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Sold
  • $650,000

    3558 Clearwater Cir, Indianapolis, IN 46240

    4beds
    3,363sqft
    Residential, Single Family Residence
    Built in 1988
    2,178 Square Feet Lot
    $650,100 Zestimate®
    $193/sqft
    $3,185 Estimated rent

    Home value

    $650,100

    $618,000 - $683,000

    $3,185/mo

    Zestimate® history
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    What's special

    Two fireplacesPrivate deeded boat dock
    Experience exceptional waterfront living from one of Clearwater Cove's premier locations, situated directly on the main body of Lake Clearwater. Enjoy your own private deeded boat dock on this 135-acre spring-fed lake known for its remarkably clear water-ideal for boating, fishing & swimming. A private community beach is just steps away, adding to the resort-style lifestyle. Offering approximately 2,500 square feet, this spacious 4-bedroom, 3-full-bath residence delivers the scale & comfort of a single-family home with the convenience of low-maintenance living & an HOA-maintained exterior. Soaring ceilings enhance the great room, where expansive windows showcase tranquil lake views & a fireplace adds warmth & character. Beautiful water views continue from the screened porch, primary bedroom, walkout lower level & lower-level bedroom. Two fireplaces & a private 2-car garage add to the appeal. A rare opportunity for investors or buyers ready to create their own waterfront retreat! The interior is ready for updating, presenting tremendous potential in a location that is difficult to replicate. The home previously appraised for $825,000 in 2023 & features an HVAC system only a couple of years old. Property is being sold as-is. Clearwater Cove residents also enjoy a scenic approximately 3-mile walking path around Lake Clearwater & neighboring Nantucket Lake, along with an active calendar of neighborhood social events. This tranquil lakeside setting is just minutes from The Fashion Mall at Keystone Crossing, upscale shopping, premier dining & entertainment. Bring your vision, bring your boat & imagine the possibilities!

    Zillow last checked:

    Listing updated:

    Listed by:

    Kelly Burns kburns@bhhsin.com,

    Berkshire Hathaway Home

    Bought with:

    Kimsley Farrar

    CENTURY 21 Scheetz

    Source: MIBOR as distributed by MLS GRID,MLS#: 22120251MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bathrooms: 2
    • Main level bedrooms: 3
    Primary bedroom
    • Level: Main
    • Area: 208 Square Feet
    • Dimensions: 16x13
    Bedroom 2
    • Level: Main
    • Area: 121 Square Feet
    • Dimensions: 11x11
    Bedroom 3
    • Level: Main
    • Area: 121 Square Feet
    • Dimensions: 11x11
    Bedroom 4
    • Level: Basement
    • Area: 195 Square Feet
    • Dimensions: 15x13
    Bonus room
    • Features: Other
    • Level: Basement
    • Area: 133 Square Feet
    • Dimensions: 19x7
    Dining room
    • Level: Main
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Family room
    • Level: Basement
    • Area: 300 Square Feet
    • Dimensions: 20x15
    Great room
    • Level: Main
    • Area: 300 Square Feet
    • Dimensions: 20x15
    Kitchen
    • Level: Main
    • Area: 160 Square Feet
    • Dimensions: 16x10
    Laundry
    • Features: Other
    • Level: Basement
    • Area: 77 Square Feet
    • Dimensions: 11x7
    Play room
    • Level: Basement
    • Area: 130 Square Feet
    • Dimensions: 13x10
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Refrigerator, Washer, Water Heater
    Features
    • Double Vanity, Vaulted Ceiling(s), Entrance Foyer, Ceiling Fan(s), Eat-in Kitchen, Pantry, Walk-In Closet(s)
    • Basement: Partially Finished,Storage Space,Walk-Out Access
    • Number of fireplaces: 2
    • Fireplace features: Gas Starter, Great Room
    Interior area
    • Total structure area: 3,363
    • Total interior livable area: 3,363 sqft
    • Finished area below ground: 1,067

