Come Build your dream home in Hernando Beach South! Build your dream coastal home in the highly sought-after Deed Restricted Community of Hernando Beach South. This 7,500 SF (75x100) waterfront homesite is READY FOR DEVELOPMENT and includes a SURVEY, GEOTECH REPORT, and CONSTRUCTION PLANS -- saving you time and money as you prepare to build. The low 330. annual HOA includes lawn maintenance until construction begins and access to the community boat ramp. Enjoy the benefits of a well-maintained waterfront neighborhood with NO SHORT-TERM RENTALS ALLOWED (3 month minimum rentals), helping preserve the peaceful coastal atmosphere homeowners love. Located in a flood zone, future homes must be elevated. Zoned R1B for SINGLE-FAMILY HOMES ONLY (no mobile homes permitted). Water, sewer, and electric are available at the street and will need to be connected to the future residence. NO BUILD TIME REQUIREMENT -- build now, later, or hold as an investment opportunity. RV living is not permitted. Residents enjoy Gulf access through the community boat lift or community boat ramp, making it easy to enjoy boating, fishing, kayaking, and the Florida waterfront lifestyle. Contact the listing agent for a video explaining how the community boat lift operates. Hernando Beach is a charming coastal community along Florida's Gulf Coast known for its laid-back lifestyle, scenic waterways, and excellent boating access. Nearby attractions include Weeki Wachee Springs State Park, waterfront dining, marinas, golf courses, shopping, and entertainment. Whether you're looking to build a full-time residence, vacation retreat, or future investment property, this lot offers an incredible opportunity to own in one of Hernando County's most desirable waterfront communities. Lot lines shown in aerial photos are approximate. Property is located just past 4000 Cobia Drive on the left side of the roadway. No for sale sign on property. Land financing options may be available. No seawall is currently present on the property. Schedule your showing today and start planning your Florida coastal dream home!
Lot/land
$53,000
3520 Cobia Dr, Hernando Beach, FL 34607
--beds
0baths
7,405Square Feet
Unimproved Land
Built in ----
7,405 Square Feet Lot
$-- Zestimate®
$--/sqft
$28/mo HOA
What's special
Well-maintained waterfront neighborhood
- 150 days |
- 83 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Sarah M Hill 352-670-4455,
JT Realty & Associates
Source: HCMLS,MLS#: 2257789
Facts & features
Interior
Bedrooms & bathrooms
- Bathrooms: 0
Features
- Has fireplace: No
Property
Features
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Canal Front, Navigable Water, Indirect Gulf Access, Waterfront Community
Lot
- Size: 7,405 Square Feet
- Dimensions: 75 x 100
- Features: Cleared
Details
- Additional structures: Other
- Parcel number: R2422316237001350350
- Zoning: R1B
- Zoning description: Residential
- Special conditions: Standard
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Sewer Available, Water Available
Community & HOA
Community
- Subdivision: Hernando Beach Unit 13-B
HOA
- Has HOA: Yes
- Amenities included: Water
- HOA fee: $330 annually
Location
- Region: Hernando Beach
Financial & listing details
- Tax assessed value: $60,000
- Annual tax amount: $1,006
- Date on market: 2/24/2026
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 2/24/2026 | Listed for sale | $53,000 |
Source: | ||
| 2/23/2026 | Pending sale | $53,000 |
Source: | ||
| 2/3/2026 | Listed for sale | $53,000-18.5% |
Source: | ||
| 12/20/2021 | Sold | $65,000+30.3% |
Source: Public Record Report a problem | ||
| 5/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 2/16/2021 | Listed for sale | $49,900+117% |
Source: Owner Report a problem | ||
| 12/13/2010 | Sold | $23,000-73.5% |
Source: Public Record Report a problem | ||
| 12/11/2003 | Sold | $86,900+33.9% |
Source: Public Record Report a problem | ||
| 9/4/2003 | Sold | $64,900 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,006 +1.7% | $59,805 +10% |
| 2023 | $990 +2% | $54,368 +10% |
| 2022 | $971 +63.8% | $49,425 +172.3% |
| 2021 | $592 +8.9% | $18,150 +10% |
| 2020 | $544 +94.9% | $16,500 +5.3% |
| 2019 | $279 +27.4% | $15,675 +10% |
| 2018 | $219 -52.4% | $14,250 -5% |
| 2017 | $460 | $15,000 -14.9% |
| 2016 | $460 -7.4% | $17,625 -14.5% |
| 2015 | $497 -7.4% | $20,625 -16.7% |
| 2014 | $537 +26.9% | $24,750 -5.7% |
| 2013 | $423 -8.1% | $26,250 -12.5% |
| 2012 | $460 -26.1% | $30,000 -27.3% |
| 2011 | $623 | $41,250 -8.3% |
| 2010 | -- | $45,000 -14.3% |
| 2009 | $791 -49.2% | $52,500 -48.1% |
| 2008 | $1,556 -32% | $101,250 -22.9% |
| 2006 | $2,288 | $131,250 +6.7% |
| 2005 | -- | $123,000 +131% |
| 2004 | $1,003 +39.8% | $53,250 +42% |
| 2003 | $718 +51% | $37,500 +51.5% |
| 2002 | $475 +1.3% | $24,750 |
| 2001 | $469 -9.7% | $24,750 -8.3% |
| 2000 | $520 | $27,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 34607
Nearby schools
GreatSchools rating
- 5/10Westside Elementary SchoolGrades: PK-5Distance: 2.3 mi
- 4/10Fox Chapel Middle SchoolGrades: 6-8Distance: 6 mi
- 3/10Weeki Wachee High SchoolGrades: 9-12Distance: 10.7 mi
Schools provided by the listing agent
- Elementary: Westside
- Middle: Fox Chapel
- High: Weeki Wachee
Source: HCMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Hernando County
- Hernando Beach
- 34607
- 3520 Cobia Dr







