Set along the coveted Bowley's Quarters waterfront, this exceptional custom-built residence commands a premier position on the Chesapeake Bay at the mouth of the Middle River—offering sweeping, year-round water views and an unparalleled setting for both grand entertaining and everyday living. The main level is defined by rich hardwood flooring and expansive windows that flood the home with natural light while framing panoramic bay vistas from the living room, dining room, and kitchen. The kitchen has been thoughtfully reimagined with new countertops, freshly painted cabinetry, and updated appliances, blending modern functionality with timeless appeal. The spacious primary suite serves as a private retreat, complete with direct access to the deck and breathtaking water views, a generous walk-in closet, and an expansive en-suite bath. Throughout the home, five well-proportioned bedrooms—each accommodating king-size furnishings—offer comfort and flexibility, complemented by custom closet systems that provide exceptional storage. Outdoor living is equally impressive, with premium Ipe wood decking extending across the main level and wrapping around the porch and deck areas, creating a seamless connection to the surrounding landscape. Durable James Hardie Plank siding enhances both aesthetics and longevity, while recent updates—including a new deck awning and stamped concrete walkways. The fully fenced rear yard offers privacy and security, while the 100-foot waterfront is a true boater’s haven, featuring an 8,500 lb boat lift, two jet ski lifts, and a mooring pole—providing effortless access to the bay. Ample parking is accommodated by a spacious concrete driveway for approximately nine vehicles, an attached two-car garage, and a detached two-car garage with loft space, currently configured as a workshop with potential for further customization. The lower level offers exceptional versatility, featuring a fully finished basement with a full bar, expansive recreation space, a full bath, and an additional bedroom with tranquil water views—ideal for guests or extended living. A rare offering, this waterfront estate seamlessly blends custom craftsmanship, meaningful updates, and direct Chesapeake Bay access—delivering a truly turnkey lifestyle defined by comfort, elegance, and unforgettable views.
Sold for $1,585,000
$1,585,000
3539 Bay Dr, Baltimore, MD 21220
7beds
3,731sqft
Single Family Residence
Built in 2005
0.61 Acres Lot
$1,598,300 Zestimate®
$425/sqft
$5,076 Estimated rent
Home value
$1,598,300
$1.47M - $1.74M
$5,076/mo
Zestimate® history
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$9,688/mo
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List your homeWhat's special
Generous walk-in closetAttached two-car garageNew deck awningExpansive en-suite bathRich hardwood flooringSweeping year-round water views
Zillow last checked:
Listing updated:
Listed by:
Matt Fischer 410-585-5125,
Monument Sotheby's International Realty
Bought with:
Melissa Barnes, 647505
Cummings & Co. Realtors
Source: Bright MLS,MLS#: MDBC2157174
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 7
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bathrooms: 4
- Main level bedrooms: 5
Primary bedroom
- Level: Main
Bedroom 3
- Level: Main
Bedroom 4
- Level: Main
Bedroom 5
- Level: Main
Bedroom 6
- Level: Upper
Primary bathroom
- Level: Main
Bathroom 3
- Level: Main
Bonus room
- Level: Upper
Dining room
- Level: Main
Great room
- Level: Main
Other
- Level: Main
Kitchen
- Level: Main
Kitchen
- Level: Lower
Laundry
- Level: Main
Office
- Level: Lower
Recreation room
- Level: Lower
Storage room
- Level: Lower
Heating
- Forced Air, Zoned, Propane
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Double Oven, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliance(s), Washer, Water Heater, Gas Water Heater
- Laundry: Main Level, Laundry Room
Features
