Needing a place to retreat to avoid the hustle and bustle? Consider this lake home at Lake Ponderosa, a popular 400 acre lake between Des Moines Metro and Iowa City known for boating, fishing and fun activities! This gorgeous, well maintained home overlooks the lake and is just a short walk to a secluded access area at the end of a quiet cove where you can enjoy 20’ of access – allowing for two boats/lifts. In the home are two large living spaces with fireplaces (main and lower levels), three bedrooms on main, 2 bathrooms, and open kitchen/dining area with plenty of cabinet space, peninsula and included appliances. The living room and kitchen area opens to a large deck that wraps around three sides of the home and is partially shaded allowing for great opportunities to host guests or enjoy the outdoors when you’re not in or on the water. In addition is a nicely landscaped fire pit area to enjoy fires at night. There are two driveways which allow you to avoid stairs, a garage for parking or lake toys, storage shed and more. Call today to schedule a private tour.
Active
$469,000
345 Center Point Dr, Montezuma, IA 50171
3beds
2,171sqft
Single Family Residence
Built in 1969
0.25 Acres Lot
$-- Zestimate®
$216/sqft
$128/mo HOA
What's special
Overlooks the lakeThree bedrooms on mainStorage shedPeninsula and included appliances
- 97 days
- 106
- 1
Zillow last checked:
Listing updated:
Listed by:
Andy Erselius 641-226-2639,
AE Realty, Inc
Source: NoCoast MLS as distributed by MLS GRID,MLS#: 6339877
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Other
- Level: Main
Dining room
- Description: Kitchen/Dining Room
- Level: Main
Other
- Level: Main
Other
- Level: Main
Other
- Level: Lower
Family room
- Description: Lower Level
- Level: Lower
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Features
- Flooring: Carpet, Laminate
- Windows: Insulated Windows
- Basement: Walk-Out Access,Full,Finished,Sump Pump
- Number of fireplaces: 2
- Fireplace features: Family Room, Living Room
Interior area
- Total interior livable area: 2,171 sqft
- Finished area above ground: 1,260
- Finished area below ground: 911
Property
Parking
- Total spaces: 1
- Parking features: Attached, Gravel
- Garage spaces: 1
Accessibility
- Accessibility features: None
Features
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Road Between Waterfront And Home
- Body of water: Lake Ponderosa
Lot
- Size: 0.25 Acres
- Dimensions: 135,60,125,100
- Features: Corner Lot
Details
- Additional structures: Storage
- Parcel number: 1881000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Roof: Age 8 Years or Less,Shingle
Condition
- Year built: 1969
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Septic Tank
- Water: Public
Community & HOA
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $1,530 annually
Location
- Region: Montezuma
Financial & listing details
- Price per square foot: $216/sqft
- Tax assessed value: $339,610
- Annual tax amount: $3,010
- Date on market: 6/30/2026
- Cumulative days on market: 98 days
- Listing terms: Cash,Conventional,DVA,FHA,USDA Loan
- Inclusions: 20' access to Lake Ponderosa, dock, boat lift, jet ski dock
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Listed for sale | $469,000$216/sqft |
Source:  NoCoast MLS as distributed by MLS GRID #6339877 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,010 -3.6% | $339,610 +9.6% |
| 2024 | $3,124 +10.7% | $309,920 |
| 2023 | $2,822 -0.8% | $309,920 +32.1% |
| 2022 | $2,844 +15.9% | $234,600 |
| 2021 | $2,454 +1.7% | $234,600 +26.3% |
| 2020 | $2,412 +7.4% | $185,710 |
| 2019 | $2,246 +1.3% | $185,710 +10.8% |
| 2018 | $2,218 +3.3% | $167,550 |
| 2017 | $2,148 | $167,550 +3.1% |
| 2016 | -- | $162,440 |
| 2015 | -- | $162,440 |
| 2014 | -- | $162,440 |
| 2013 | -- | $162,440 |
| 2012 | $1,644 +4.7% | $162,440 +5.8% |
| 2010 | $1,570 | $153,510 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 50171
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