ACCEPTING BACK UP OFFERS. 50 acre private ski lake retreat! A rare opportunity on Saddleback Lake for under $697,000 and zoned for Steinbrenner/Martinez/Schwarzkopf - an A+ school district in the heart of Tampa! With 5 bedrooms, 3 bathrooms, and a detached two car garage on over a third of an acre, including two primary bedrooms with cathedral ceilings and bathroom ensuites, you'll have ample space for family and guests. Both primary bedrooms also offer access to a second-story deck overlooking the shimmering lake. Enjoy the great outdoors with an array of amenities, including a concrete boat ramp, two-story concrete dry dock, above-ground pool, and a floating jet ski dock. The lush grounds feature fresh sod, fruit producing trees (Orange Navel, Hybrid Orange / Lime, and Banana) surrounded by the private, meticulously maintained 50 acre ski lake teeming with bass and surrounded by protected cypress trees. Not only does this oasis beckon boating enthusiasts and nature lovers alike, the home is elevated and does not require any flood insurance! Step inside to discover custom oak woodwork, beautiful newly refinished hardwood floors, and river rock exterior accents. The kitchen is a chef's delight, equipped with custom oak cabinets, newer stainless steel appliances, and granite counters illuminated by subtle backlighting. Cozy up by one of the two wood-burning fireplaces or whip up a feast in the outdoor kitchen, complete with a cooktop, fridge, and sink. Stay comfortable year-round with dual AC units, a newer water heater, and LED lighting throughout. The washer and dryer are conveniently located upstairs, and all the bedroom closets feature automatic interior lights that add to the home's practical appeal. Recent Upgrades include a brand new septic drain field valued over $20,000, new well, and house water purification system. A new sprinkler pump pulls directly from the lake, while the exterior has been enhanced with a new fence, deck staining, railing around the deck, freshly stained trim and doors, and new sod. Don't miss this opportunity to own a slice of lakeside paradise with an abundance of features and upgrades. Schedule a viewing today and let this waterfront oasis become your new sanctuary!
Sold for $680,000
$680,000
3522 Saddleback Ln, Lutz, FL 33548
5beds
2,191sqft
Single Family Residence
Built in 1982
0.33 Acres Lot
$708,600 Zestimate®
$310/sqft
$3,323 Estimated rent
Home value
$708,600
$673,000 - $744,000
$3,323/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listing Provided by:
Katie Patterson 727-771-5660,
COMPASS FLORIDA, LLC 305-851-2820
Bought with:
Non-Member Agent
STELLAR NON-MEMBER OFFICE
Source: Stellar MLS,MLS#: T3530151
Originating MLS: Pinellas Suncoast
Originating MLS: Pinellas Suncoast
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Bath With Whirlpool, Bidet, Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Makeup/Vanity Space, Shower No Tub, Tub with Separate Shower Stall, Dual Closets
- Level: Second
Bedroom 2
- Features: Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Jack & Jill Bathroom, Makeup/Vanity Space, Tub With Shower, Built-in Closet
- Level: Second
Bedroom 3
- Features: Built-in Closet
- Level: Second
Bedroom 4
- Features: Built-in Closet
- Level: Second
Bedroom 5
- Features: Built-in Closet
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Closet, Upper Level
Features
- Attic Fan, Cathedral Ceiling(s), Ceiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat
- Flooring: Carpet, Hardwood
- Doors: French Doors, Outdoor Grill, Outdoor Kitchen
- Has fireplace: Yes
- Fireplace features: Living Room, Master Bedroom, Wood Burning
Interior area
- Total structure area: 2,943
- Total interior livable area: 2,191 sqft
Property
Parking
- Total spaces: 4
- Parking features: Covered, Driveway, Garage Door Opener, Ground Level, Portico
