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For salePrice cut: $5K (8/26)
$449,900
4beds
2,320sqft

3504 Topaz Cir, Navarre, FL 32566

4beds
2,320sqft
Single Family Residence
Built in 2009
0.39 Acres Lot
$194/sqft

What's special

Breakfast barBrick craftsman style homeGranite countertopsScreened-in porchSoaring nine-foot ceilingsOpen-concept layoutWelcoming front porch

Welcome to Treasure Isle Estates - NO HOA neighborhood in Navarre. This 2,320 sq. ft. brick craftsman style home perfectly blends modern upgrades with timeless Florida charm. As you step through the welcoming front porch, you are greeted by a light-filled foyer featuring soaring nine-foot ceilings, beautiful archways & elegant wood floors. The open-concept layout is anchored by a massive greatroom with cathedral ceilings, creating an airy, grand atmosphere for gatherings, while the floor plan ensures maximum privacy for the bedrooms. The Flex room with glass doors adjacent to the foyer could be a 4th bedroom, office or guest room. The kitchen serves as the heart of the home, boasting granite countertops, a tiled backsplash & newer stainless steel appliances. Whether you are enjoying a quick morning at the breakfast bar or hosting a formal dinner under the tray ceilings & crown molding of the dining room, this home is built for entertaining. Not to mention the tons of closet space and no popcorn ceilings here. The main suite is a true sanctuary, featuring a dedicated sitting area with direct access to the screened back patio. Its ensuite bath offers a separate jetted soaking tub, a tiled glass-door shower, dual vanities & a massive closet. Situated on a generous 0.38-acre lot, the backyard is a private paradise. You can enjoy your morning coffee on the screened-in porch or host summer BBQs on the oversized deck. The backyard is fenced for ultimate seclusion, with plenty of room to add an in-ground pool if so desired. And behind the back fence is treed space for more privacy & natural setting. Peace of mind comes standard here, with a 2025 Roof, 2020 Water Heater, 2024 interior AC unit & 2024 sewer grinder. With hurricane window coverings included to lower insurance premiums & easy access to Navarre Beach, shopping & Hurlburt Field, this property offers the ultimate Florida lifestyle without the burden of HOA fees. Ask about Seller Concessions.

193 days
450
59
Source: PAR,MLS#: 680310MLS Logo
Travel times

Enclosed Porch

Zillow last checked:

Listing updated:

Listed by:

Lynn Peters 850-418-0129,

Levin Rinke Realty

Source: PAR,MLS#: 680310MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
Rooms
  • Room types: Office
Primary bedroom
  • Level: First
  • Area: 210.25
  • Dimensions: 14.5 x 14.5
Bedroom
  • Level: First
  • Area: 121
  • Dimensions: 11 x 11
Bedroom 1
  • Level: First
  • Area: 166.05
  • Dimensions: 13.5 x 12.3
Bathroom
  • Level: First
  • Area: 59.86
  • Dimensions: 7.3 x 8.2
Dining room
  • Level: First
  • Area: 122.77
  • Dimensions: 11.08 x 11.08
Kitchen
  • Level: First
  • Area: 74.26
  • Dimensions: 7.9 x 9.4
Office
  • Level: First
  • Area: 199.67
  • Dimensions: 13.05 x 15.3
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator
  • Laundry: Inside, W/D Hookups
Features
  • Storage, Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, High Ceilings, High Speed Internet, Recessed Lighting, Smart Thermostat
  • Flooring: Hardwood, Tile, Carpet
  • Windows: Blinds, Drapery Rods, Some Drapes, Shutters
  • Has basement: No
Interior area
  • Total structure area: 2,320
  • Total interior livable area: 2,320 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 4
  • Parking features: 2 Car Garage, Front Entrance, Garage Door Opener
  • Garage spaces: 2
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Covered, Deck, Porch, Screened
  • Exterior features: Rain Gutters
  • Pool features: None
  • Fencing: Back Yard,Privacy
Lot
  • Size: 0.39 Acres
  • Dimensions: 70X240
  • Features: Central Access, Interior Lot
Details
  • Parcel number: 381s27546500a000220
  • Zoning description: County,Res Single

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Craftsman, Ranch
  • Property subtype: Single Family Residence
Materials
  • Brick, Frame
  • Foundation: Slab
  • Roof: Shingle
Condition
  • Resale
  • New construction: No
  • Year built: 2009

Utilities & green energy

  • Electric: Circuit Breakers, Copper Wiring
  • Sewer: Grinder Pump, Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Underground Utilities
Green energy
  • Energy efficient items: Ridge Vent

