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  • $469,000

    345 Center Point Dr, Montezuma, IA 50171

    3beds
    2,171sqft
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    Single Family Residence
    Built in 1969
    0.25 Acres Lot
    $-- Zestimate®
    $216/sqft
    $128/mo HOA

    What's special

    Overlooks the lakeThree bedrooms on mainStorage shedPeninsula and included appliances
    Needing a place to retreat to avoid the hustle and bustle? Consider this lake home at Lake Ponderosa, a popular 400 acre lake between Des Moines Metro and Iowa City known for boating, fishing and fun activities! This gorgeous, well maintained home overlooks the lake and is just a short walk to a secluded access area at the end of a quiet cove where you can enjoy 20’ of access – allowing for two boats/lifts. In the home are two large living spaces with fireplaces (main and lower levels), three bedrooms on main, 2 bathrooms, and open kitchen/dining area with plenty of cabinet space, peninsula and included appliances. The living room and kitchen area opens to a large deck that wraps around three sides of the home and is partially shaded allowing for great opportunities to host guests or enjoy the outdoors when you’re not in or on the water. In addition is a nicely landscaped fire pit area to enjoy fires at night. There are two driveways which allow you to avoid stairs, a garage for parking or lake toys, storage shed and more. Call today to schedule a private tour.
    3 days
    |
    245
    |
    9
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Andy Erselius 641-226-2639,

    AE Realty, Inc

    Source: NoCoast MLS as distributed by MLS GRID,MLS#: 6339877MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Main
      Other
      • Level: Main
      Dining room
      • Description: Kitchen/Dining Room
      • Level: Main
      Other
      • Level: Main
      Other
      • Level: Main
      Other
      • Level: Lower
      Family room
      • Description: Lower Level
      • Level: Lower
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
      Features
      • Flooring: Carpet, Laminate
      • Windows: Insulated Windows
      • Basement: Walk-Out Access,Full,Finished,Sump Pump
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Living Room
      Interior area
      • Total interior livable area: 2,171 sqft
      • Finished area above ground: 1,260
      • Finished area below ground: 911

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Gravel
      • Garage spaces: 1
      Accessibility
      • Accessibility features: None
      Features
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Road Between Waterfront And Home
      • Body of water: Lake Ponderosa
      Lot
      • Size: 0.25 Acres
      • Dimensions: 135,60,125,100
      • Features: Corner Lot
      Details
      • Additional structures: Storage
      • Parcel number: 1881000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding
      • Roof: Age 8 Years or Less,Shingle
      Condition
      • Year built: 1969

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: Yes
      • Services included: Other
      • HOA fee: $1,530 annually
      Location
      • Region: Montezuma

      Financial & listing details

      • Price per square foot: $216/sqft
      • Tax assessed value: $339,610
      • Annual tax amount: $3,010
      • Date on market: 6/30/2026
      • Cumulative days on market: 4 days
      • Listing terms: Cash,Conventional,DVA,FHA,USDA Loan
      • Inclusions: 20' access to Lake Ponderosa, dock, boat lift, jet ski dock

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/30/2026Listed for sale$469,000$216/sqft
        Source: NoCoast MLS as distributed by MLS GRID #6339877 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,010 -3.6%$339,610 +9.6%
        2024$3,124 +10.7%$309,920
        2023$2,822 -0.8%$309,920 +32.1%
        2022$2,844 +15.9%$234,600
        2021$2,454 +1.7%$234,600 +26.3%
        2020$2,412 +7.4%$185,710
        2019$2,246 +1.3%$185,710 +10.8%
        2018$2,218 +3.3%$167,550
        2017$2,148 $167,550 +3.1%
        2016-- $162,440
        2015-- $162,440
        2014-- $162,440
        2013-- $162,440
        2012$1,644 +4.7%$162,440 +5.8%
        2010$1,570 $153,510

        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 50171

        Getting around

        2 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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