- Garage spaces: 2
- Carport spaces: 2
- Covered spaces: 4
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio, Rear Porch
- Exterior features: Balcony, Dog Run, Irrigation System, Outdoor Grill, Outdoor Kitchen, Private Mailbox
- Has private pool: Yes
- Pool features: Above Ground
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake - Chain of Lakes, Lake Privileges, Boat Ramp - Private
- Body of water: SADDLE BACK LAKE
Lot
- Size: 0.33 Acres
- Residential vegetation: Fruit Trees, Mature Landscaping, Wooded
Details
- Additional structures: Outdoor Kitchen, Shed(s)
- Parcel number: U2227180KG00000000001.3
- Zoning: RSC-2
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stone, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1982
Details
- Warranty included: Yes
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Private, Sprinkler Well, Water Available, Water Connected
Community & neighborhood
Location
- Region: Lutz
- Subdivision: CRENSHAW LAKES
HOA & financial
HOA
- Has HOA: No
Other fees
- Pet fee: $0 monthly
Other financial information
- Total actual rent: 0
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Asphalt, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/23/2024 | Sold | $680,000-2.3%$310/sqft |
Source:  Stellar MLS #T3530151 Report a problem | ||
| 8/23/2024 | Pending sale | $696,000$318/sqft |
Source: Stellar MLS #T3530151 Report a problem | ||
| 8/15/2024 | Price change | $696,000-4%$318/sqft |
Source: Stellar MLS #T3530151 Report a problem | ||
| 8/6/2024 | Listed for sale | $724,900$331/sqft |
Source: Stellar MLS #T3530151 Report a problem | ||
| 8/1/2024 | Pending sale | $724,900$331/sqft |
Source: Stellar MLS #T3530151 Report a problem | ||
| 7/24/2024 | Price change | $724,900-4.5%$331/sqft |
Source: Stellar MLS #T3530151 Report a problem | ||
| 6/24/2024 | Listed for sale | $759,000+74.5%$346/sqft |
Source: Stellar MLS #T3530151 Report a problem | ||
| 10/5/2018 | Sold | $435,000+2.4%$199/sqft |
Source: Public Record Report a problem | ||
| 7/2/2018 | Listed for sale | $425,000$194/sqft |
Source: CHARLES RUTENBERG REALTY INC #T3116617 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,343 -2.9% | $358,733 -8.5% |
| 2024 | $6,530 +3.2% | $392,009 +3% |
| 2023 | $6,325 +3.8% | $380,591 +3% |
| 2022 | $6,094 +1% | $369,506 +3% |
| 2021 | $6,035 -4.3% | $358,744 +10% |
| 2020 | $6,305 +11.6% | $326,134 +10% |
| 2019 | $5,650 | $296,485 +3.6% |
| 2018 | $5,650 +1.9% | $286,179 +3.4% |
| 2017 | $5,547 +71.9% | $276,750 +40.5% |
| 2016 | $3,226 +0.9% | $197,015 +0.7% |
| 2015 | $3,197 -0.3% | $195,645 +0.8% |
| 2014 | $3,206 | $194,092 +1.5% |
| 2013 | $3,206 +0.3% | $191,224 +1.7% |
| 2012 | $3,196 +3.4% | $188,028 +3% |
| 2011 | $3,092 +2.7% | $182,551 +1.5% |
| 2010 | $3,011 +2.9% | $179,853 +2.7% |
| 2009 | $2,926 -0.7% | $175,125 +0.1% |
| 2008 | $2,946 -5.1% | $174,950 +3% |
| 2007 | $3,104 -5.1% | $169,854 +2.5% |
| 2006 | $3,272 +0.1% | $165,711 +3% |
| 2005 | $3,268 | $160,884 +3% |
| 2004 | -- | $156,198 +1.9% |
| 2003 | -- | $153,286 +2.4% |
| 2002 | -- | $149,693 +1.6% |
| 2001 | -- | $147,336 +0.5% |
| 2000 | $3,003 | $146,640 |
Find assessor info on the county website
Neighborhood: 33548
Nearby schools
GreatSchools rating
- 10/10Schwarzkopf Elementary SchoolGrades: PK-5Distance: 1.4 mi
- 10/10Martinez Middle SchoolGrades: 6-8Distance: 3.7 mi
- 7/10Steinbrenner High SchoolGrades: 9-12Distance: 3.6 mi
Schools provided by the listing agent
- Elementary: Schwarzkopf-HB
- Middle: Martinez-HB
- High: Steinbrenner High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$708,600
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Estimated market value
$708,600
- Florida
- Hillsborough County
- Lutz
- 33548
- 3522 Saddleback Ln
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