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  • $699,900

    345 Ruddiman Dr, Muskegon, MI 49445

    4beds
    2,427sqft
    : 
    $4,611/mo
    Get pre-qualified
    Single Family Residence
    Built in 1930
    6,969 Square Feet Lot
    $515,400 Zestimate®
    $288/sqft
    $-- HOA

    What's special

    Welcome to a breathtaking waterfront haven with 40 ft of private water frontage with stunning views of Muskegon Lake and the channel leading out to Lake Michigan. Experience all that lake life can offer as you watch the sailboats, lake ferry and freighters right from your backyard. Relax and entertain from the expansive deck overlooking the water. Includes new shed with covered area where you can enjoy shaded views. Enjoy peace of mind with recently replaced roof in 2025, Newer seawall in 2021. Ideal as a year round residence, seasonal getaway or vacation rental. Currently being run as an STR with a solid income.
    4 days
    |
    1,240
    |
    95
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Julie Tardani 616-970-5225,

    Real Broker, LLC 855-450-0442

    Source: MichRIC,MLS#: 26040433MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Lower
      • Area: 226.72
      • Dimensions: 10.40 x 21.80
      Bedroom 2
      • Level: Upper
      • Area: 121.9
      • Dimensions: 11.50 x 10.60
      Bedroom 3
      • Level: Upper
      • Area: 123.12
      • Dimensions: 11.40 x 10.80
      Bedroom 4
      • Level: Upper
      • Area: 81.99
      • Dimensions: 9.00 x 9.11
      Primary bathroom
      • Level: Lower
      • Area: 65.88
      • Dimensions: 5.40 x 12.20
      Bathroom 1
      • Level: Upper
      • Area: 72.99
      • Dimensions: 8.11 x 9.00
      Bathroom 2
      • Level: Lower
      • Area: 40
      • Dimensions: 5.00 x 8.00
      Dining area
      • Description: breakfast nook
      • Level: Main
      • Area: 81.32
      • Dimensions: 10.70 x 7.60
      Dining room
      • Level: Main
      • Area: 127.77
      • Dimensions: 11.11 x 11.50
      Family room
      • Level: Main
      • Area: 116
      • Dimensions: 11.60 x 10.00
      Family room
      • Level: Lower
      • Area: 252.7
      • Dimensions: 19.00 x 13.30
      Kitchen
      • Level: Main
      • Area: 148.35
      • Dimensions: 12.90 x 11.50
      Laundry
      • Level: Lower
      • Area: 40
      • Dimensions: 5.00 x 8.00
      Living room
      • Level: Main
      • Area: 244.28
      • Dimensions: 19.70 x 12.40
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: Lower Level
      Features
      • Ceiling Fan(s)
      • Flooring: Ceramic Tile, Wood
      • Windows: Replacement, Window Treatments
      • Basement: Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 1,547
      • Total interior livable area: 2,427 sqft

      Property

      Features
      • Stories: 2
      • On waterfront: Yes
      • Waterfront features: Lake
      • Body of water: Muskegon Lake
      Lot
      • Size: 6,969 Square Feet
      • Dimensions: 40 x 175
      • Features: Level, Ground Cover
      Details
      • Additional structures: Shed(s)
      • Parcel number: 23342001000110
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1930

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Natural Gas Connected

      Community & HOA

      Location
      • Region: Muskegon

      Financial & listing details

      • Price per square foot: $288/sqft
      • Tax assessed value: $133,525
      • Annual tax amount: $7,943
      • Date on market: 8/4/2026
      • Listing terms: Cash,FHA,VA Loan,Conventional
      • Road surface type: Paved

        Estimated market value

        $515,400

        $474,000 - $567,000

        $3,253/mo

        Price history

        DateEventPrice
        8/9/2019Sold$325,000-9.5%$134/sqft
        Source: MichRIC #19021971 Report a problem
        6/25/2019Price change$359,000-5.5%$148/sqft
        Source: Greenridge Realty #19021971 Report a problem
        5/21/2019Listed for sale$379,900+49.6%$157/sqft
        Source: Greenridge Realty #19021971 Report a problem
        7/3/2014Sold$254,000-13.9%$105/sqft
        Source: MichRIC #14023169 Report a problem
        6/10/2014Price change$294,900+7.3%$122/sqft
        Source: List True | Grand Rapids Realty Report a problem
        5/7/2014Listed for sale$274,900+5.8%$113/sqft
        Source: Coldwell Banker Schmidt REALTORS #14023169 Report a problem
        7/12/2013Listing removed$259,900$107/sqft
        Source: J Nedeau Realtor Inc #12053535 Report a problem
        6/9/2013Price change$259,900-1.9%$107/sqft
        Source: J. Nedeau Realtors, Inc. #12053535 Report a problem
        4/23/2013Price change$265,000-1.8%$109/sqft
        Source: J. Nedeau Realtors, Inc. #12053535 Report a problem
        8/25/2012Price change$269,900-3.6%$111/sqft
        Source: List True Grand Rapids Realty #12020173 Report a problem
        7/19/2012Price change$279,900-5.1%$115/sqft
        Source: List True Grand Rapids Realty #12020173 Report a problem
        6/25/2012Price change$294,900+1.7%$122/sqft
        Source: list.True #12020173 Report a problem
        6/1/2012Price change$289,900-1.7%$119/sqft
        Source: List True Grand Rapids Realty #12020173 Report a problem
        4/16/2012Price change$294,900-1.7%$122/sqft
        Source: List True Grand Rapids Realty #12020173 Report a problem
        1/17/2012Listed for sale$299,995$124/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,741 +5.3%$163,400 +1.9%
        2024$7,348 +4.9%$160,400 +15.3%
        2023$7,008 $139,100 +9%
        2022-- $127,600 +13%
        2021$6,744 $112,900 +3.4%
        2020$6,744 +668.5%$109,200 +120.2%
        2018$878 $49,600 -47.8%
        2017-- $95,100 +4.5%
        2016-- $91,000 +25.9%
        2015-- $72,300 -3%
        2014-- $74,500 +7.2%
        2013-- $69,500 +5.6%
        2012-- $65,800 -3.5%
        2011-- $68,200
        2010-- $68,200 -10.5%
        2009-- $76,200 -2.6%
        2008-- $78,200 -3.5%
        2007-- $81,000
        2006-- $81,000 +2.3%
        2005-- $79,200 +0.1%
        2004-- $79,100
        2003-- --
        2002-- $75,200 +38.7%
        2001-- $54,200
        2000-- $54,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49445

        Getting around

        8 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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