For salePrice cut: $20K (7/28)
$1,239,000
3beds
1,986sqft
3530 Treasure Cir, Panama City Beach, FL 32408
3beds
1,986sqft
Single family residence
Built in 2017
9,583 sqft
No data
$624 price/sqft
What's special
Rare waterfrontLagoon-mouth proximityScreened-in back porchQuiet loop
RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one ...
- 320 days |
- 534 |
- 15 |
Source: CPAR,MLS#: 779329
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTravel times
Lanai
Living Room
Kitchen
Bedroom
Zillow last checked:
Listing updated:
Listed by:
Sean P Casilli 850-771-7731,
Coldwell Banker Realty,
Alice de La Penha 850-771-3150,
Coldwell Banker Realty
Source: CPAR,MLS#: 779329Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Full Bath, Kitchen, Laundry, Loft, Living Room, Primary Bathroom, Primary Bedroom, Other, Porch, Screened Porch
Primary bedroom
- Level: Second
- Dimensions: 16.3 x 16.6
Bedroom
- Description: suite
- Level: First
- Dimensions: 10.4 x 13.3
Bedroom
- Level: First
- Dimensions: 10.1 x 12.11
Primary bathroom
- Level: Second
- Dimensions: 16.3 x 11.2
Other
- Level: First
- Dimensions: 4.9 x 8.4
Other
- Level: First
- Dimensions: 10.1 x 7.1
Kitchen
- Level: First
- Dimensions: 10.4 x 13.11
Laundry
- Description: & pantry
- Level: First
- Dimensions: 6.7 x 7.2
Living room
- Level: First
- Dimensions: 11.2 x 17.4
Loft
- Level: Second
- Dimensions: 10.3 x 13.1
Other
- Features: Balcony
- Level: Second
- Dimensions: 8 x 7.8
Porch
- Description: front
- Level: First
- Dimensions: 17.6 x 10.6
Screened porch
- Level: First
- Dimensions: 26 x 7.5
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Oven, Electric Range, Electric Water Heater
Features
- Balcony, Soaking Tub, Separate Shower, Upper Level Primary, Loft
- Doors: Storm Door(s)
- Windows: Double Pane Windows, Storm Window(s)
Interior area
- Total structure area: 1,986
- Total interior livable area: 1,986 sqft
Video & virtual tour
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Porch, Screened
- Exterior features: Boat Lift, Boat Ramp, Dock, Porch
- Fencing: Partial
- Has view: Yes
- View description: Lagoon, Water
- Has water view: Yes
- Water view: Lagoon,Water
- Waterfront features: Lagoon, Boat Dock/Slip
- Frontage length: 20
Lot
- Size: 9,583 Square Feet
- Features: Sprinkler System
Details
- Additional structures: Shed(s)
- Parcel number: 31430010000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Wood Frame
- Foundation: Pillar/Post/Pier
- Roof: Metal
Condition
- New construction: No
- Year built: 2017
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Hampton Harbor
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $624/sqft
- Tax assessed value: $469,598
- Annual tax amount: $5,690
- Date on market: 9/20/2025
- Cumulative days on market: 321 days
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 7/28/2026 | Price change | $1,239,000-1.6%$624/sqft |
Source:  CPAR #779329 Report a problem | ||
| 5/2/2026 | Price change | $1,259,000-3.2%$634/sqft |
Source: CPAR #779329 Report a problem | ||
| 9/20/2025 | Listed for sale | $1,300,000+997%$655/sqft |
Source: CPAR #779329 Report a problem | ||
| 4/22/2016 | Sold | $118,500-13.5%$60/sqft |
Source: CPAR #643674 Report a problem | ||
| 3/15/2016 | Listed for sale | $137,000-21.7%$69/sqft |
Source: Keller Williams Success Realty #643674 Report a problem | ||
| 10/7/2015 | Listing removed | $175,000$88/sqft |
Source: Coldwell Banker United, Realtors #631135 Report a problem | ||
| 4/22/2015 | Listed for sale | $175,000+16.7%$88/sqft |
Source: Coldwell Banker United, Realtors #631135 Report a problem | ||
| 4/20/2004 | Sold | $150,000$76/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,690 +7% | $452,233 +10% |
| 2023 | $5,315 +16.6% | $411,121 +10% |
| 2022 | $4,560 | $373,746 |
| 2021 | -- | -- |
| 2020 | $3,798 -1.6% | $308,881 -0.3% |
| 2019 | $3,858 | $309,896 +7% |
| 2018 | $3,858 +4.5% | $289,544 +192.7% |
| 2017 | $3,693 +196.2% | $98,926 +28.8% |
| 2016 | $1,247 +35.3% | $76,810 +10% |
| 2015 | $922 | $69,827 +4.6% |
| 2014 | $922 | $66,759 |
Find assessor info on the county website
Monthly payment
Est. payment
$7,518/mo
Principal & interest
$6207
Property taxes
$1311
Estimated market value
$1,146,000
$1.09M - $1.20M
$3,203/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: Lower Grand Lagoon
Nearby schools
Patronis Elementary School
Grades K-5 • 1.8 miles9/10
GreatSchools® Rating
Test Score Rating
9/10Student Progress Rating
8/10Surfside Middle School
Grades PK-12 • 7.4 miles7/10
GreatSchools® Rating
Test Score Rating
6/10Student Progress Rating
7/10J.R. Arnold High School
Grades 9-12 • 5.5 miles4/10
GreatSchools® Rating
Test Score Rating
5/10College Readiness Rating
6/10Student Progress Rating
2/10