Skip main navigation
Pending
    • Price cut: $20K (5/21)
    $325,000

    3552 12th Ave SE, Saint Cloud, MN 56304

    3beds
    1,496sqft
    : 
    Loading
    Get pre-qualified
    Single Family
    Built in 1960
    0.84 Acres Lot
    $320,400 Zestimate®
    $217/sqft
    $-- HOA

    What's special

    A rare opportunity on the Mississippi River! This beautifully renovated one-story home sits on nearly an acre, offering stunning waterfront views while being tucked away in a quiet neighborhood! Enjoy waterfront living: gather by the water-side campfire, float the river, or relax on your private dock. In the winter, the river becomes your playground for skating, snowshoeing, and ice fishing–a true four-season gem. Inside, the redesigned main floor blends functionality with contemporary design. The kitchen features an oversized island and custom knotty-alder cabinetry, with an eat-in dining area where a charming brick fireplace and panoramic river views create a warm, inviting atmosphere. The open layout flows into a spacious living room with updated birch hardwood floors, perfect for relaxing or entertaining. The convenient three main-floor bedrooms feature refinished original hardwood floors, blending character with comfort. A breezeway leads to an expansive unfinished basement with a second bath, offering endless potential for additional living space. The screened porch is a highlight–your front-row seat to the river–where you can take in peaceful mornings, evening breezes, and stunning sunsets framed by mature trees and the shimmer of the water. All of this awaits on the southeast edge of town with easy access to the metro area.
    109 days
    |
    394
    |
    21
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Brandon Johnson 320-309-7521,

    VoigtJohnson,

    Heidi J. Voigt 320-250-1001

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7045936MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Bedroom 2
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Bedroom 3
      • Level: Main
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Bathroom
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 10x8
      Bathroom
      • Level: Lower
      • Area: 48 Square Feet
      • Dimensions: 8x6
      Dining room
      • Level: Main
      • Area: 154 Square Feet
      • Dimensions: 14x11
      Foyer
      • Level: Main
      • Area: 30 Square Feet
      • Dimensions: 6x5
      Kitchen
      • Level: Main
      • Area: 169 Square Feet
      • Dimensions: 13x13
      Living room
      • Level: Main
      • Area: 324 Square Feet
      • Dimensions: 27x12
      Mud room
      • Level: Main
      • Area: 22 Square Feet
      • Dimensions: 5.5x4
      Screened porch
      • Level: Main
      • Area: 200 Square Feet
      • Dimensions: 20x10
      Other
      • Level: Lower
      • Area: 1350 Square Feet
      • Dimensions: 54x25
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Range, Refrigerator, Washer, Water Softener Rented
      • Laundry: Lower Level
      Features
      • Basement: Block,Full,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Wood Burning
      Interior area
      • Total structure area: 2,846
      • Total interior livable area: 1,496 sqft
      • Finished area above ground: 1,496
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Asphalt, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (23x21)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Porch, Screened
      • Has view: Yes
      • View description: Panoramic, River, West
      • Has water view: Yes
      • Water view: River
      • Waterfront features: River Front, River View
      • Frontage length: Water Frontage: 159
      Lot
      • Size: 0.84 Acres
      • Dimensions: 159 x 400 x 140 x 328
      • Features: Tree Coverage - Medium
      Details
      • Foundation area: 1496
      • Parcel number: 254030040
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1960

      Utilities & green energy

      • Gas: Natural Gas
      • Sewer: Private Sewer
      • Water: Well

      Community & HOA

      HOA
      • Has HOA: No
      • Amenities included: Beach Access, Porch
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $217/sqft
      • Tax assessed value: $319,000
      • Annual tax amount: $2,542
      • Date on market: 4/3/2026
      • Cumulative days on market: 100 days
      • Road surface type: Paved

        Estimated market value

        $320,400

        $304,000 - $336,000

        $2,238/mo

        Price history

        DateEventPrice
        6/29/2026Pending sale$325,000$217/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7045936 Report a problem
        5/21/2026Price change$325,000-5.8%$217/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7045936 Report a problem
        4/30/2026Price change$345,000-5.5%$231/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7045936 Report a problem
        4/12/2026Listed for sale$365,000+114.7%$244/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7045936 Report a problem
        6/15/2015Sold$170,000-5%$114/sqft
        Source: NorthstarMLS as distributed by MLS GRID #4574196 Report a problem
        4/14/2015Pending sale$178,999$120/sqft
        Source: RE/MAX Results #4574196 Report a problem
        4/2/2015Price change$178,999-3.2%$120/sqft
        Source: RE/MAX Results #4574196 Report a problem
        3/20/2015Price change$184,900-2.6%$124/sqft
        Source: RE/MAX Results #4574196 Report a problem
        9/30/2014Listed for sale$189,900$127/sqft
        Source: Edina Realty, Inc. #4395684 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,542 +2.8%$301,160 -0.1%
        2024$2,472 +1%$301,487 -3%
        2023$2,448 +19.5%$310,688 +6.9%
        2022$2,048 +8.8%$290,523 +49.9%
        2021$1,882 +1.7%$193,840 +6.5%
        2020$1,850 -1.7%$182,068 -9.5%
        2019$1,882 +1.7%$201,200 +4.5%
        2018$1,850 +2.7%$192,500 +3.4%
        2017$1,802 +1%$186,100 +1.3%
        2016$1,784 -4.8%$183,800 +3.9%
        2015$1,874 $176,900 -4.8%
        2014$1,874 -2.9%$185,800 +6.5%
        2013$1,930 -4.8%$174,500 -6%
        2012$2,027 -5.8%$185,700 -10.1%
        2011$2,151 +11.1%$206,500 -8.7%
        2010$1,936 +6.5%$226,300 -7.2%
        2009$1,818 -8.7%$243,800 -6.6%
        2008$1,992 +0.9%$260,900 +2.2%
        2007$1,975 +10.8%$255,200 +12.5%
        2006$1,782 +7%$226,800 +9.2%
        2005$1,666 +6.8%$207,600 +15%
        2004$1,560 +26.5%$180,500 +12%
        2003$1,233 +15%$161,200 +10%
        2002$1,073 -32.9%$146,500 +8.5%
        2001$1,598 $135,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 56304

        Getting around

        5 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

            Nearby cities

            Nearby neighborhoods

            Nearby zip codes

            Other Saint Cloud Topics

              Search
              Updates
              Favorites
              Plan
              Inbox