***REDUCED FOR QUICK SALE***
Charming Home in The Cove - Versatile Living with Incredible Space!
Welcome to this beautiful home in the highly sought-after Cove neighborhood! From the moment you step inside, you'll be impressed by how open and spacious it feels. The heart of the home is a large, well-appointed kitchen complete with tons of custom cabinets for storage—perfect for entertaining or daily family living—while the oversized master bedroom provides a peaceful retreat.
A unique bonus space off the master is currently used as a walk-in closet but offers flexibility galore—it could easily function as a nursery, small bedroom, home office, or craft room.
Step outside to your own private paradise: a huge covered back porch with dual ceiling fans to keep you cool, surrounded by beautifully landscaped gardens full of vibrant plants and flowers. The backyard also includes a storage building and an Accessory Dwelling Unit (ADU) with private access—ideal for guests, extended family, or additional rental income. It's currently set up with a separate living area, bedroom, office, kitchenette with a bathroom featuring a walk in shower.
Worried about parking? Not here! Enjoy a circle drive in front plus two separate driveways on either side of the home—offering ample parking for 6-10 cars, boats, or trailers.
Boating enthusiasts have access to the new Snug Harbor public boat launch less than a mile away making it easier than ever to get on the water!
Recent upgrades include new 4 ton AC, replaced last year. Home also has encapsulated crawlspace with condensation pump to provide peace of mind for years to come!
This home offers the perfect mix of functionality, charm, and income potential—schedule your tour today!
**edit** square footage includes agent measured ADU...wasn't available originally. 5/9/25
Sold for $400,000
$400,000
344 N Palo Alto Ave, Panama City, FL 32401
5beds
2,247sqft
Single Family Residence
Built in 1941
10,454 Square Feet Lot
$398,800 Zestimate®
$178/sqft
$2,922 Estimated rent
Home value
$398,800
$359,000 - $443,000
$2,922/mo
Zestimate® history
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List your homeWhat's special
Private paradiseStorage buildingHuge covered back porchFlexibility galorePeaceful retreatLarge well-appointed kitchenTwo separate driveways
Zillow last checked:
Listing updated:
Listed by:
Richard Miller 850-527-6407,
Beachy Beach Real Estate
Bought with:
Cyndi Beebe, 3232245
Gulf Life Real Estate Inc
Source: CPAR,MLS#: 772947
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Family Room, Kitchen, Living Room, Bonus Room
Bedroom
- Level: First
- Dimensions: 111 x 1,911
Bedroom
- Level: First
- Dimensions: 111 x 10
Family room
- Dimensions: 1,110 x 195
Kitchen
- Level: First
- Dimensions: 112 x 1,911
Living room
- Level: First
- Dimensions: 19 x 162
Heating
- Central, Electric, Fireplace(s), Heat Pump
Cooling
- Central Air, Ceiling Fan(s), Heat Pump
Appliances
- Included: Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Gas Water Heater, Tankless Water Heater
- Laundry: Stacked
Features
- Has fireplace: Yes
- Fireplace features: Electric
Interior area
- Total structure area: 2,247
- Total interior livable area: 2,247 sqft
Property
Parking
- Parking features: Additional Parking, Alley Access, Circular Driveway, Paved, RV Access/Parking
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Covered, Patio
- Exterior features: Deck, Patio, Fire Pit, Outdoor Shower
- Fencing: Full,Fenced,Privacy
Lot
- Size: 10,454 Square Feet
- Dimensions: 75 x 140
- Features: Paved
