Once-in-a-lifetime opportunity to own a truly unique waterfront cottage on a private peninsula with water on both sides. This 1-bed, 1-bath vintage fishing retreat is only accessible by footpath or boat, offering ultimate privacy and a true getaway experience. It’s the only home on the peninsula with a conventional septic system and features two docks, a boathouse (BOAT CONVEYS), and a PRIVATE BEACH on the Rappahannock River. The cottage includes a screened porch, open kitchen, wood-burning fireplace, and a large back room with potential for a second sleeping area. Recent updates include a new well pump (2024), septic pumped (2023), jetty wall (2022), and updated plumbing. Mostly furnished and ready to enjoy or personalize with your own renovations. Ideal for a vacation home, fishing cabin, or unique Airbnb opportunity. Take the Ottoman Ferry to nearby Kilmarnock for shopping and dining. A rare chance to own a serene park-like property that feels worlds away. Whether you’re looking for a vacation home, an Airbnb investment, or just a peaceful spot to cast a fishing line and watch the sunset—this is your place. Come take a walk (literally), and fall in love with one of the Northern Neck’s best-kept secrets.
Sold for $250,000
$250,000
344 Cottage Cove Way, Lancaster, VA 22503
1beds
740sqft
Single Family Residence
Built in 1934
0.48 Acres Lot
$257,300 Zestimate®
$338/sqft
$1,038 Estimated rent
Home value
$257,300
Estimated sales range
Not available
$1,038/mo
Zestimate® history
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List your homeWhat's special
Two docksWood-burning fireplaceWaterfront cottageUltimate privacyPrivate beachScreened porchLarge back room
Zillow last checked:
Listing updated:
Listed by:
Cole Atkins 804-822-7376,
Providence Hill Real Estate,
Alejandro King 804-503-7218,
Providence Hill Real Estate
Bought with:
Erik Colley, 0225227168
ERA Woody Hogg & Assoc
Source: CVRMLS,MLS#: 2514023
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Other
- Description: Shower
- Level: First
Heating
- Baseboard, Electric
Cooling
- Electric, Window Unit(s)
Appliances
- Included: Electric Water Heater, Microwave, Oven, Refrigerator, Stove
Features
- Beamed Ceilings, Bedroom on Main Level, Eat-in Kitchen, French Door(s)/Atrium Door(s), Kitchen Island, Main Level Primary, Solid Surface Counters
- Flooring: Wood
- Doors: French Doors
- Has basement: No
- Attic: None
- Has fireplace: No
Interior area
- Total interior livable area: 740 sqft
- Finished area above ground: 740
- Finished area below ground: 0
Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Deck, Porch
- Exterior features: Deck, Dock, Out Building(s), Porch
- Pool features: None
- Fencing: None
- Waterfront features: Navigable Water, River Front, River Access, Water Access, Waterfront
- Body of water: Rappahannock River
Lot
- Size: 0.48 Acres
- Features: Beach Front, Waterfront
Details
- Additional structures: Boat House, Outbuilding
- Parcel number: 25B19
- Zoning description: A2
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow,Cottage
- Property subtype: Single Family Residence
Materials
- Frame, Wood Siding
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 1934
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & neighborhood
Location
- Region: Lancaster
- Subdivision: None
Other
Other facts
- Ownership: Individuals
- Ownership type: Sole Proprietor
Price history
| Date | Event | Price |
|---|---|---|
| 7/16/2025 | Sold | $250,000+0%$338/sqft |
Source:  CVRMLS #2514023 Report a problem | ||
| 7/3/2025 | Pending sale | $249,950$338/sqft |
Source: CVRMLS #2514023 Report a problem | ||
| 6/17/2025 | Price change | $249,950-16.7%$338/sqft |
Source: CVRMLS #2514023 Report a problem | ||
| 5/27/2025 | Listed for sale | $299,950$405/sqft |
Source: CVRMLS #2514023 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $788 +69.3% | $143,300 +93.9% |
| 2023 | $466 | $73,900 |
| 2022 | $466 | $73,900 |
| 2021 | $466 | $73,900 |
| 2020 | $466 +14.9% | $73,900 +7.6% |
| 2018 | $405 | $68,700 |
| 2017 | -- | $68,700 |
| 2016 | -- | $68,700 |
| 2015 | -- | $68,700 |
| 2014 | -- | -- |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Neighborhood: 22503
Nearby schools
GreatSchools rating
- 3/10Lancaster Elementary SchoolGrades: K-7Distance: 9 mi
- 3/10Lancaster High SchoolGrades: 8-12Distance: 8.3 mi
Schools provided by the listing agent
- Elementary: Lancaster
- Middle: Lancaster
- High: Lancaster
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Virginia
- Lancaster County
- Lancaster
- 22503
- 344 Cottage Cove Way
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