Welcome to your own private waterfront retreat. This custom-built year-round home, built in 2004, offers approximately 1,570 square feet, 3 bedrooms, 3 full bathrooms, and 84 feet of shoreline with deep water suitable for larger boats. Surrounded by nature, with no homes directly across the water and no homes across the road, this property offers a rare sense of privacy while showcasing breathtaking water views from nearly every room. Spend your days fishing, swimming, boating, or simply relaxing on your private dock while watching boats pass by and enjoying the abundant wildlife. The impressive dock system spans the shoreline and extends into the water, creating the perfect setting for waterfront living. The main living level features two bedrooms, two full bathrooms, and a bright open-concept living area with soaring wood ceilings, abundant natural light, and sliding glass doors leading to an expansive wraparound deck overlooking the water. The beautifully updated kitchen is designed for gathering and entertaining with quartz countertops, soft-close cabinetry, a gas stove, two refrigerators, abundant cabinet space, and a massive center island with storage on both sides. A spiral staircase leads to the upper-level loft retreat featuring a third bedroom, full bathroom, and a flexible sitting area ideal for a home office, exercise room, or reading nook, all with incredible water views. Additional features include attic storage, a garage and utility area beneath the home, a storage shed, and a treehouse. As the day winds down, enjoy the afternoon sun from the backyard and watch the sky transform with spectacular sunset colors reflected across the water. Conveniently located just 8 miles from the future Micron site in Clay, this is a rare opportunity to enjoy year-round waterfront living in a setting that feels like your own little piece of paradise. Schedule your private showing today.
Active
$384,900
3484 Horseshoe Island Rd, Clay, NY 13041
3beds
1,570sqft
Single Family Residence
Built in 2004
6,969 Square Feet Lot
$373,400 Zestimate®
$245/sqft
$-- HOA
What's special
Upper-level loft retreatAbundant natural lightPrivate dockSpiral staircaseStorage shedIncredible water viewsGas stove
- 1 day |
- 1,718 |
- 158 |
Zillow last checked:
Listing updated:
Listed by:
Keller Williams Syracuse 315-701-6900,
Karen E Whalen 315-663-6633
Source: NYSAMLSs,MLS#: S1689417
Originating MLS: Syracuse
Originating MLS: SyracuseLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Heating
- Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Convection Oven, Double Oven, Dryer, Dishwasher, Exhaust Fan, Free-Standing Range, Freezer, Gas Cooktop, Microwave, Oven, Refrigerator, Range Hood, Tankless Water Heater, Washer
- Laundry: Main Level
Features
- Ceiling Fan(s), Cathedral Ceiling(s), Entrance Foyer, Eat-in Kitchen, Separate/Formal Living Room, Home Office, Hot Tub/Spa, Jetted Tub, Kitchen Island, Kitchen/Family Room Combo, Living/Dining Room, Pantry, Sliding Glass Door(s), Skylights, Natural Woodwork, Loft, Bath in Primary Bedroom, Main Level Primary
- Flooring: Ceramic Tile, Luxury Vinyl, Tile, Varies
- Doors: Sliding Doors
- Windows: Skylight(s)
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 1,570
- Total interior livable area: 1,570 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Underground, Circular Driveway
- Garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Open, Porch
- Exterior features: Deck, Dock, Gravel Driveway, Hot Tub/Spa, See Remarks
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Dock Access, Other, River Access, See Remarks, Stream
- Body of water: Oneida River
- Frontage length: 84
Lot
- Size: 6,969 Square Feet
- Dimensions: 84 x 89
- Features: Flood Zone, Other, Rectangular, Rectangular Lot, Residential Lot, See Remarks
Details
- Additional structures: Shed(s), Storage
- Parcel number: 31248901200000010060000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other,Two Story,See Remarks
- Property subtype: Single Family Residence
Materials
- Block, Cedar, Foam Insulation, Frame, Concrete, Vinyl Siding
- Foundation: Other, See Remarks
- Roof: Architectural,Shingle
Condition
- Resale
- Year built: 2004
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
Green energy
- Energy efficient items: Appliances, HVAC
Community & HOA
Location
- Region: Clay
Financial & listing details
- Price per square foot: $245/sqft
- Tax assessed value: $4,500
- Annual tax amount: $5,066
- Date on market: 6/11/2026
- Listing terms: Cash,Conventional
Estimated market value
$373,400
$355,000 - $392,000
$2,524/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Listed for sale | $384,900+2305.6%$245/sqft |
Source:  NYSAMLSs #S1689417 Report a problem | ||
| 4/13/1994 | Sold | $16,000$10/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $4,500 |
| 2024 | -- | $4,500 |
| 2023 | -- | $4,500 |
| 2022 | -- | $4,500 |
| 2021 | -- | $4,500 |
| 2020 | -- | $4,500 |
| 2019 | -- | $4,500 |
| 2018 | -- | $4,500 |
| 2017 | $2,686 +78.7% | $4,500 |
| 2016 | $1,503 | $4,500 |
| 2015 | -- | $4,500 |
| 2014 | -- | $4,500 |
| 2013 | -- | $4,500 |
| 2012 | -- | $4,500 |
| 2011 | -- | $4,500 |
| 2010 | -- | $4,500 |
| 2009 | -- | $4,500 |
| 2008 | -- | $4,500 |
| 2007 | -- | $4,500 |
| 2006 | -- | $4,500 +350% |
| 2005 | -- | $1,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13041
Nearby schools
GreatSchools rating
- 2/10Michael A Maroun Elementary SchoolGrades: PK-4Distance: 1.2 mi
- 5/10Emerson J Dillon Middle SchoolGrades: 5-8Distance: 1.4 mi
- 5/10John C Birdlebough High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- District: Phoenix
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Onondaga County
- Clay
- 13041
- 3484 Horseshoe Island Rd
Nearby cities
Nearby zip codes
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