Very well-maintained lakefront home in the Echos community. This home offers stunning lake views from all levels and almost every room. The three levels of living space, a wood burning fireplace, granite countertops and four bedrooms are all great features for a full-time residence or vacation rental. The outside space is ideal for entertaining, featuring a nice sized Trex lakefront deck and a lower patio with a hot tub. Your Type A dock is just a few steps away, allowing you all the fun you would like to have on Deep Creek Lake. The paved driveway and attached garage are just a few more pluses to this property. Central location – close to DCL State Park, restaurants, cinema, grocery stores, and Wisp Ski Resort. Call today to preview!
Sold for $975,000
$975,000
354 White Oak Dr #3, Swanton, MD 21561
4beds
2,848sqft
Condominium
Built in 1988
-- sqft lot
$962,400 Zestimate®
$342/sqft
$3,533 Estimated rent
Home value
$962,400
$751,000 - $1.23M
$3,533/mo
Zestimate® history
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$5,952/mo
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Est. payment
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Lakefront homeWood burning fireplaceType a dockTrex lakefront deckAttached garagePaved drivewayStunning lake views
Zillow last checked:
Listing updated:
Listed by:
Betsy Spiker Holcomb 301-616-5022,
Taylor Made Deep Creek Vacations & Sales
Bought with:
Mike Kennedy, 529372
Railey Realty, Inc.
Source: Bright MLS,MLS#: MDGA2009480
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Bedroom 1, Loft
Bedroom 1
- Features: Flooring - Carpet
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13 x 12
Bedroom 2
- Features: Flooring - Carpet
- Level: Upper
- Area: 110 Square Feet
- Dimensions: 11 x 10
Bedroom 3
- Features: Flooring - Carpet
- Level: Upper
- Area: 156 Square Feet
- Dimensions: 13 x 12
Bedroom 4
- Features: Flooring - Carpet
- Level: Lower
- Area: 132 Square Feet
- Dimensions: 12 x 11
Den
- Features: Flooring - Carpet
- Level: Lower
- Area: 156 Square Feet
- Dimensions: 13 x 12
Dining room
- Features: Flooring - Laminated
- Level: Main
- Area: 90 Square Feet
- Dimensions: 10 x 9
Family room
- Features: Flooring - Carpet
- Level: Lower
- Area: 224 Square Feet
- Dimensions: 16 x 14
Kitchen
- Features: Flooring - Ceramic Tile
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10 x 10
Living room
- Features: Fireplace - Wood Burning, Flooring - Laminated
- Level: Main
- Area: 272 Square Feet
- Dimensions: 17 x 16
Loft
- Features: Flooring - Carpet
- Level: Upper
- Area: 90 Square Feet
- Dimensions: 15 x 6
Heating
- Heat Pump, Electric
Cooling
- Ductless, Electric
Appliances
- Included: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer, Electric Water Heater
- Laundry: Lower Level
Features
- Dining Area, Entry Level Bedroom, Cathedral Ceiling(s), Dry Wall, Wood Ceilings
- Flooring: Ceramic Tile, Carpet, Laminate
- Doors: Sliding Glass
- Windows: Wood Frames
- Basement: Connecting Stairway,Finished,Heated,Exterior Entry
- Number of fireplaces: 1
- Fireplace features: Stone
Interior area
- Total structure area: 3,048
- Total interior livable area: 2,848 sqft
- Finished area above ground: 1,829
- Finished area below ground: 1,019
Property
Parking
- Total spaces: 1
- Parking features: Garage Faces Front, Attached
- Attached garage spaces: 1
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck
- Pool features: None
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Lake, Mountain(s)
- Has water view: Yes
- Water view: Lake
- Waterfront features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Sail, Swimming Allowed, Waterski/Wakeboard, Lake
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 280
Lot
- Features: Landscaped
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218062216
- Zoning: LR
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Architectural style: Contemporary
- Property subtype: Condominium
Materials
- Frame
- Foundation: Block
- Roof: Shingle
Condition
- Excellent
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Public Sewer
- Water: Well-Shared
Community & HOA
Community
- Condo and coop fee: $300 monthly
- Subdivision: Echos
HOA
- Has HOA: No
- Amenities included: Water/Lake Privileges
- Services included: Pier/Dock Maintenance, Snow Removal, Maintenance Grounds
- HOA name: Echos
Location
- Region: Swanton
Financial & listing details
- Price per square foot: $342/sqft
- Tax assessed value: $751,200
- Annual tax amount: $7,628
- Date on market: 5/8/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Condominium
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2025 | Sold | $975,000-1%$342/sqft |
Source:  Bright MLS #MDGA2009480 Report a problem | ||
| 5/19/2025 | Contingent | $985,000$346/sqft |
Source: Bright MLS #MDGA2009480 Report a problem | ||
| 5/8/2025 | Listed for sale | $985,000+176.7%$346/sqft |
Source: Bright MLS #MDGA2009480 Report a problem | ||
| 10/21/1999 | Sold | $356,000+20.7%$125/sqft |
Source: Public Record Report a problem | ||
| 10/29/1998 | Sold | $295,000$104/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,879 +16.4% | $751,200 +15% |
| 2024 | $7,628 +17.7% | $653,067 +17.7% |
| 2023 | $6,482 +21.5% | $554,933 +21.5% |
| 2022 | $5,335 +0.1% | $456,800 +0.1% |
| 2021 | $5,330 +0.1% | $456,300 +0.1% |
| 2020 | $5,324 +0.1% | $455,800 +0.1% |
| 2019 | $5,318 +6% | $455,300 |
| 2018 | $5,017 0% | $455,300 |
| 2017 | $5,017 | $455,300 -2% |
| 2016 | -- | $464,600 |
| 2015 | -- | $464,600 |
| 2014 | -- | $464,600 -3.1% |
| 2013 | -- | $479,700 |
| 2012 | -- | $479,700 |
| 2011 | -- | $479,700 -2.1% |
| 2010 | -- | $489,980 +3.5% |
| 2009 | -- | $473,440 +3.6% |
| 2008 | -- | $456,900 +3.8% |
| 2007 | -- | $440,360 +2.5% |
| 2006 | -- | $429,636 +2.6% |
| 2005 | -- | $418,913 +2.6% |
| 2004 | -- | $408,190 +9.8% |
| 2003 | -- | $371,590 +10.9% |
| 2002 | -- | $334,990 +12.3% |
| 2001 | -- | $298,390 |
Find assessor info on the county website
Neighborhood: 21561
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Nearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-6Distance: 7.5 mi
- 5/10Southern Garrett High SchoolGrades: 7-12Distance: 8.4 mi
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Maryland
- Garrett County
- Swanton
- 21561
- 354 White Oak Dr Unit 3
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