342 Ripshin Lake Road, Roan Mountain, TN 38687
What's special
Tucked within one of East Tennessee's most protected lakefront enclaves, 342 Ripshin Lake Road offers a rare opportunity to live immersed in nature without sacrificing comfort or convenience. This furnished, lakefront home provides direct access to the private 60-acre Ripshin Lake, a personal dock and sweeping, unobstructed mountain and water views. Work from paradise with high-speed fiber internet. Designed with connection and relaxation in mind, the open floor plan features vaulted ceilings, hardwood floors and a dramatic wall of windows. The living room is anchored by a stone propane fireplace with a handcrafted wood mantel, alongside custom built-ins for elegant storage. The kitchen is equipped with Corian countertops, a gas range and ample cabinetry, flowing naturally into a screened-in porch and Trex deck ideal for year-round entertaining. The main-level primary suite offers a private balcony, walk-in closet and spa bath with jetted tub and walk-in shower. Three spacious upstairs guest rooms share a full bath, with one bedroom offering stunning lake vistas. Ownership here means more than just a home: this property is part of the Ripshin Lake Corporation, a distinctive ownership model where property owners are equal shareholders. Owners enjoy access to over 120 acres of preserved corporate land, as well as the idyllic lake itself and have a voice in maintaining the environment's integrity and future. Adjacent to Cherokee National Forest and the Roan Highlands, Ripshin Lake is framed by the soaring Unaka Ridge. For nearly 70 years, this community has offered unparalleled access to fishing, boating and hiking. Significant community improvements, including major enhancements to the dam, have been completed to meet modern regulatory standards. The property is attractively priced below the recent appraised value. This is not just a home; it is your invitation to a legacy of timeless beauty, adventure and lakeside living.
- 164 days |
- 1,753 |
- 127 |
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Jessica Auten 828-406-2937,
Premier Sotheby's International Realty- Banner Elk 828-898-5022
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced Air, Fireplace(s), Propane
Cooling
- None
Appliances
- Included: Dryer, Dishwasher, Gas Range, Microwave, Refrigerator, Washer
- Laundry: Washer Hookup, Dryer Hookup, Main Level
Features
- Furnished, Jetted Tub, Vaulted Ceiling(s)
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: One, Gas, Propane
- Furnished: Yes
Interior area
- Total structure area: 2,084
- Total interior livable area: 2,084 sqft
- Finished area above ground: 2,084
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Attached, Driveway, Garage, One Car Garage, Gravel, Private
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Multiple, Open, Screened, Wrap Around
- Exterior features: Fire Pit, Gravel Driveway
- Has spa: Yes
- Has view: Yes
- View description: Mountain(s), Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Lake Front, Lake Privileges
Lot
- Size: 0.56 Acres
Details
- Parcel number: 104c A 01700 000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mountain
- Property subtype: Single Family Residence
Materials
- Hardboard, Wood Frame
- Roof: Metal
Condition
- Year built: 2010
Utilities & green energy
- Sewer: Septic Permit Unavailable, Septic Tank
- Water: Spring
- Utilities for property: High Speed Internet Available, Septic Available
Community & HOA
Community
- Features: Gated, Lake, Trails/Paths
- Subdivision: Ripshin Lake Corporation
HOA
- Has HOA: Yes
- HOA fee: $825 semi-annually
Location
- Region: Roan Mountain
Financial & listing details
- Price per square foot: $284/sqft
- Tax assessed value: $383,600
- Annual tax amount: $2,023
- Date on market: 4/7/2026
- Listing terms: Cash,Conventional,New Loan
- Road surface type: Gravel
Price history
| Date | Event | Price |
|---|---|---|
| 9/4/2026 | Price change | $592,000-1.2%$284/sqft |
Source: | ||
| 4/6/2026 | Listed for sale | $599,000$287/sqft |
Source: TVRMLS #9993408 Report a problem | ||
| 1/6/2026 | Listing removed | $599,000$287/sqft |
Source: TVRMLS #9979499 Report a problem | ||
| 10/19/2025 | Pending sale | $599,000$287/sqft |
Source: TVRMLS #9979499 Report a problem | ||
| 10/19/2025 | Contingent | $599,000$287/sqft |
Source: | ||
| 4/29/2025 | Listed for sale | $599,000+1098%$287/sqft |
Source: | ||
| 10/12/1998 | Sold | $50,000$24/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,091 +3.3% | $95,900 +3.3% |
| 2024 | $2,023 | $92,800 |
| 2023 | $2,023 +7.4% | $92,800 |
| 2022 | $1,884 | $92,800 |
| 2021 | -- | $92,800 +18.3% |
| 2020 | $1,937 | $78,425 |
| 2019 | $1,937 | $78,425 |
| 2018 | $1,937 +0% | $78,425 |
| 2017 | $1,937 +0.8% | $78,425 |
| 2016 | $1,921 0% | $78,425 |
| 2015 | $1,921 +2.8% | $78,425 +2.8% |
| 2014 | $1,869 +5.2% | $76,300 +0% |
| 2013 | $1,778 +8.4% | $76,294 |
| 2012 | $1,640 -0.1% | $76,294 |
| 2011 | $1,642 -5.6% | $76,294 |
| 2010 | $1,740 +370.2% | $76,294 +370.2% |
| 2009 | $370 +2.7% | $16,226 |
| 2008 | $360 +5.7% | $16,226 |
| 2007 | $341 | $16,226 |
| 2006 | $341 -18.5% | $16,226 -0.7% |
| 2005 | $418 +121.9% | $16,335 +121.9% |
| 2004 | $188 +15.3% | $7,360 |
| 2002 | $163 | $7,360 |
| 2001 | -- | $7,360 -75% |
| 2000 | -- | $29,439 |
Find assessor info on the county website
Monthly payment
Estimated market value
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Estimated sales range
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Climate risks
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