Experience urban sophistication in The Terraces at Steel Gardens, the most desirable section of this sought-after community. This stunning 3-bedroom townhome in the heart of NoDa offers an airy, open layout flooded with natural light. Freshly updated with new carpet and paint, it’s completely move-in ready. The main level features an inviting open-concept design, seamlessly connecting the kitchen and living area. Upstairs, two spacious secondary bedrooms share a full bath, with laundry conveniently nearby. The third floor is a private retreat, boasting a luxurious primary suite with a well-appointed bath and direct access to a large covered terrace—perfect for relaxing or entertaining. Ideally located just steps from NoDa’s vibrant dining, craft breweries, live music venues, neighborhood park, and dog park, this home offers not just a place to live, but a dynamic lifestyle in one of Charlotte’s most exciting neighborhoods.
Closed
$515,000
3507 Spencer St, Charlotte, NC 28205
3beds
1,706sqft
Townhouse
Built in 2015
-- sqft lot
$513,800 Zestimate®
$302/sqft
$2,709 Estimated rent
Home value
$513,800
$473,000 - $560,000
$2,709/mo
Zestimate® history
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$3,413/mo
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Zillow last checked:
Listing updated:
Listed by:
Cindy Ferguson cindyeferguson@gmail.com,
Coldwell Banker Realty,
Jeff Prescott,
Coldwell Banker Realty
Bought with:
Liz Wells
W Realty Group Inc.
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4219147
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Third
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Third
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Third
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Third
Dining area
- Level: Main
Dining area
- Level: Main
Kitchen
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Upper
Laundry
- Level: Upper
Living room
- Level: Main
Living room
- Level: Main
Heating
- Central, Heat Pump, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Gas Range, Microwave, Refrigerator, Washer/Dryer
- Laundry: In Hall, Laundry Closet, Upper Level
Features
- Flooring: Carpet, Hardwood, Tile
- Windows: Insulated Windows
- Has basement: No
Interior area
- Total structure area: 1,233
- Total interior livable area: 1,706 sqft
- Finished area above ground: 1,706
- Finished area below ground: 0
Property
Parking
- Parking features: Assigned, On Street, Parking Space(s)
- Has uncovered spaces: Yes
- Details: One assigned space in lot, on street and visitor spots available
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Main
- Patio & porch: Covered, Patio, Porch, Terrace
- Fencing: Back Yard,Fenced
Details
- Parcel number: 09106802
- Zoning: MUDD-O
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Brick Partial, Hardboard Siding
- Foundation: Slab
Condition
- New construction: No
- Year built: 2015
Details
- Builder name: Bonterra
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Features: Dog Park, Sidewalks, Street Lights
- Security: Smoke Detector(s)
- Subdivision: Steel Gardens
HOA
- Has HOA: Yes
- HOA fee: $300 monthly
- HOA name: TSG HOA
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $302/sqft
- Tax assessed value: $448,300
- Date on market: 2/5/2025
- Cumulative days on market: 33 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 4/8/2025 | Sold | $515,000-1.3%$302/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4219147 Report a problem | ||
| 2/5/2025 | Listed for sale | $522,000+106.3%$306/sqft |
Source: Canopy MLS as distributed by MLS GRID #4219147 Report a problem | ||
| 12/18/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 11/2/2023 | Price change | $2,499-3.9%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/16/2023 | Price change | $2,600-3.7%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/25/2023 | Price change | $2,700-3.6%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/11/2023 | Price change | $2,800-6.7%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/9/2023 | Price change | $3,000-6.3%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/26/2023 | Listed for rent | $3,200+23.1%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/7/2022 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 4/24/2022 | Listed for rent | $2,600$2/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 3/27/2015 | Sold | $253,000$148/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $448,300 |
| 2024 | $3,444 +3.3% | $448,300 |
| 2023 | $3,333 +8.8% | $448,300 +43% |
| 2022 | $3,064 | $313,400 |
| 2021 | $3,064 | $313,400 |
| 2020 | $3,064 +0.2% | $313,400 |
| 2019 | $3,058 +16% | $313,400 +57.6% |
| 2018 | $2,636 | $198,800 |
| 2017 | -- | $198,800 +198700% |
| 2016 | -- | $100 |
Find assessor info on the county website
Neighborhood: North Charlotte
Nearby homes
- $530,0003 bd3 ba1.8k sqft3511 Spencer St, Charlotte, NC 28205Sold
- $476,2003 bd2 ba1.8k sqft3503 Spencer St, Charlotte, NC 28205Off Market
- $481,3003 bd2 ba1.8k sqft875 Academy St, Charlotte, NC 28205Off Market
- $520,0003 bd3 ba1.7k sqft3515 Spencer St, Charlotte, NC 28205Sold
- $---- bd-- ba-- sqftSteel House Blvd, Charlotte, NC 28205Off Market
- $682,5004 bd4 ba3k sqft871 Academy St, Charlotte, NC 28205Sold
- $470,8003 bd3 ba1.7k sqft3519 Spencer St, Charlotte, NC 28205Off Market
- $760,4004 bd4 ba3k sqft867 Academy, Charlotte, NC 28205Off Market
Nearby schools
GreatSchools rating
- 4/10Villa Heights ElementaryGrades: K-5Distance: 1.2 mi
- 7/10Eastway MiddleGrades: 6-8Distance: 2.7 mi
- 1/10Garinger High SchoolGrades: 9-12Distance: 0.8 mi
Schools provided by the listing agent
- Elementary: Villa Heights
- Middle: Eastway
- High: Garinger
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$513,800
Get a cash offer in 3 minutes
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Estimated market value
$513,800
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