For sale

Price cut: $51K (5/11)

$399,000

357 County Road 4846, Winnsboro, TX 75494

3beds

2,016sqft

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Single Family Residence

Built in 1985

0.5 Acres Lot

$392,400 Zestimate^®

$198/sqft

$-- HOA

What's special

Workshop and storage buildingSplit-level three-story homeSits on two lotsLarge covered back porch

Winnsboro - Wood County Texas ~ 3 bedroom, 2 bath waterfront cottage on Lake Winnsboro, nestled in the piney woods of East Texas. This split-level, three-story home sits on two lots with a generous 140 feet of shoreline, water pump/sprinkler system, 80 foot pier, 250 gallon propane tank, workshop and storage building, all with stunning views from the deep side of the lake. Enjoy lake life from the large covered back porch, plus a workshop for lawn and outdoor tools. Perfect as a weekend getaway or full-time lake retreat.

160 days

327

4

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Rooms

Room types: 1 Living Area

Primary bedroom

Level: Main

Bedroom 1

Area: 90
Dimensions: 9 x 10

Bedroom 2

Area: 121
Dimensions: 11 x 11

Bedroom 3

Area: 90
Dimensions: 9 x 10

Bathroom

Features: Shower/Tub, Linen Closet

Dining room

Features: Den/Dining Combo
Area: 36
Dimensions: 6 x 6

Kitchen

Area: 36
Dimensions: 6 x 6

Living room

Area: 180
Dimensions: 15 x 12

Heating

Space Heater

Cooling

Central Electric

Appliances

Included: Range/Oven-Electric, Dishwasher, Microwave, Electric Water Heater

Features

Paneling, Ceiling Fan(s)
Flooring: Carpet, Vinyl
Windows: Blinds
Has fireplace: No
Fireplace features: None

Interior area

Total structure area: 2,016
Total interior livable area: 2,016 sqft

Property

Parking

Parking features: Garage Faces Front
Has garage: Yes
Has uncovered spaces: Yes

Features

Levels: 3 Stories
Stories: 3
Patio & porch: Patio Covered, Deck Covered
Exterior features: Sprinkler System
Pool features: None
Fencing: Chain Link
On waterfront: Yes
Waterfront features: Waterfront, Water/Lakefront
Body of water: Winnsboro

Lot

Size: 0.5 Acres
Features: Subdivision Lot

Details

Additional structures: Storage, Workshop
Parcel number: 000000027425
Special conditions: None,As-Is Condition @ Closing
Other equipment: Satellite Dish

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage
Property subtype: Single Family Residence

Materials

Wood Frame, Alum/Vinyl Siding, Metal
Foundation: Slab
Roof: Metal Shake

Condition

Year built: 1985

Utilities & green energy

Sewer: Aerobic Septic
Water: Cooperative, Company: Sharon Water
Utilities for property: Satellite Internet, Cable Available

Green energy

Energy efficient items: Other/See Remarks

Community & HOA

Community

Features: Fishing, Boat Ramp, Other
Subdivision: LAKE WINNSBORO WF LOTS

HOA

Has HOA: No

Location

Region: Winnsboro

Financial & listing details

Price per square foot: $198/sqft
Tax assessed value: $348,500
Annual tax amount: $325
Date on market: 2/4/2026
Listing terms: Conventional,Cash
Road surface type: Paved

Estimated market value

$392,400

$373,000 - $412,000

$2,125/mo

Price history

Date	Event	Price
5/11/2026	Price change	$399,000-11.3%$198/sqft
Source: GTARMLS #26001620 Report a problem
4/9/2026	Price change	$450,000-4.3%$223/sqft
Source: GTARMLS #26001620 Report a problem
3/2/2026	Price change	$470,000-4.1%$233/sqft
Source: GTARMLS #26001620 Report a problem
2/4/2026	Listed for sale	$490,000$243/sqft
Source: GTARMLS #26001620 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$326 +1.2%	$283,337 +10%
2024	$322	$257,579 +10%
2023	--	$234,163 +10%
2022	$856	$212,875 +10%
2021	--	$193,523 +10%
2020	$856	$175,930 +1.5%
2019	--	$173,305 +10%
2018	--	$157,550
2017	--	$157,550 -7.7%
2016	--	$170,760
2015	--	$170,760
2014	--	$170,760
2013	--	$170,760
2012	--	$170,760
2011	--	$170,760
2010	--	$170,760
2009	--	$170,760 +72.5%
2008	--	$99,000
2007	--	$99,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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