Experience privacy, functionality, and lakefront living on this beautifully updated waterfront property in Belmont. Situated on approximately 0.61 acres with a gently sloped lot, this home offers direct access to Lake Wylie with a boat house, boat lift, covered dock structure, and floating dock - ideal for year-round enjoyment on the water. This spacious home features 3 bedrooms and 3 full bathrooms, plus two additional finished basement rooms offering flexible use for guests, office, or recreation (not included in septic permit). A fully finished walk-out basement provides additional living space and versatility. The main level offers a comfortable and open layout with a primary suite, multiple living areas, and convenient main-level laundry. Designed for both everyday living and entertaining, the property includes a private, fenced yard with an electric gate, ample parking, and RV access with hookups—perfect for hosting guests or accommodating recreational needs. Outdoor features such as a fire pit, deck, and irrigation system enhance the space’s usability. The home is equipped for self-sufficiency and peace of mind with a whole-home generator and fuel tank. Interior highlights include walk-in closets, abundant storage, and multiple gathering spaces. Located in a quiet cove, enjoy easy access to the main channel while still benefiting from calm waters ideal for swimming and relaxing at your private dock. No HOA and no city taxes provide added flexibility and value. This is a rare opportunity to own a versatile, move-in-ready waterfront property that combines lifestyle, privacy, and functionality—all within close proximity to Belmont, Charlotte, and surrounding amenities.
Closed
$705,000
349 Lake Wylie Rd, Belmont, NC 28012
3beds
2,815sqft
Modular
Built in 1973
0.61 Acres Lot
$705,400 Zestimate®
$250/sqft
$2,797 Estimated rent
Home value
$705,400
$670,000 - $741,000
$2,797/mo
Zestimate® history
Owner options
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List your homeWhat's special
Floating dockPrivate fenced yardFully finished walk-out basementBoat houseElectric gateCovered dock structureGently sloped lot
Zillow last checked:
Listing updated:
Listing Provided by:
Madeline Elliott Info@SolteraRealty.com,
Soltera Inc
Bought with:
Kristin Topoozian
Keller Williams South Park
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4367153
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Basement
Bonus room
- Level: Basement
Bonus room
- Level: Basement
Dining area
- Level: Main
Family room
- Level: Basement
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- ENERGY STAR Qualified Equipment, Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Dual Flush Toilets, Electric Range, Electric Water Heater, Exhaust Fan, Exhaust Hood, Filtration System, Microwave, Plumbed For Ice Maker, Self Cleaning Oven
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Attic Other, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
- Flooring: Carpet, Tile, Vinyl
- Doors: Sliding Doors, Storm Door(s)
- Basement: Bath/Stubbed,Finished,Full,Walk-Out Access
- Attic: Other
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 2,005
- Total interior livable area: 2,815 sqft
- Finished area above ground: 2,005
- Finished area below ground: 810
Property
Parking
- Total spaces: 5
- Parking features: Driveway, RV Access/Parking
- Uncovered spaces: 5
Accessibility
- Accessibility features: Two or More Access Exits, Bath 60 Inch Turning Radius
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch
- Exterior features: Fire Pit, In-Ground Irrigation, Storage
- Fencing: Chain Link,Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Lift, Covered structure, Dock, Personal Watercraft Lift, River Front, Waterfront
- Body of water: Lake Wylie
Lot
- Size: 0.61 Acres
- Features: Private, Sloped
Details
- Additional structures: Boat House, Shed(s)
- Parcel number: 190442
- Zoning: R1
- Special conditions: Standard
- Other equipment: Generator, Generator Hookup
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Modular
Materials
- Block, Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1973
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Cable Available, Cable Connected, Electricity Connected, Fiber Optics, Wired Internet Available
Green energy
- Water conservation: Dual Flush Toilets
Community & neighborhood
Security
- Security features: Carbon Monoxide Detector(s), Smoke Detector(s)
Location
- Region: Belmont
- Subdivision: None
Other
Other facts
- Listing terms: Cash,Conventional
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 5/19/2026 | Sold | $705,000-2.8%$250/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4367153 Report a problem | ||
| 4/9/2026 | Listed for sale | $725,000+45%$258/sqft |
Source: Canopy MLS as distributed by MLS GRID #4367153 Report a problem | ||
| 11/7/2018 | Sold | $499,900$178/sqft |
Source: Canopy MLS as distributed by MLS GRID #3359559 Report a problem | ||
| 7/17/2018 | Pending sale | $499,900$178/sqft |
Source: Lake Homes Realty #3359559 Report a problem | ||
| 7/13/2018 | Price change | $499,900-3.8%$178/sqft |
Source: Lake Homes Realty #3359559 Report a problem | ||
| 6/23/2018 | Price change | $519,900-1.9%$185/sqft |
Source: Lake Homes Realty #3359559 Report a problem | ||
| 5/19/2018 | Price change | $529,900-3.6%$188/sqft |
Source: Lake Homes Realty #3359559 Report a problem | ||
| 2/15/2018 | Listed for sale | $549,900+347.1%$195/sqft |
Source: Lake Homes Realty #3359559 Report a problem | ||
| 12/15/1998 | Sold | $123,000$44/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,524 +3.7% | $633,680 |
| 2024 | $4,362 +2.7% | $633,680 +3.7% |
| 2023 | $4,246 +0.6% | $610,980 +33.2% |
| 2022 | $4,219 -0.8% | $458,620 |
| 2021 | $4,251 +11.7% | $458,620 |
| 2020 | $3,807 -10.2% | $458,620 |
| 2019 | $4,238 +96.2% | $458,620 +106% |
| 2018 | $2,160 +1.3% | $222,646 |
| 2017 | $2,133 | $222,646 |
| 2016 | $2,133 | $222,646 -2.2% |
| 2014 | $2,133 | $227,758 |
| 2012 | -- | $227,758 |
| 2011 | -- | $227,758 |
| 2010 | -- | $227,758 |
| 2009 | -- | $227,758 |
| 2008 | -- | $227,758 +36.2% |
| 2007 | -- | $167,230 |
| 2006 | -- | $167,230 |
| 2005 | -- | $167,230 |
| 2004 | -- | $167,230 |
| 2003 | -- | $167,230 -31.8% |
| 2002 | -- | $245,110 +79.3% |
| 2001 | -- | $136,700 +5.3% |
| 2000 | -- | $129,800 |
Find assessor info on the county website
Neighborhood: 28012
Nearby schools
GreatSchools rating
- 10/10New Hope Elementary SchoolGrades: K-5Distance: 1.7 mi
- 10/10Cramerton Middle SchoolGrades: 6-8Distance: 2.3 mi
- 8/10South Point High SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- Elementary: New Hope
- Middle: Cramerton
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$705,400
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$705,400
- North Carolina
- Gaston County
- Belmont
- 28012
- 349 Lake Wylie Rd
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