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    • Price cut: $11.1K (6/25)
    $168,888

    351 20th Ave N, Saint Cloud, MN 56303

    6beds
    1,877sqft
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    Single Family
    Built in 1920
    5,662 Square Feet Lot
    $171,200 Zestimate®
    $90/sqft
    $-- HOA

    What's special

    APPROVED SHORT SALE – QUICK CLOSING AVAILABLE! Discover exceptional value with this spacious 6-bedroom, 2-bath home situated on a desirable corner lot in an established Saint Cloud neighborhood. Offering over six bedrooms of flexible living space, this property is perfect for a growing family, multigenerational living, or an investor seeking strong rental potential. From the inviting covered front porch to the abundance of natural light throughout, this home offers warmth, character, and room to make it your own. The main level features a generous living room, formal dining room, updated eat-in kitchen, convenient mudroom, half bath, and a main-floor bedroom. Upstairs you'll find three additional bedrooms and a full bath, while the lower level provides two more bedrooms ideal for guests, home offices, workout space, or hobbies. Outside, enjoy a detached 2-car garage, additional off-street parking, and the benefits of a corner lot with extra outdoor space. Conveniently located near schools, parks, shopping, restaurants, healthcare facilities, downtown Saint Cloud, and major roadways, you'll enjoy easy access to everything the area has to offer. With just a little cosmetic updating, this property presents an outstanding opportunity to build equity while owning one of the largest homes available at this price point. Whether you're looking for your forever home or your next investment, this property delivers tremendous value and endless possibilities. APPROVED SHORT SALE means the lender has already approved the short sale process, allowing for the opportunity of a faster and smoother closing than many traditional short sale transactions. Property is being sold AS-IS.
    281 days
    |
    1,254
    |
    121
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Steven D Leth 952-484-7785,

    eXp Realty

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6802871MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 126 Square Feet
      • Dimensions: 14x9
      Bedroom 2
      • Level: Upper
      • Area: 110 Square Feet
      • Dimensions: 10x11
      Bedroom 3
      • Level: Upper
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Bedroom 4
      • Level: Upper
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Bedroom 5
      • Level: Lower
      • Area: 112 Square Feet
      • Dimensions: 8x14
      Bedroom 6
      • Level: Lower
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Dining room
      • Level: Main
      • Area: 130 Square Feet
      • Dimensions: 13x10
      Kitchen
      • Level: Main
      • Area: 165 Square Feet
      • Dimensions: 15x11
      Living room
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Mud room
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 8x10
      Porch
      • Level: Main
      • Area: 144 Square Feet
      • Dimensions: 18x8
      Heating
      • Forced Air
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: In Basement
      Features
      • Basement: Egress Window(s),Finished,Partially Finished
      Interior area
      • Total structure area: 1,877
      • Total interior livable area: 1,877 sqft
      • Finished area above ground: 1,488
      • Finished area below ground: 389

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Garage, Concrete
      • Garage spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Fencing: None
      Lot
      • Size: 5,662 Square Feet
      • Dimensions: 46 x 126 x 46 x 126
      • Features: Corner Lot
      Details
      • Foundation area: 912
      • Parcel number: 82443610000
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Age Over 8 Years,Asphalt
      Condition
      • New construction: No
      • Year built: 1920

      Utilities & green energy

      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Subdivision: Bell & Smiths Add
      HOA
      • Has HOA: No
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $90/sqft
      • Tax assessed value: $180,100
      • Annual tax amount: $1,831
      • Date on market: 10/10/2025
      • Cumulative days on market: 187 days

        Estimated market value

        $171,200

        $163,000 - $180,000

        $2,171/mo

        Price history

        DateEventPrice
        6/25/2026Price change$168,888-6.2%$90/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6802871 Report a problem
        5/22/2026Price change$180,000+102.5%$96/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6802871 Report a problem
        5/1/2026Price change$88,888-58.7%$47/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6802871 Report a problem
        1/8/2026Price change$215,000-2.2%$115/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6802871 Report a problem
        12/5/2025Price change$219,900-2.3%$117/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6802871 Report a problem
        10/29/2025Listed for sale$225,000+21%$120/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6802871 Report a problem
        9/7/2022Sold$186,000+0.5%$99/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6224853 Report a problem
        7/19/2022Pending sale$185,000$99/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6224853 Report a problem
        7/8/2022Listed for sale$185,000+12.1%$99/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6224853 Report a problem
        1/29/2021Sold$165,000+2.5%$88/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5691612 Report a problem
        1/25/2021Pending sale$160,900$86/sqft
        Source: Local MLS #5691612 Report a problem
        1/25/2021Listed for sale$160,900$86/sqft
        Source: Local MLS #5691612 Report a problem
        1/25/2021Pending sale$160,900$86/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5691612 Report a problem
        12/13/2020Listed for sale$160,900+138.4%$86/sqft
        Source: RE/MAX Results #5691612 Report a problem
        3/20/2020Sold$67,500-3.4%$36/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5292495 Report a problem
        2/6/2020Price change$69,900-12.5%$37/sqft
        Source: RE/MAX Advantage Plus #5292495 Report a problem
        12/23/2019Price change$79,900-5.9%$43/sqft
        Source: RE/MAX Advantage Plus #5292495 Report a problem
        11/9/2019Price change$84,900-5.6%$45/sqft
        Source: RE/MAX Advantage Plus #5292495 Report a problem
        9/12/2019Listed for sale$89,900+36.6%$48/sqft
        Source: RE/MAX Advantage Plus #5292495 Report a problem
        1/23/2019Sold$65,800$35/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,831 -70.4%$180,100 +8.5%
        2024$6,180 +82.7%$166,000 +4.2%
        2023$3,382 +3%$159,300 +13.9%
        2022$3,282 $139,800
        2021$3,282 +19.4%$139,800 +12.5%
        2020$2,748 $124,300 +5.5%
        2019$2,748 +3.8%$117,800 +17.4%
        2018$2,648 -30%$100,300 +8.3%
        2017$3,782 -13.5%$92,600
        2016$4,372 --
        2015$4,372 --
        2014$4,372 +158.7%--
        2013$1,690 -6.3%--
        2012$1,804 +10.5%--
        2011$1,632 +31.6%--
        2010$1,240 -0.5%--
        2009$1,246 +9.1%--
        2008$1,142 -1.4%--
        2007$1,158 +5.3%--
        2006$1,100 +8.9%--
        2005$1,010 +33.1%--
        2003$759 +13.5%--
        2002$669 -19.5%--
        2001$831 +7.5%--
        2000$773 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Seberger-Roosevelt

        Getting around

        50 / 100
        Car-Dependent
        59 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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