Commanding a premier position along Northwest Florida's only Nicklaus Design course, this nearly 4,000-square-foot Craftsman estate overlooking holes #10 and #11 offers a rare blend of gated golf-community luxury and unmatched energy efficiency.
What truly sets this estate apart from every other luxury home in Bay Point is its fully integrated Solar Power System. Operating on a seamless, transferable lease, this advanced setup provides a powerful financial advantage: it locks in a lower, fixed monthly utility bill, completely shielding you from rising energy costs with an eco-friendly footprint no one else on the course has.
Inside, a wide variety of recent renovations are evident across the expansive five-bedroom layout, highlighted by deep crown molding, fresh exterior and interior paint, a fully new and improved outdoor landscape, and newly installed front-entry doors. The floor plan is highly versatile, featuring two completely renovated bathrooms, an upstairs loft perfect for overnight guests, and a flexible bonus room perfect for a private home office, formal parlor, or greeting lounge.
The back of the home is an entertainer's paradise, where a massive, recently installed porch Lanai encloses a private pool oasis. This outdoor retreat offers uninterrupted views of the green, allowing you to watch the game in complete comfort. Combining turn-key Craftsman style, a prestigious golf-front lifestyle, and an exclusive, low-cost utility advantage, this property is a standout offering.
For sale
$1,095,000
3502 Dragons Ridge Rd, Panama City Beach, FL 32408
5beds
3,922sqft
Single Family Residence
Built in 1997
0.36 Acres Lot
$1,037,800 Zestimate®
$279/sqft
$-- HOA
What's special
Two completely renovated bathroomsExpansive five-bedroom layoutPrivate pool oasisDeep crown moldingNewly installed front-entry doors
- 6 days |
- 393 |
- 24 |
Zillow last checked:
Listing updated:
Listed by:
Timothy Winter 775-737-3525,
CENTURY 21 AllPoints Realty
Source: CPAR,MLS#: 791194
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Bedroom, Living Room, Primary Bedroom, Bonus Room
Primary bedroom
- Level: First
- Dimensions: 25.2 x 17.2
Bedroom
- Level: First
- Dimensions: 11.2 x 16.1
Bedroom
- Level: First
- Dimensions: 14.4 x 10.9
Bedroom
- Level: Second
- Dimensions: 29.1 x 23.6
Bedroom
- Level: First
- Dimensions: 11.9 x 11
Living room
- Level: First
- Dimensions: 20.3 x 17.7
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Gas Cooktop, Gas Water Heater
Features
- Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
- Windows: Storm Window(s)
Interior area
- Total structure area: 3,922
- Total interior livable area: 3,922 sqft
Property
Parking
- Total spaces: 3
- Parking features: Additional Parking, Circular Driveway, Gated
- Garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch, Screened
- Exterior features: Covered Patio, Porch
- Has private pool: Yes
- Pool features: Gunite, In Ground, Screen Enclosure, Private
- Fencing: Fenced,Privacy
Lot
- Size: 0.36 Acres
- Dimensions: 125 x 165 x 77 x 146
Details
- Parcel number: 31402964000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Basketball Court, Boat Facilities, Dock, Golf, Marina, Playground, Tennis Court(s), Gated
- Security: Gated with Guard, Gated Community, 24 Hour Security, Security Gate, Security Service
- Subdivision: Queensberry Ltd At Bay Point
HOA
- Has HOA: Yes
- Amenities included: Gated
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $279/sqft
- Tax assessed value: $823,175
- Annual tax amount: $9,136
- Date on market: 6/11/2026
- Cumulative days on market: 82 days
- Electric utility on property: Yes
Estimated market value
$1,037,800
$986,000 - $1.09M
$4,996/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Listed for sale | $1,095,000-4.4%$279/sqft |
Source:  CPAR #791194 Report a problem | ||
| 6/2/2026 | Listing removed | $1,145,000$292/sqft |
Source: BHHS broker feed #786956 Report a problem | ||
| 5/13/2026 | Price change | $1,145,000-2.6%$292/sqft |
Source: CPAR #786956 Report a problem | ||
| 4/12/2026 | Price change | $1,175,000-1.7%$300/sqft |
Source: CPAR #786956 Report a problem | ||
| 3/18/2026 | Listed for sale | $1,195,000+23.8%$305/sqft |
Source: CPAR #786956 Report a problem | ||
| 1/25/2023 | Sold | $965,000-3.4%$246/sqft |
Source: Public Record Report a problem | ||
| 12/29/2022 | Pending sale | $999,000$255/sqft |
Source:  RE/MAX International #734338 Report a problem | ||
| 12/29/2022 | Contingent | $999,000$255/sqft |
Source: CPAR #734338 Report a problem | ||
| 11/13/2022 | Listed for sale | $999,000+117.6%$255/sqft |
Source: CPAR #734338 Report a problem | ||
| 3/3/2004 | Sold | $459,000$117/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $10,156 +150.6% | $823,175 +128.7% |
| 2023 | $4,053 +11.3% | $360,014 +3% |
| 2022 | $3,642 | $349,528 |
| 2021 | -- | -- |
| 2020 | $3,652 +3.4% | $334,663 +4.2% |
| 2019 | $3,531 | $321,304 -4.8% |
| 2018 | $3,531 -6.9% | $337,577 +0.2% |
| 2017 | $3,793 -0.5% | $336,797 -0.1% |
| 2016 | $3,813 -5.1% | $337,001 -0.4% |
| 2015 | $4,017 | $338,283 -1.9% |
| 2014 | $4,017 | $344,708 -1.2% |
| 2013 | -- | $348,793 +0.2% |
| 2012 | -- | $348,193 -2.2% |
| 2011 | -- | $356,182 -1% |
| 2010 | -- | $359,807 -11.6% |
| 2009 | -- | $407,070 -6.3% |
| 2008 | -- | $434,542 +3% |
| 2007 | -- | $421,885 +2.5% |
| 2006 | -- | $411,595 +3% |
| 2005 | -- | $399,607 +13.4% |
| 2004 | -- | $352,542 +1.9% |
| 2003 | -- | $345,969 +2.4% |
| 2002 | -- | $337,860 |
| 2001 | -- | $337,860 -0.2% |
| 2000 | -- | $338,467 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 9/10Patronis Elementary SchoolGrades: K-5Distance: 3.4 mi
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 9.3 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 7.2 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City Beach
- 32408
- Upper Grand Lagoon
- 3502 Dragons Ridge Rd
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