Community & HOA

Community
  • Security: Smoke Detector(s)
  • Subdivision: Treasure Isle Estates
HOA
  • Has HOA: Yes
  • Services included: Association
Location
  • Region: Navarre

Financial & listing details

  • Price per square foot: $194/sqft
  • Tax assessed value: $363,702
  • Annual tax amount: $328
  • Price range: $449.9K - $449.9K
  • Date on market: 4/3/2026
  • Cumulative days on market: 194 days
  • Road surface type: Paved

Price history

DateEventPrice
8/26/2026Price change$449,900-1.1%$194/sqft
Source: Navarre Area BOR #999690 Report a problem
7/17/2026Price change$454,900-0.3%$196/sqft
Source: Navarre Area BOR #999690 Report a problem
6/19/2026Price change$456,400-2.6%$197/sqft
Source: Navarre Area BOR #999690 Report a problem
5/6/2026Price change$468,590-2.1%$202/sqft
Source: PAR #680310 Report a problem
4/3/2026Listed for sale$478,875+6.5%$206/sqft
Source: Navarre Area BOR #999690 Report a problem
7/4/2025Listing removed$449,800$194/sqft
Source: HomeSmart #663992 Report a problem
7/3/2025Pending sale$449,800+0.4%$194/sqft
Source: PAR #663992 Report a problem
7/2/2025Sold$447,800-0.4%$193/sqft
Source: PAR #663992 Report a problem
6/3/2025Contingent$449,800$194/sqft
Source: PAR #663992 Report a problem
5/31/2025Price change$449,8000%$194/sqft
Source: PAR #663992 Report a problem
5/8/2025Listed for sale$449,900+13.9%$194/sqft
Source: PAR #663992 Report a problem
8/18/2023Sold$395,000-2.5%$170/sqft
Source: PAR #628401 Report a problem
7/17/2023Pending sale$405,000$175/sqft
Source: ECAOR #925245 Report a problem
7/8/2023Price change$405,000-1.2%$175/sqft
Source: ECAOR #925245 Report a problem
6/28/2023Pending sale$410,000$177/sqft
Source: ECAOR #925245 Report a problem
6/24/2023Price change$410,000-1.9%$177/sqft
Source: ECAOR #925245 Report a problem
6/9/2023Listed for sale$417,900+45.6%$180/sqft
Source: ECAOR #925245 Report a problem
5/14/2020Sold$287,000-1%$124/sqft
Source: Public Record Report a problem
3/17/2020Pending sale$289,900$125/sqft
Source: Keller Williams Emerald Coast Realty #842025 Report a problem
3/12/2020Listed for sale$289,900$125/sqft
Source: Keller Williams Emerald Coast Realty #842025 Report a problem
3/10/2020Pending sale$289,900$125/sqft
Source: Keller Williams Emerald Coast Realty #842025 Report a problem
3/6/2020Listed for sale$289,900+28.9%$125/sqft
Source: Keller Williams Emerald Coast Realty #842025 Report a problem
9/10/2014Listed for sale$224,900+19.7%$97/sqft
Source: PRUDENTIAL HOLLEY PROPERTIES REAL ESTATE #713851 Report a problem
4/30/2009Sold$187,900$81/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$328 +7.3%$359,941 +2.9%
2024$306 -90%$349,797 +25.4%
2023$3,073 +2.6%$278,878 +3%
2022$2,994 +0.6%$270,755 +3%
2021$2,975 +52.6%$262,869 +48.7%
2020$1,950 +2.8%$176,757 +2.3%
2019$1,897 $172,783 +1.9%
2018$1,897 +1.3%$169,561 +2.1%
2017$1,873 $166,073 +5.5%
2016$1,873 +10.5%$157,416 +0.7%
2015$1,694 $156,322 +0.8%
2014-- $155,081 +1.8%
2013-- $152,333 +1.4%
2012-- $150,208 -4.6%
2011-- $157,529 +1.5%
2010-- $155,201 +214.2%
2008-- $49,400
2007-- --
2006-- --
Find assessor info on the county website

Monthly payment

Est. payment
$2,932/mo
Principal & interest
$2478
Property taxes
$454
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32566

Nearby schools

Holley-Navarre Primary School
Grades PK-2 • 4.8 miles
N/A
GreatSchools® Rating
Holley-Navarre Middle School
Grades 6-8 • 4.7 miles
7/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
6/10
Navarre High School
Grades 9-12 • 5 miles
5/10
GreatSchools® Rating
Test Score Rating
7/10
College Readiness Rating
6/10
Student Progress Rating
3/10

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