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached
    • Attached garage spaces: 2
    • Details: Garage Parking Other(Garage Door Opener)
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Deck, Screened
    • Exterior features: Balcony, Sprinkler System
    • Has view: Yes
    • View description: Lake
    • Has water view: Yes
    • Water view: Lake
    • Waterfront features: Boat Slip, Dock, Lake Privileges, Lake Front, Water Access, Water View, Waterfront
    Lot
    • Size: 2,178 Square Feet
    Details
    • Parcel number: 490220103016000800
    • Special conditions: As Is,Cosmetics Needed,Probate Listing,Needs Updating
    • Horse amenities: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Residential, Single Family Residence
    • Attached to another structure: Yes
    Materials
    • Brick, Cement Siding
    • Foundation: Full
    Condition
    • New construction: No
    • Year built: 1988

    Utilities & green energy

    • Water: Public

    Community & HOA

    Community
    • Features: Low Maintenance Lifestyle
    • Subdivision: Clearwater Cove
    HOA
    • Has HOA: Yes
    • Amenities included: Beach Access, Beach Rights, Boating, Insurance, Jogging Path, Landscaping, Maintenance, Maintenance Grounds, Maintenance Structure, Management, Snow Removal, Trail(s), Trash
    • Services included: Association Home Owners, Insurance, Irrigation, Lawncare, Maintenance Structure, Nature Area, Management, Snow Removal, Trash, Walking Trails
    • HOA fee: $495 monthly
    • HOA phone: 317-259-0383
    Location
    • Region: Indianapolis

    Financial & listing details

    • Price per square foot: $193/sqft
    • Tax assessed value: $555,900
    • Annual tax amount: $7,234
    • Date on market: 8/20/2026
    • Cumulative days on market: 33 days

    Price history

    DateEventPrice
    10/30/2026Sold$650,000$193/sqft
    Source: MIBOR as distributed by MLS GRID #22120251 Report a problem
    9/22/2026Pending sale$650,000$193/sqft
    Source: MIBOR as distributed by MLS GRID #22120251 Report a problem
    9/21/2026Price change$650,000-3.7%$193/sqft
    Source: MIBOR as distributed by MLS GRID #22120251 Report a problem
    9/16/2026Price change$675,000-3.6%$201/sqft
    Source: MIBOR as distributed by MLS GRID #22120251 Report a problem
    8/29/2026Price change$700,000-6.7%$208/sqft
    Source: MIBOR as distributed by MLS GRID #22120251 Report a problem
    8/20/2026Listed for sale$750,000$223/sqft
    Source: MIBOR as distributed by MLS GRID #22120251 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$6,455 +6.9%$555,900 +17.2%
    2024$6,036 -1.5%$474,300 +5.1%
    2023$6,126 +13.3%$451,300 +2.1%
    2022$5,409 +6.3%$442,100 +11.1%
    2021$5,089 +7.1%$397,900
    2020$4,750 +5.4%$397,900
    2019$4,507 +2.9%$397,900 +2.7%
    2018$4,382 +28.6%$387,500 +2.2%
    2017$3,407 +0.8%$379,100 +21.3%
    2016$3,381 -2.3%$312,600 -5.8%
    2014$3,461 +0.6%$331,800 +45%
    2013$3,442 $228,900 -53.3%
    2012$3,442 $489,700 +11.3%
    2011-- $439,800 +4%
    2010$4,415 +10.5%$422,900 -2.7%
    2009$3,997 $434,800 +20.2%
    2007-- $361,600 -22.9%
    2006-- $468,700 +42.6%
    2005-- $328,700
    2004-- $328,700
    2003-- $328,700 +170.8%
    2002-- $121,400 +200%
    2001-- $40,470
    2000-- $40,470
    Find assessor info on the county website

    Neighborhood: Clearwater

    Nearby schools

    GreatSchools rating
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    Estimated market value

    $650,100

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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value

    $650,100