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For sale
    • Price cut: $3K (5/12)
    $396,500

    3450 Bay Ridge Way, Pt Charlotte, FL 33953

    3beds
    2,065sqft
    : 
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    Single Family Residence
    Built in 1999
    10,741 Square Feet Lot
    $379,000 Zestimate®
    $192/sqft
    $128/mo HOA

    What's special

    Freshly painted interiorSide-entry garageBreathtaking florida sunsetsAttractive curb appealCheerful natural light throughoutGraceful front archesDecorative engraved driveway
    PRICE IMPROVEMENT for this Beautifully maintained 3 Bedroom, Bonus Room, Spilt floor plan, 2,065 sq ft home with peaceful pond views, smart updates, impact Windows in bonus room and 2023 new roof, offering exceptional value in the Riverwood community. This move-in-ready residence features a bright, open layout with well-designed living spaces, a comfortable primary suite, a spacious great room, Spacious kitchen with abundant counter and cabinet space, ideal for everyday cooking and entertaining. The home provides low-maintenance living with no pool to upkeep, making it ideal for seasonal or full-time residents. Thoughtful improvements throughout enhance comfort, functionality, and long-term peace of mind. A rare and highly desirable feature of this property is the TRANSFERABLE BEACH CLUB MEMBERSHIP. This exclusive membership conveys directly to the new buyer, allowing immediate access to the private beachfront facility on Manasota Key. With approximately 130 homeowners currently on the waitlist, this benefit provides significant value and convenience, offering private parking, beachfront amenities, and direct Gulf access from the day of closing. The home’s pond setting creates a tranquil backdrop from the main living areas, adding privacy and a natural Florida feel. Additional highlights include generously sized guest rooms, flexible living spaces, and an easy-care exterior. The home’s layout supports both everyday living and entertaining, with ample natural light and comfortable flow throughout. Located Port Charlotte, Fl within Riverwood’s award-winning gated community, residents enjoy access to a wide range of amenities including championship golf, pickleball, tennis, fitness center, resort-style pool, dog parks, walking trails, and a vibrant social calendar. Riverwood is known for its natural beauty, mature landscaping, and convenient location near Gulf Coast beaches, shopping, dining, Punta Gorda/Ft. Myers Airport and medical services. With its NEW PRICE of $396,500, transferable Beach Club membership, and serene pond views, this home presents an outstanding opportunity to enjoy the Riverwood lifestyle. Schedule your showing to experience the comfort, value, and amenities this property offers.
    270 days
    |
    392
    |
    14
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Janice Fanstill 941-380-0341,

    RIVERWOOD REALTY 941-743-9663,

    Anita Baltierra 941-626-4720,

    RIVERWOOD REALTY

    Source: Stellar MLS,MLS#: D6143889MLS LogoOriginating MLS: Englewood

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Attic, Dining Room, Living Room, Great Room
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 208 Square Feet
      • Dimensions: 13x16
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 11x12
      Dinette
      • Level: First
      • Area: 80 Square Feet
      • Dimensions: 10x8
      Dining room
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Family room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 14x16
      Kitchen
      • Features: Pantry
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 12x13
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 196 Square Feet
      • Dimensions: 14x14
      Heating
      • Central
      Cooling
      • Central Air, Humidity Control
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside
      Features
      • Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
      • Doors: Sliding Doors
      • Windows: Blinds, Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 2,923
      • Total interior livable area: 2,065 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener
      • Garage spaces: 2
      • Details: Garage Dimensions: 20x20
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Gray Water System, Irrigation System
      • Has view: Yes
      • View description: Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      Lot
      • Size: 10,741 Square Feet
      • Features: FloodZone, Level
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Parcel number: 402120279010
      • Zoning: PD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 1999

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Fire Hydrant, Sprinkler Recycled, Street Lights, Underground Utilities

      Community & HOA

      Community
      • Features: Deed Restrictions, Golf, Playground, Pool, Tennis Court(s)
      • Security: Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: RIVERWOOD
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Playground, Recreation Facilities, Security, Tennis Court(s)
      • Services included: Common Area Taxes, Community Pool, Reserve Fund, Fidelity Bond, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Recreational Facilities, Security
      • HOA fee: $128 monthly
      • HOA name: Riverwood Community Association
      Location
      • Region: Pt Charlotte