Details
- Additional structures: Guest House, Outbuilding, Shed(s)
- Parcel number: 21175000000
- Zoning description: City
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Roof: Metal
Condition
- New construction: No
- Year built: 1941
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Sudduths 4th Add
HOA
- Has HOA: No
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $178/sqft
- Tax assessed value: $309,739
- Annual tax amount: $3,679
- Date on market: 5/3/2025
- Cumulative days on market: 58 days
Price history
| Date | Event | Price |
|---|---|---|
| 7/25/2025 | Sold | $400,000-3.6%$178/sqft |
Source:  CPAR #772947 Report a problem | ||
| 7/1/2025 | Pending sale | $415,000$185/sqft |
Source: CPAR #772947 Report a problem | ||
| 6/21/2025 | Price change | $415,000-2.4%$185/sqft |
Source: CPAR #772947 Report a problem | ||
| 5/27/2025 | Price change | $425,000-5.3%$189/sqft |
Source: CPAR #772947 Report a problem | ||
| 5/9/2025 | Price change | $449,000-5.5%$200/sqft |
Source: CPAR #772947 Report a problem | ||
| 5/3/2025 | Listed for sale | $475,000+61.4%$211/sqft |
Source: CPAR #772947 Report a problem | ||
| 8/27/2021 | Sold | $294,300+23.9%$131/sqft |
Source: CPAR #712941 Report a problem | ||
| 12/13/2019 | Sold | $237,500$106/sqft |
Source: Public Record Report a problem | ||
| 11/11/2019 | Listed for sale | $237,500+18.8%$106/sqft |
Source: Coldwell Banker Residential Real Estate #690705 Report a problem | ||
| 9/30/2018 | Listing removed | $199,900$89/sqft |
Source: Coldwell Banker Residential Real Estate - Panama City Beach - Thomas Dr. #676546 Report a problem | ||
| 9/20/2018 | Listed for sale | $199,900+25%$89/sqft |
Source: Coldwell Banker Residential Real Estate - Panama City Beach - Thomas Dr. #676546 Report a problem | ||
| 7/10/2015 | Listing removed | $159,900$71/sqft |
Source: Coldwell Banker/Carroll Realty #630441 Report a problem | ||
| 4/3/2015 | Listed for sale | $159,900+110.4%$71/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #630441 Report a problem | ||
| 1/2/2002 | Sold | $76,000$34/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,679 -7.8% | $270,377 +3% |
| 2023 | $3,988 -7.3% | $262,502 +4.1% |
| 2022 | $4,300 | $252,162 |
| 2021 | -- | -- |
| 2020 | $2,850 +221.3% | $203,728 +112.9% |
| 2019 | $887 | $95,675 -15.1% |
| 2018 | $887 -19.5% | $112,660 +0.2% |
| 2017 | $1,102 +0.6% | $112,485 +1% |
| 2016 | $1,095 -3% | $111,412 +0.7% |
| 2015 | $1,129 | $110,638 -0.6% |
| 2014 | $1,129 | $111,305 +0.3% |
| 2013 | -- | $110,943 -1.3% |
| 2012 | -- | $112,413 +0.2% |
| 2011 | -- | $112,158 +1.5% |
| 2010 | -- | $110,500 +2.7% |
| 2009 | -- | $107,595 +0.1% |
| 2008 | -- | $107,488 +3% |
| 2007 | -- | $104,357 +2.5% |
| 2006 | -- | $101,812 +44.8% |
| 2005 | -- | $70,321 +3.8% |
| 2004 | -- | $67,729 +1.9% |
| 2003 | -- | $66,466 +2.4% |
| 2002 | -- | $64,908 +72.6% |
| 2001 | -- | $37,614 +3% |
| 2000 | -- | $36,518 |
Find assessor info on the county website
Neighborhood: 32401
Nearby homes
- $170,2002 bd1 ba1k sqft342 N Palo Alto Ave, Panama City, FL 32401Off Market
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Nearby schools
GreatSchools rating
- 5/10Merriam Cherry Street Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 2/10Jinks Middle SchoolGrades: 6-8Distance: 1.6 mi
- 4/10Bay High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Cherry Street
- Middle: Jinks
- High: Bay
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Bay County
- Panama City
- 32401
- 344 N Palo Alto Ave
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