- Bar, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-in Features, Ceiling Fan(s), Combination Kitchen/Living, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Eat-in Kitchen, Kitchen Island, Kitchen - Table Space, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Sauna, Upgraded Countertops, Walk-In Closet(s)
- Flooring: Carpet, Wood
- Basement: Other
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 3,731
- Total interior livable area: 3,731 sqft
- Finished area above ground: 3,731
Property
Parking
- Total spaces: 12
- Parking features: Garage Faces Front, Attached, Detached, Driveway, On Street
- Attached garage spaces: 3
- Uncovered spaces: 9
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Patio, Wrap Around
- Exterior features: Awning(s), Extensive Hardscape
- Pool features: None
- Waterfront features: Private Dock Site, Rip-Rap, Fishing Allowed, Private Access, Swimming Allowed, Bay
- Body of water: Chesapeake Bay
- Frontage length: Water Frontage Ft: 100
Lot
- Size: 0.61 Acres
- Dimensions: 1.00 x
Details
- Additional structures: Above Grade
- Parcel number: 04152400012663
- Zoning: RESIDENTIAL
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Foundation: Other
Condition
- Excellent
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Grinder Pump, Public Septic
- Water: Public
Community & neighborhood
Location
- Region: Baltimore
- Subdivision: Bowleys Quarters
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Negotiable
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 4/29/2026 | Sold | $1,585,000+0.6%$425/sqft |
Source:  Bright MLS #MDBC2157174 Report a problem | ||
| 4/14/2026 | Pending sale | $1,575,000$422/sqft |
Source: Bright MLS #MDBC2157174 Report a problem | ||
| 4/9/2026 | Listed for sale | $1,575,000$422/sqft |
Source: Bright MLS #MDBC2157174 Report a problem | ||
| 4/1/2026 | Contingent | $1,575,000$422/sqft |
Source: Bright MLS #MDBC2157174 Report a problem | ||
| 3/30/2026 | Listed for sale | $1,575,000+23.5%$422/sqft |
Source: Bright MLS #MDBC2157174 Report a problem | ||
| 12/30/2020 | Sold | $1,275,000-5.6%$342/sqft |
Source: Public Record Report a problem | ||
| 12/30/2020 | Contingent | $1,350,000$362/sqft |
Source:  Bright MLS #MDBC507132 Report a problem | ||
| 11/11/2020 | Pending sale | $1,350,000$362/sqft |
Source: Real Estate Professionals, Inc. #MDBC507132 Report a problem | ||
| 11/8/2020 | Price change | $1,350,000-3.6%$362/sqft |
Source: Real Estate Professionals, Inc. #MDBC507132 Report a problem | ||
| 10/12/2020 | Price change | $1,400,000-3.4%$375/sqft |
Source: Real Estate Professionals, Inc. #MDBC507132 Report a problem | ||
| 9/19/2020 | Listed for sale | $1,450,000+7150%$389/sqft |
Source: Real Estate Professionals, Inc. #MDBC507132 Report a problem | ||
| 6/28/2000 | Sold | $20,000$5/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $16,380 +14.2% | $1,183,500 |
| 2024 | $14,344 -8.8% | $1,183,500 -8.8% |
| 2023 | $15,724 +14.7% | $1,297,400 |
| 2022 | $13,709 +17.2% | $1,297,400 +34.5% |
| 2021 | $11,693 +20.8% | $964,733 +20.8% |
| 2020 | $9,677 | $798,400 |
| 2019 | $9,677 | $798,400 |
| 2018 | $9,677 -1.7% | $798,400 -1.7% |
| 2017 | $9,841 -18.6% | $812,000 +3.7% |
| 2016 | $12,084 | $783,000 +3.8% |
| 2015 | $12,084 | $754,000 +4% |
| 2014 | $12,084 | $725,000 |
| 2013 | -- | $725,000 |
| 2012 | -- | $725,000 -26.2% |
| 2011 | -- | $982,600 +3.2% |
| 2010 | -- | $951,690 +3.4% |
| 2009 | -- | $920,730 +3.5% |
| 2008 | -- | $889,770 +12% |
| 2007 | -- | $794,636 +13.6% |
| 2006 | -- | $699,503 |
Find assessor info on the county website
Neighborhood: Bowleys Quarters
Nearby schools
GreatSchools rating
- 4/10Seneca Elementary SchoolGrades: PK-5Distance: 2.2 mi
- 2/10Stemmers Run Middle SchoolGrades: 6-8Distance: 4.4 mi
- 2/10Kenwood High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- District: Baltimore County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$1,598,300
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Estimated market value
$1,598,300
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