Discover this delightful 3-bedroom, 2-bathroom split-level home presenting comfortable living and exciting possibilities. Located on a generous lot, this property offers a sprawling, private backyard perfect for entertaining, gardening, or simply enjoying the outdoors. Step inside to find a well-maintained interior with a functional layout. The bright and airy living spaces flow seamlessly, providing an ideal setting for both relaxation and everyday living. The kitchen comes with recently updated appliances and provides an ample breakfast room as well as access to the refurbished deck. The primary bedroom is large and comes with an ensuite bathroom. The remaining two bedrooms are also good-sized and have plentiful storage. The unfinished basement is a true gem, already plumbed for an in-law suite, offering an incredible opportunity to expand your living space, generate rental income, or create a private haven for guests. Imagine designing your dream basement - a secondary living area, a home office, a fitness studio, or a dedicated entertainment zone - the options are limitless! Located in the desirable Spring Valley neighborhood, buyers can join the neighborhood HOA for only $300 annually and enjoy access to the community pool. This home provides the perfect blend of tranquility and convenience - minutes away from shopping, dining, schools, healthcare and more! Don't miss your chance to own this fantastic property with its immense potential to grow with your needs. Schedule your showing today!
Sold for $315,000
$315,000
3554 Mountain Creek Rd, Chattanooga, TN 37415
3beds
1,300sqft
Single Family Residence
Built in 1978
0.28 Acres Lot
$320,700 Zestimate®
$242/sqft
$1,978 Estimated rent
Home value
$320,700
$298,000 - $346,000
$1,978/mo
Zestimate® history
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$2,181/mo
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List your homeWhat's special
Ample breakfast roomSprawling private backyardWell-maintained interiorFunctional layoutGenerous lotRecently updated appliancesRefurbished deck
Zillow last checked:
Listing updated:
Listed by:
Joanie Sompayrac 423-304-1365,
Keller Williams Realty
Bought with:
Norma G Whaley, 312022
Keller Williams Realty
Source: Greater Chattanooga Realtors,MLS#: 1513875
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Electric Oven, Electric Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Eat-in Kitchen, Tub/shower Combo, En Suite, Breakfast Room
- Flooring: Carpet, Laminate
- Windows: Blinds
- Basement: Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,300
- Total interior livable area: 1,300 sqft
- Finished area above ground: 1,300
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage, Garage Faces Front
- Attached garage spaces: 2
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
- Exterior features: Private Yard
- Pool features: Community
- Spa features: None
- Fencing: Back Yard,Chain Link,Fenced
Lot
- Size: 0.28 Acres
- Dimensions: 80 x 150
- Features: Back Yard, Level
Details
- Additional structures: None
- Parcel number: 108k B 057
- Special conditions: Standard
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Split Level
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Block, Concrete Perimeter
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 1978
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Spring Valley Unit 1
HOA
- Has HOA: Yes
- Amenities included: Pool, Pond Seasonal
- HOA fee: $300 annually
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $242/sqft
- Tax assessed value: $327,000
- Annual tax amount: $2,132
- Date on market: 5/30/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Inclusions: Refrigerator, oven/range, dishwasher, water heater, washer, and dryer.
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/16/2025 | Sold | $315,000-3.1%$242/sqft |
Source: Greater Chattanooga Realtors #1513875 Report a problem | ||
| 7/4/2025 | Pending sale | $325,000$250/sqft |
Source: Greater Chattanooga Realtors #1513875 Report a problem | ||
| 6/13/2025 | Contingent | $325,000$250/sqft |
Source: Greater Chattanooga Realtors #1513875 Report a problem | ||
| 5/30/2025 | Listed for sale | $325,000$250/sqft |
Source: Greater Chattanooga Realtors #1513875 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,239 +16.5% | $81,750 +72% |
| 2024 | $1,063 | $47,525 |
| 2023 | $1,063 | $47,525 |
| 2022 | $1,063 | $47,525 |
| 2021 | $1,063 +9.2% | $47,525 +34.9% |
| 2020 | $974 | $35,225 |
| 2019 | $974 | $35,225 |
| 2018 | $974 -48.8% | $35,225 |
| 2017 | $1,903 +17.5% | $35,225 |
| 2016 | $1,620 | -- |
| 2015 | $1,620 | $29,650 |
| 2014 | $1,620 +2.9% | -- |
| 2013 | $1,574 | $29,650 -4.4% |
| 2012 | $1,574 | $31,025 |
| 2011 | $1,574 | $31,025 |
| 2010 | $1,574 +7.9% | $31,025 |
| 2009 | $1,459 | $31,025 +23% |
| 2008 | -- | $25,225 |
| 2007 | -- | $25,225 |
| 2006 | -- | $25,225 |
| 2005 | -- | $25,225 +14.1% |
| 2004 | -- | $22,100 |
| 2003 | -- | $22,100 |
| 2002 | -- | $22,100 |
| 2001 | -- | $22,100 +17.4% |
| 2000 | -- | $18,825 |
Find assessor info on the county website
Neighborhood: 37415
Nearby homes
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Nearby schools
GreatSchools rating
- 4/10Red Bank Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 5/10Red Bank Middle SchoolGrades: 6-8Distance: 0.4 mi
- 5/10Red Bank High SchoolGrades: 9-12Distance: 0.3 mi
Schools provided by the listing agent
- Elementary: Red Bank Elementary
- Middle: Red Bank Middle
- High: Red Bank High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$320,700
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$320,700
- Tennessee
- Hamilton County
- Chattanooga
- 37415
- 3554 Mountain Creek Rd
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