Discover the perfect blend of comfort, space, and coastal charm in this beautifully maintained 3-bedroom, 2-bath home nestled along Morattico Creek, just minutes from the open waters of the Rappahannock River. Step inside to tall ceilings and a bright, open layout that welcomes you home. The spacious primary suite offers a beautiful view of the water, plus a large walk-in closet. Both guest bedrooms also feature oversized closets, ensuring plenty of storage for everyday living or extended stays. The screened porch overlooks the large, open yard—ideal for entertaining, summer barbecues, or simply enjoying a quiet morning coffee with a breeze off the water. Outside, you'll find everything you need for the waterfront lifestyle: rip rap shoreline, private pier, boat lift, and jet ski lift, perfect for fishing, crabbing, kayaking, or heading out for a day on the river. Whether you're looking for full-time living, a weekend escape, or a short-term rental investment, this property checks all the boxes. Breezeline internet is available! Don't miss this opportunity to own your own piece of Northern Neck waterfront paradise!
Sold for $507,500
$507,500
349 Indian Banks Rd, Farnham, VA 22460
3beds
1,790sqft
Waterfront Residential
Built in 2011
1 Acres Lot
$521,200 Zestimate®
$284/sqft
$1,821 Estimated rent
Home value
$521,200
Estimated sales range
Not available
$1,821/mo
Zestimate® history
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$2,965/mo
Est. payment
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$2,965/mo
Est. payment
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List your homeWhat's special
Boat liftJet ski liftBright open layoutTall ceilingsRip rap shorelineScreened porchLarge open yard
Zillow last checked:
Listing updated:
Listed by:
Kevin Wilson 8045295000,
Bay River Realty,
Dana Wilson 804-580-1898,
Bay River Realty
Bought with:
Fred Baughan, 0225256936
Lighthouse Real Estate
Source: Northern Neck AOR,MLS#: 118606
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining room
- Features: Great Room Combination
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Electric Water Heater
Features
- Ceiling 9 Ft+, Walk-In Closet(s)
- Flooring: Wall to Wall Carpet
- Windows: Double Pane Windows
- Basement: Crawl Space
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,790
- Total interior livable area: 1,790 sqft
Property
Parking
- Parking features: None
Features
- Levels: One
- Patio & porch: Patio, Screened Porch
- On waterfront: Yes
- Waterfront features: River/Creek Front
- Body of water: Rappahannock River
- Frontage length: 260
Lot
- Size: 1 Acres
- Features: 1-1.9 acres
Details
- Additional structures: Shed(s)
- Parcel number: 432B2
- Zoning description: R-1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Waterfront Residential
Materials
- Sheetrock Walls
- Roof: Age 10+ yrs
Condition
- Year built: 2011
Utilities & green energy
- Sewer: Septic Tank
- Water: Artesian
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Farnham
Financial & listing details
- Price per square foot: $284/sqft
- Tax assessed value: $391,321
- Annual tax amount: $2,347
- Date on market: 4/12/2025
- Listing terms: Cash,Conventional,1031 Exchange
Price history
| Date | Event | Price |
|---|---|---|
| 6/9/2025 | Sold | $507,500-4.1%$284/sqft |
Source: Public Record Report a problem | ||
| 5/6/2025 | Contingent | $529,000$296/sqft |
Source: Northern Neck AOR #118606 Report a problem | ||
| 4/12/2025 | Listed for sale | $529,000+32.6%$296/sqft |
Source: Northern Neck AOR #118606 Report a problem | ||
| 6/15/2018 | Listing removed | $399,000$223/sqft |
Source: Coldwell Banker Chesapeake Bay Properties #102545 Report a problem | ||
| 2/20/2018 | Listed for sale | $399,000$223/sqft |
Source: Coldwell Banker Chesapeakebay Properties #102545 Report a problem | ||
| 11/22/2017 | Listing removed | $399,000$223/sqft |
Source: Coldwell Banker Chesapeake Bay Properties #101724 Report a problem | ||
| 8/18/2017 | Listed for sale | $399,000+7.9%$223/sqft |
Source: Coldwell Banker Chesapeakebay Properties #101724 Report a problem | ||
| 7/20/2011 | Sold | $369,942+89.7%$207/sqft |
Source: Public Record Report a problem | ||
| 5/2/2011 | Sold | $195,000$109/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,348 +12.7% | $391,321 +31.5% |
| 2023 | $2,083 | $297,578 |
| 2022 | $2,083 | $297,578 |
| 2021 | $2,083 | $297,578 |
| 2018 | $2,083 | $297,578 |
| 2017 | $2,083 +1.5% | $297,578 |
| 2016 | $2,052 +4.5% | -- |
| 2015 | $1,964 | -- |
| 2014 | $1,964 | -- |
| 2013 | $1,964 | -- |
| 2012 | $1,964 +79.9% | -- |
| 2011 | $1,092 +148.4% | -- |
| 2010 | $440 | -- |
Find assessor info on the county website
Neighborhood: 22460
Nearby homes
- $525,0003 bd2 ba1.4k sqft385 Indian Banks Rd, Farnham, VA 22460Off Market
- $569,4003 bd3 ba3.3k sqft317 Indian Banks Rd, Farnham, VA 22460Off Market
- $409,3003 bd2 ba1.4k sqft405 Indian Banks Rd, Farnham, VA 22460Off Market
- $325,0001.52 acres315 Indian Banks Rd, Farnham, VA 22460Lot/Land
- $599,3003 bd3 ba3k sqft443 Indian Banks Rd, Farnham, VA 22460Off Market
- $537,2003 bd2 ba1.6k sqft291 Indian Banks Rd, Farnham, VA 22460Off Market
- $264,2003 bd1 ba1.3k sqft274 Indian Banks Rd, Farnham, VA 22460Off Market
- $506,9003 bd3 ba2.7k sqft481 Indian Banks Rd, Farnham, VA 22460Off Market
Nearby schools
GreatSchools rating
- 6/10Richmond County Elementary SchoolGrades: PK-7Distance: 10.9 mi
- 7/10Rappahannock High SchoolGrades: 8-12Distance: 11 mi
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- Virginia
- Richmond County
- Farnham
- 22460
- 349 Indian Banks Rd
