Tucked into one of Charlotte's most desirable intown locations, 3430 Cosby Place offers the rare opportunity to enjoy a quieter residential setting while remaining moments from the energy, culture, and conveniences that make Plaza Midwood and the surrounding neighborhoods so sought after. Start your mornings with a walk along the nearby Briar Creek Greenway, spend weekends exploring local coffee shops, breweries, restaurants, and boutiques, or enjoy an easy commute to Uptown Charlotte, NoDa, Elizabeth, and South End with Charlotte Country Club just minutes away for those who want it in the mix. Whether meeting friends for dinner, attending community events, or enjoying the area's parks and trails, everything that makes Charlotte vibrant is close to home.
Situated within the intimate Oaks at Midwood community, this thoughtfully designed bungalow combines timeless charm with modern livability. A welcoming front porch, screened rear porch, and fenced backyard create multiple outdoor living spaces for relaxing, entertaining, and enjoying the Carolina seasons. Inside, hardwood floors run throughout, grounding an open floor plan that flows easily between gathering spaces and makes everyday living as comfortable as hosting family and friends. A dedicated office offers flexibility for today's work-from-home lifestyle, while the upper-level primary suite provides a peaceful retreat with its own private balcony overlooking the natural surroundings.
One of the community's most distinctive features is the designated Tree Save Conservation Area located behind the home and neighboring properties. Established during development to preserve mature trees and existing canopy, this protected wooded preserve maintains the natural beauty and character that make the neighborhood so appealing offering a scenic green backdrop, added privacy, and a sense of living alongside nature. It also delivers real environmental benefits, including erosion control, stormwater management, and wildlife habitat preservation, with a portion of HOA dues dedicated to its ongoing stewardship.
More than simply a home, 3430 Cosby Place offers a lifestyle that blends convenience, privacy, and natural beauty in one of Charlotte's most sought-after locations.
Under contract-no show
Price cut: $30K (8/17)
$920,000
3430 Cosby Pl, Charlotte, NC 28205
3beds
2,409sqft
Single Family Residence
Built in 2016
0.21 Acres Lot
$901,600 Zestimate®
$382/sqft
$-- HOA
What's special
Welcoming front porchScenic green backdropHardwood floors run throughoutFenced backyardScreened rear porch
- 79 days
- 897
- 56
Zillow last checked:
Listing updated:
Listed by:
Michelle Budd mbudd@helenadamsrealty.com,
Helen Adams Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4389964
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom half
- Level: Main
Breakfast
- Level: Main
Dining room
- Level: Main
Family room
- Features: Open Floorplan
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Upper
Office
- Level: Main
Heating
- Heat Pump
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Bar Fridge
- Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup
Features
- Flooring: Tile, Wood
- Doors: French Doors, Pocket Doors, Screen Door(s)
- Windows: Window Treatments
- Has basement: No
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,409
- Total interior livable area: 2,409 sqft
- Finished area above ground: 2,409
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Detached Garage, Garage Faces Front, Parking Space(s), Garage on Main Level
- Garage spaces: 2
- Has uncovered spaces: Yes
- Details: Extra Long Driveway
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Screened
- Fencing: Back Yard
Lot
- Size: 0.21 Acres
- Dimensions: 194.21 x 48.08 x 205.46 x 46.75
Details
- Parcel number: 09512275
- Zoning: N1-B
- Special conditions: Standard
- Other equipment: Surround Sound
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2016
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Features: Street Lights, Walking Trails
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: The Oaks at Midwood
HOA
- Has HOA: Yes
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $382/sqft
- Tax assessed value: $724,400
- Annual tax amount: $5,730
- Date on market: 6/11/2026
- Cumulative days on market: 79 days
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$901,600
$857,000 - $947,000
$3,563/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/23/2026 | Pending sale | $920,000$382/sqft |
Source: | ||
| 8/17/2026 | Price change | $920,000-3.2%$382/sqft |
Source: | ||
| 7/7/2026 | Price change | $950,000-1.6%$394/sqft |
Source: | ||
| 6/11/2026 | Listed for sale | $965,000+32.2%$401/sqft |
Source: | ||
| 9/9/2022 | Sold | $730,000-3.8%$303/sqft |
Source: | ||
| 8/5/2022 | Pending sale | $759,000$315/sqft |
Source: | ||
| 7/22/2022 | Price change | $759,000-5%$315/sqft |
Source: | ||
| 6/27/2022 | Price change | $799,000-3%$332/sqft |
Source: | ||
| 6/10/2022 | Listed for sale | $824,000+70.6%$342/sqft |
Source: | ||
| 2/17/2017 | Sold | $483,000$200/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,730 +1.6% | $724,400 |
| 2024 | $5,639 +3.4% | $724,400 |
| 2023 | $5,453 +1.8% | $724,400 +33.6% |
| 2022 | $5,359 +0.2% | $542,300 |
| 2021 | $5,348 +0.1% | $542,300 |
| 2020 | $5,340 +0.3% | $542,300 |
| 2019 | $5,325 +5.1% | $542,300 +42.5% |
| 2018 | $5,067 | $380,600 -0.1% |
| 2017 | -- | $380,800 |
| 2016 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment





