Elegant Waterfront Pool Home with Gulf Access in Hernando Beach South — Adjacent Lot Also Available! Welcome to this meticulously maintained 3-bedroom, 2-bathroom home with indirect Gulf access, located in the desirable deed-restricted community of Hernando Beach South. Positioned on a serene canal with a seawall and floating dock, this stunning residence offers the perfect blend of coastal living and sophisticated design. From the moment you arrive, you'll notice the pavered driveway, hurricane-rated windows, hurricane rated garage doors, and beautifully landscaped yard. Step inside to a unique penny-and-coin entry floor and be greeted by hand-honed wood flooring and vaulted ceilings that elevate the great room's open, airy feel. An electric fireplace and sliding doors lead out to the expansive balcony overlooking the pool—ideal for entertaining or relaxing with two ceiling fans to keep you cool. The chef's kitchen is a dream, featuring granite countertops, stainless steel appliances, a double sink, breakfast bar, pantry, recessed lighting, wine cooler, and a sunlit dining area. A custom climate-controlled wine cellar at the top of the stairs adds a luxurious touch. The split bedroom layout includes a luxurious primary suite with balcony access, an oversized walk-in closet with built-ins, and an updated en suite bathroom with twin vanities, a make-up station, walk-in shower, and linen closet. Two additional spacious bedrooms share a beautifully updated hall bath. Enjoy year-round Florida living in the screen-enclosed two-story pool area with resurfaced sports-pool, electric heater, new pool pump. The covered lanai features two ceiling fans and overlooks the water, with stairs leading from the balcony to the pool level. The oversized two-car garage provides ample storage. Additional features include a water softener, lawn sprinklers, hurricane curtains for the balcony and lanai, an indoor laundry room with sink and shelving, low HOA fees, and close proximity to boating, fishing, restaurants and nature preserves. Roof 2019. HVAC 2018. This home is a rare gem—luxury, function, and location in one package. Don't miss this opportunity to own an exceptional waterfront home with an optional adjacent lot in one of Hernando Beach's most sought-after neighborhoods!
Sold for $585,000
$585,000
3431 Croaker Dr, Hernando Beach, FL 34607
3beds
1,720sqft
Single Family Residence
Built in 1995
7,405 Square Feet Lot
$580,100 Zestimate®
$340/sqft
$2,722 Estimated rent
Home value
$580,100
$516,000 - $656,000
$2,722/mo
Zestimate® history
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List your homeWhat's special
Resurfaced sports-poolScreen-enclosed two-story pool areaElectric fireplaceSerene canalCovered lanaiBreakfast barUpdated en suite bathroom
Zillow last checked:
Listing updated:
Listed by:
Tracie Maler 352-848-5401,
Keller Williams-Elite Partners
Bought with:
Sarah M Hill, BK3447180
JT Realty & Associates
Source: Realtors Association of Citrus County,MLS#: 846006
Originating MLS: Realtors Association of Citrus County
Originating MLS: Realtors Association of Citrus CountyFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Dual Sinks, Walk-In Closet(s), Primary Suite
- Level: Second
- Dimensions: 17.00 x 13.00
Kitchen
- Features: Breakfast Bar, Granite Counters, Pantry
- Level: Second
- Dimensions: 13.00 x 9.00
Living room
- Level: Main
- Dimensions: 18.00 x 21.00
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Some Propane Appliances, Convection Oven, Dryer, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave, Refrigerator, Water Softener Owned, Water Heater, Washer
- Laundry: Laundry - Living Area, Laundry Tub
Features
- Breakfast Bar, Dual Sinks, Fireplace, High Ceilings, Primary Suite, Open Floorplan, Pantry, Stone Counters, Split Bedrooms, Shower Only, Solid Surface Counters, Separate Shower, Updated Kitchen, Upper Level Primary, Vaulted Ceiling(s), Walk-In Closet(s), Wood Cabinets, First Floor Entry, Sliding Glass Door(s)
- Flooring: Engineered Hardwood, Tile
- Doors: Sliding Doors
- Windows: Impact Glass
- Has fireplace: Yes
Interior area
- Total structure area: 3,948
- Total interior livable area: 1,720 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Patio & porch: Balcony
- Exterior features: Balcony, Sprinkler/Irrigation, Landscaping, Brick Driveway
- Pool features: Concrete, Electric Heat, Heated, In Ground, Pool, Screen Enclosure
- On waterfront: Yes
- Waterfront features: Gulf Access, Ocean Access, Seawall, Water Access, Canal Access, Gulf, Waterfront
- Frontage type: Canal
- Frontage length: 75,75
Lot
- Size: 7,405 Square Feet
- Features: Trees
Details
- Parcel number: 00937268
- Zoning: Out of County
- Special conditions: Standard,Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Multi-Level,Stilt
- Property subtype: Single Family Residence
Materials
- Frame, Stucco, Vinyl Siding
- Foundation: Pillar/Post/Pier
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Boat Facilities
- Subdivision: Not on List
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds
- HOA fee: $306 annually
- HOA name: Hernando Beach South
- HOA phone: 727-859-9734
Location
- Region: Hernando Beach
Financial & listing details
- Price per square foot: $340/sqft
- Tax assessed value: $446,460
- Annual tax amount: $3,879
- Date on market: 7/7/2025
- Cumulative days on market: 35 days
- Listing terms: Cash,Conventional,FHA
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/9/2025 | Sold | $585,000-2.3%$340/sqft |
Source:  Realtors Association of Citrus County #846006 Report a problem | ||
| 8/12/2025 | Pending sale | $599,000$348/sqft |
Source:  HCMLS #2254479 Report a problem | ||
| 7/15/2025 | Price change | $599,000-4.2%$348/sqft |
Source: HCMLS #2254479 Report a problem | ||
| 7/7/2025 | Listed for sale | $625,000+150%$363/sqft |
Source: HCMLS #2254479 Report a problem | ||
| 3/17/2014 | Sold | $250,000-12.3%$145/sqft |
Source: Public Record Report a problem | ||
| 9/13/2013 | Price change | $285,000-4.7%$166/sqft |
Source: RE/MAX ADVANTAGE REALTY #2139706 Report a problem | ||
| 12/2/2012 | Listed for sale | $299,000+12.8%$174/sqft |
Source: RE/MAX Advantage #2139706 Report a problem | ||
| 6/6/2003 | Sold | $265,000+109.5%$154/sqft |
Source: Public Record Report a problem | ||
| 9/8/2000 | Sold | $126,500$74/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,856 -0.6% | $271,897 +2.9% |
| 2024 | $3,880 +2.9% | $264,234 +3.4% |
| 2023 | $3,772 +1.9% | $255,489 +3% |
| 2022 | $3,700 -3.2% | $248,048 +3% |
| 2021 | $3,822 +6.5% | $240,823 +1.4% |
| 2020 | $3,589 | $237,498 +2.3% |
| 2019 | -- | $232,158 +3.8% |
| 2018 | $2,829 -13.2% | $223,760 +2.1% |
| 2017 | $3,259 | $219,158 +2.1% |
| 2016 | $3,259 +5.5% | $214,650 +0.7% |
| 2015 | $3,090 -7.3% | $213,158 +10.3% |
| 2014 | $3,333 +8.1% | $193,244 +1% |
| 2013 | $3,083 +5.5% | $191,280 +0.4% |
| 2012 | $2,922 +16.5% | $190,498 -6.5% |
| 2011 | $2,509 | $203,696 -8.2% |
| 2010 | -- | $221,875 -18% |
| 2009 | $3,512 -24.1% | $270,647 -20% |
| 2008 | $4,627 -11.5% | $338,363 +4.2% |
| 2006 | $5,226 | $324,812 +21.9% |
| 2005 | -- | $266,528 +21.3% |
| 2004 | $4,139 +63.1% | $219,683 +39% |
| 2003 | $2,537 +2.1% | $158,044 +2.4% |
| 2002 | $2,484 -8% | $154,340 +8.4% |
| 2001 | $2,700 +5.7% | $142,365 +7.3% |
| 2000 | $2,554 | $132,633 |
Find assessor info on the county website
Neighborhood: 34607
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Nearby schools
GreatSchools rating
- 5/10Westside Elementary SchoolGrades: PK-5Distance: 2.3 mi
- 4/10Fox Chapel Middle SchoolGrades: 6-8Distance: 6.2 mi
- 3/10Weeki Wachee High SchoolGrades: 9-12Distance: 10.9 mi
Schools provided by the listing agent
- High: Weeki Wachee High
Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$580,100
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$580,100
- Florida
- Hernando County
- Hernando Beach
- 34607
- 3431 Croaker Dr
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