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Active with contingency
    • Price cut: $50K (7/9)
    $525,000

    35000 440th Pl, Aitkin, MN 56431

    2beds
    1,782sqft
    : 
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    Single Family
    Built in 1980
    10.54 Acres Lot
    $-- Zestimate®
    $295/sqft
    $-- HOA

    What's special

    Walk out lower level
    PRICED BELOW ASSESSED VALUE! This year around lake home a few miles outside of Aitkin offers rare privacy on 1745-acre Cedar Lake. This lake has a maximum depth of 105 feet and is not only desirable because of its size but also because of the outstanding fishing including walleyes, muskies, bass and pan fish. You will never be bored on this lake, and you will spend countless hours fishing, relaxing on a pontoon or having fun with water sports. The property sits in a protected bay with several hundred feet of shoreline and 10.5 acres with end of the road privacy. The home has 2+ bedrooms, 2 baths and a walk out lower level that the family uses as a flex space, including a sleeping space, bathroom, laundry with storage, a family room, home office space and a kitchenette with a sink and dishwasher. The window filled 3-season sunroom off the main level is large enough for entertaining or relaxing with morning coffee or game night with friends and family. It also has a patio underneath for grilling and dining. Near the water's edge sits a bunk house with a sauna and deck. A 2-car garage has extra storage space, and there is a compliant septic system. Much of the acreage is nicely wooded and the north half is untouched and waiting for your ideas!
    186 days
    |
    1,204
    |
    30
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kay Hill 218-232-5489,

    Edina Realty, Inc.

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7006852MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 85 Square Feet
      • Dimensions: 8.5 x 10
      Bedroom 2
      • Level: Main
      • Area: 97.75 Square Feet
      • Dimensions: 8.5 x 11.5
      Dining room
      • Level: Main
      • Area: 76.5 Square Feet
      • Dimensions: 8.5 x 9
      Family room
      • Level: Lower
      • Area: 408 Square Feet
      • Dimensions: 16 x 25.5
      Kitchen
      • Level: Main
      • Area: 85.5 Square Feet
      • Dimensions: 9 x 9.5
      Living room
      • Level: Main
      • Area: 306 Square Feet
      • Dimensions: 17 x 18
      Other
      • Level: Lower
      • Area: 103.5 Square Feet
      • Dimensions: 9 x 11.5
      Sun room
      • Level: Main
      • Area: 280 Square Feet
      • Dimensions: 10 x 28
      Heating
      • Baseboard, Wood Stove
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
      • Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup
      Features
      • Basement: Full,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 1,904
      • Total interior livable area: 1,782 sqft
      • Finished area above ground: 952
      • Finished area below ground: 830
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Garage, Gravel, Electric, Garage Door Opener
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (28 x 36)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Enclosed
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front, Waterfront Elevation(15-26), Lake Bottom(Soft, Undeveloped, Weeds)
      • Frontage length: Water Frontage: 400
      Lot
      • Size: 10.54 Acres
      • Dimensions: 552 x 1347 x 397 x 955
      • Features: Tree Coverage - Medium
      Details
      • Additional structures: Bunk House, Sauna
      • Foundation area: 952
      • Additional parcels included: 010072300
      • Parcel number: 010078000
      • Zoning description: Shoreline

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Frame
      • Foundation: Wood
      • Roof: Age Over 8 Years,Asphalt
      Condition
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Electric: Circuit Breakers, Power Company: Aitkin Public Utilities
      • Gas: Electric, Wood
      • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
      • Water: 4-Inch Submersible, Drilled, Private, Well

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Aitkin

      Financial & listing details

      • Price per square foot: $295/sqft
      • Tax assessed value: $275,338
      • Annual tax amount: $2,720
      • Date on market: 1/9/2026
      • Road surface type: Unimproved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/9/2026Price change$525,000-8.7%$295/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7006852 Report a problem
        6/29/2026Price change$575,000-3.4%$323/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7006852 Report a problem
        5/26/2026Price change$595,000-4.8%$334/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7006852 Report a problem
        3/28/2026Price change$625,000-3.8%$351/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7006852 Report a problem
        1/9/2026Listed for sale$650,000+95.5%$365/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7006852 Report a problem
        10/7/2013Sold$332,500$187/sqft
        Source: NorthstarMLS as distributed by MLS GRID #4355297 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,612 +0.5%$275,338
        2024$1,604 +27.7%$275,338 +0.1%
        2023$1,256 -6.3%$275,069 +34.5%
        2022$1,340 +8.8%$204,472 +23.7%
        2021$1,232 -10.5%$165,248 +5.6%
        2020$1,376 -6.3%$156,500 -10.8%
        2019$1,468 +4%$175,400 -2.4%
        2018$1,412 -0.3%$179,800 +4.9%
        2017$1,416 -1.1%$171,400 -12.5%
        2016$1,432 -13.4%$195,800 -16.8%
        2014$1,654 +10408.3%$235,400 -8.8%
        2012$16 $258,100
        2011-- $258,100 -31%
        2009$1,774 $374,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 56431

        Getting around

        0 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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