      Financial & listing details

      • Price per square foot: $192/sqft
      • Tax assessed value: $409,035
      • Annual tax amount: $5,775
      • Date on market: 9/24/2025
      • Cumulative days on market: 268 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved
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        Estimated market value

        $379,000

        $360,000 - $398,000

        $2,240/mo

        Price history

        DateEventPrice
        5/12/2026Price change$396,500-0.8%$192/sqft
        Source: Stellar MLS #D6143889 Report a problem
        2/13/2026Price change$399,500-11.2%$193/sqft
        Source: Stellar MLS #D6143889 Report a problem
        12/1/2025Price change$449,750-6.1%$218/sqft
        Source: Stellar MLS #D6143889 Report a problem
        9/24/2025Listed for sale$479,000+47.4%$232/sqft
        Source: Stellar MLS #D6143889 Report a problem
        4/14/2020Sold$325,000-2.7%$157/sqft
        Source: Stellar MLS #D6109185 Report a problem
        2/27/2020Pending sale$334,000$162/sqft
        Source: CENTURY 21 Tropical Breeze Realty #D6105996 Report a problem
        2/18/2020Price change$334,000-3.2%$162/sqft
        Source: CENTURY 21 Tropical Breeze Realty #D6105996 Report a problem
        11/9/2019Pending sale$344,900$167/sqft
        Source: CENTURY 21 Tropical Breeze Realty #D6105996 Report a problem
        10/25/2019Listed for sale$344,900-1.5%$167/sqft
        Source: CENTURY 21 Tropical Breeze Realty #D6105996 Report a problem
        6/21/2019Listing removed$350,000$169/sqft
        Source: CENTURY 21 Tropical Breeze Realty #D6105996 Report a problem
        3/21/2019Listed for sale$350,000+62.8%$169/sqft
        Source: RIVERWOOD REALTY #D6105996 Report a problem
        6/23/2011Sold$215,000-6.5%$104/sqft
        Source: Public Record Report a problem
        2/16/2011Price change$229,900-8%$111/sqft
        Source: RIVERWOOD REAL ESTATE INC #D5776715 Report a problem
        11/5/2010Price change$249,900-5.7%$121/sqft
        Source: RIVERWOOD REAL ESTATE INC #D5776715 Report a problem
        9/21/2010Price change$264,900-3.6%$128/sqft
        Source: RIVERWOOD REAL ESTATE INC #D5776715 Report a problem
        3/20/2010Price change$274,900-5.2%$133/sqft
        Source: RIVERWOOD REAL ESTATE INC #D5776715 Report a problem
        1/23/2010Listed for sale$289,900$140/sqft
        Source: Visual Tour #D5776715 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,016 -4.8%$290,151 +2.9%
        2024$6,320 +1.3%$281,974 +3%
        2023$6,242 +11.5%$273,761 +3%
        2022$5,596 -0.2%$265,787 +3%
        2021$5,605 +19.4%$258,046 +26.7%
        2020$4,693 +2.1%$203,620 +2.1%
        2019$4,595 +5.7%$199,446 +1.9%
        2018$4,349 $195,727 +2.1%
        2017$4,349 +12.2%$191,701 +2.1%
        2016$3,877 +6%$187,758 -4.4%
        2015$3,658 -4.5%$196,482 -1.2%
        2014$3,831 +16.8%$198,909 +12%
        2013$3,281 +8.7%$177,602 +4.9%
        2012$3,018 +5.8%$169,273
        2011$2,851 +14.3%$169,273 -8.1%
        2010$2,495 -3.7%$184,255 -8.3%
        2009$2,590 $200,940 -32%
        2007-- $295,663
        2006-- $295,663 +42.7%
        2005-- $207,249 +2.1%
        2004-- $202,968
        2003-- $202,968 +12.8%
        2002$4,127 +8.7%$179,976 +1.2%
        2001$3,798 -11.9%$177,788 +1.7%
        2000$4,313 $174,854

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 33953

          Getting around

          7 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Liberty Elementary
          • Middle: Murdock Middle
          • High: Port Charlotte High

          Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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