying lake life. Situated in the Cobleskill-Richmondville School District, this property offers both privacy and convenience. You're just a short drive to Cobleskill's shops and restaurants, with easy access to outdoor recreation across Schoharie County. Explore nearby attractions in Albany or historic Cooperstown, both within reach for day trips. Whether you're seeking a peaceful getaway, investment opportunity, or affordable lakefront retreat, this Bear Gulch Lake bungalow is a rare find in Upstate New York lake living.
    88 days
    |
    105
    |
    2
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Charlotteville Realty, LLC 607-397-9027,

    Christy L. Dahms 607-434-5993

    Source: NYSAMLSs,MLS#: R1678070MLS LogoOriginating MLS: Otsego-Delaware

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Heating
      • Ductless, Electric, Heat Pump, Other, See Remarks, Baseboard
      Cooling
      • Ductless, Heat Pump, Attic Fan
      Appliances
      • Included: Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
      Features
      • Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Living Room, Country Kitchen, Living/Dining Room, Partially Furnished, Natural Woodwork, Window Treatments, Bedroom on Main Level, Main Level Primary
      • Flooring: Hardwood, Varies, Vinyl
      • Windows: Drapes
      • Basement: None
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 831
      • Total interior livable area: 831 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: No Garage, Driveway
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Exterior features: Deck, Dock, See Remarks
      • On waterfront: Yes
      • Waterfront features: Dock Access, Lake
      • Body of water: Bear Gulch Pond
      • Frontage length: 28
      Lot
      • Size: 6,098 Square Feet
      • Dimensions: 113 x 38
      • Features: Rectangular, Rectangular Lot, Rural Lot
      Details
      • Additional parcels included: 100.442
      • Parcel number: 100.446
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow,Cabin,Cottage,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Cedar, Shake Siding, Wood Siding
      • Foundation: Pillar/Post/Pier
      • Roof: Asphalt,Shingle
      Condition
      • Resale
      • Year built: 1950

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: High Speed Internet Available

      Community & HOA

      Community
      • Subdivision: Bear Gulch Lake
      Location
      • Region: Summit

      Financial & listing details

      • Price per square foot: $265/sqft
      • Tax assessed value: $42,240
      • Annual tax amount: $3,173
      • Date on market: 5/1/2026
      • Cumulative days on market: 57 days
      • Listing terms: Cash,Conventional

        Estimated market value

        $212,800

        Estimated sales range

        Not available

        $1,396/mo

        Price history

        DateEventPrice
        6/22/2026Pending sale$219,900$265/sqft
        Source: NYSAMLSs #R1678070 Report a problem
        5/21/2026Contingent$219,900$265/sqft
        Source: NYSAMLSs #R1678070 Report a problem
        5/21/2026Pending sale$219,900$265/sqft
        Source: Global MLS #202616332 Report a problem
        5/2/2026Listed for sale$219,900$265/sqft
        Source: NY State MLS #11737610 Report a problem
        2/1/2026Listing removed$219,900$265/sqft
        Source: NYSAMLSs #R1633719 Report a problem
        8/28/2025Listed for sale$219,900+266.5%$265/sqft
        Source: NY State MLS #11563364 Report a problem
        12/22/2003Sold$60,000+160.9%$72/sqft
        Source: Global MLS #2321216 Report a problem
        3/19/2001Sold$23,000$28/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $45,200 +5.9%
        2024-- $42,700
        2023-- $42,700
        2022-- $42,700 +22.7%
        2021-- $34,800
        2020-- $34,800
        2019-- $34,800
        2018-- $34,800
        2017$2,000 $34,800
        2016-- $34,800
        2015-- $34,800
        2014-- $34,800
        2013-- $34,800
        2012-- $34,800
        2011-- $34,800
        2010-- $34,800
        2009-- $34,800 +10.1%
        2008-- $31,600
        2007-- $31,600 +14.5%
        2006-- $27,600
        2005-- $27,600
        2004-- $27,600
        2003-- $27,600
        2002-- $27,600
        2001-- $27,600
        2000-- $27,600
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 12175

        Getting around

        0 / 100
        Car-Dependent
        8 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Cobleskill-Richmondville

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

            Nearby cities

            Nearby zip codes

            Other Summit Topics

              Search
              Updates
              Favorites
              Plan
              Inbox