3546 Saddle Ridge Rd, Stem, NC 27581

Welcome to this beautiful 3-bedroom with a large Bonus Room with closet that can be used as the 4th bedroom, 3.5-bath two-story home nestled on a private, wooded 1.84-acre lot with no HOA--offering the perfect blend of space, privacy, and luxury living. Step outside to your own retreat featuring a large deck, screened porch, and swimming pool, ideal for relaxing or entertaining while enjoying peaceful natural surroundings. Inside, the thoughtfully designed layout showcases elegant details throughout. The kitchen features beautiful countertops, tile backsplash, stainless steel appliances, recessed lighting, crown molding, and beautiful tile flooring. The breakfast nook opens through French doors to the screened porch and deck, creating seamless indoor-outdoor living. The family room impresses with a vaulted ceiling, hardwood floors, crown molding, and a cozy gas log fireplace. A formal dining room with tray ceiling, hardwood floors, chair rail, and crown molding adds timeless elegance. The first-floor primary suite is a true retreat, complete with a tray ceiling, spacious walk-in closet with custom shelving, and a luxurious en-suite bath featuring a dual vanity, deep soaking jetted tub, and a large tile walk-in shower. Upstairs offers three additional bedrooms with hardwood floors, two full baths, and an unfinished attic--perfect for storage or future expansion. Additional features include a laundry room with cabinets and utility sink, a convenient built-in bench area, central vacuum system, intercom system, rounded wall corners, and an epoxy-coated garage floor. The property also includes a 2.5-car insulated garage with extra storage space. This home delivers the rare combination of privacy, space, and upscale features--all without HOA restrictions. A true must-see!